Ge\u00e7ti\u011fimiz y\u0131l T\u00fcrkiye\u2019de banka ve kredi kartlar\u0131yla 213 milyonu temass\u0131z \u00f6deme olmak \u00fczere toplam 1,5 trilyon TL\u2019lik hacmi a\u015fan, 7 milyar adet i\u015flem ger\u00e7ekle\u015ftirildi. Fiziksel kartlar h\u0131zla dijitalle\u015firken, geli\u015ftirilen mobil temass\u0131z \u00f6deme teknolojisi kredi kartlar\u0131n\u0131n cep telefonlar\u0131na tan\u0131mlanmas\u0131na ve telefonu POS cihaz\u0131na yakla\u015ft\u0131rarak bir saniyeden k\u0131sa s\u00fcrede \u00f6deme yap\u0131lmas\u0131na olanak tan\u0131yor.<\/p>\n
Mobil temass\u0131z \u00f6deme y\u00f6ntemleri, NFC teknolojisini destekleyen cep telefonlar\u0131n\u0131n yayg\u0131nla\u015fmas\u0131yla h\u0131zla art\u0131yor. Statista verilerine g\u00f6re i\u015flem hacmi son 3 y\u0131lda 4 kata yak\u0131n b\u00fcy\u00fcme g\u00f6steren mobil \u00f6deme se\u00e7enekleri, \u00f6zellikle Asya – Pasifik \u00fclkelerinde y\u00fczde 50\u2019ye varan kullan\u0131m oran\u0131na ula\u015ft\u0131.<\/p>\n
Geli\u015fmi\u015f bankac\u0131l\u0131k sekt\u00f6r\u00fcyle d\u00fcnyan\u0131n lider \u00fclkeleri aras\u0131nda yer alan T\u00fcrkiye\u2019de de temass\u0131z \u00f6deme alt yap\u0131lar\u0131 h\u0131zla geli\u015fiyor. 15 y\u0131ld\u0131r \u00f6deme sistemlerine y\u00f6nelik yaz\u0131l\u0131m \u00e7\u00f6z\u00fcmleri sunan Provision\u2019\u0131n geli\u015ftirdi\u011fi mobil temass\u0131z \u00f6deme teknolojisi sayesinde kredi kartlar\u0131 cep telefonlar\u0131na tan\u0131mlanarak, kullan\u0131c\u0131lara g\u00fcvenli \u201cmobil temass\u0131z \u00f6deme\u201d deneyimi sunuluyor. Teknoloji, kullan\u0131c\u0131lara telefonlar\u0131n\u0131 yaln\u0131zca POS cihaz\u0131na yakla\u015ft\u0131rarak temass\u0131z \u00f6demeyle al\u0131\u015fveri\u015flerini tamamlama imkan\u0131 veriyor. Daha \u00f6nce ING Bank ve Denizbank taraf\u0131ndan kullan\u0131lmaya ba\u015flanan bu teknoloji,son olarak Vak\u0131fbank taraf\u0131ndan yakla\u015f\u0131k 15 milyon bireysel m\u00fc\u015fterisinin kullan\u0131m\u0131na sunuldu. Provision taraf\u0131ndan geli\u015ftirilen bu \u00fcr\u00fcn, ayn\u0131 zamanda MPTS (Mastercard Payment Transaction Services) arac\u0131l\u0131\u011f\u0131yla da yerli ve yabanc\u0131 bir\u00e7ok banka taraf\u0131ndan kullan\u0131l\u0131yor.<\/p>\n
\u201cKredi kartlar\u0131n\u0131n \u00e7al\u0131nmas\u0131 veya kaybolmas\u0131 mobil temass\u0131z \u00f6demeyle tarih oluyor\u201d<\/p>\n
Mobil temass\u0131z \u00f6demenin kart sahipleri i\u00e7in h\u0131zl\u0131, g\u00fcvenli ve pratik bir teknoloji sundu\u011funu belirten Provision CEO\u2019su Nihat Karabacak, \u201cT\u00fcrkiye\u2019de inovatif \u00f6deme y\u00f6ntemlerinin geli\u015ftirilmesi i\u00e7in yerli teknoloji \u00e7\u00f6z\u00fcmleri \u00fcretmeye h\u0131zla devam ediyoruz. 2019 y\u0131l\u0131 ba\u015f\u0131nda MasterCard Global ile T\u00fcrkiye\u2019de bir ilke imza atarak do\u011frudan Android tabanl\u0131 mobil cihazlar\u0131 POS terminallerine d\u00f6n\u00fc\u015ft\u00fcren SoftPOS uygulamas\u0131n\u0131 hayata ge\u00e7irmi\u015ftik. Di\u011fer taraftan NFC teknolojisine sahip t\u00fcm cep telefonlar\u0131n\u0131 banka ve kredi kartlar\u0131n\u0131n tan\u0131mlanabildi\u011fi birer elektronik c\u00fczdana \u00e7evirmeye devam ediyoruz. Geli\u015ftirdi\u011fimiz teknolojiyle birlikte, kredi ve banka kartlar\u0131n\u0131n yan\u0131 s\u0131ra sadakat kartlar\u0131n\u0131n da telefondan y\u00f6netilebilmesine imkan tan\u0131yoruz. Kredi kart\u0131 \u00e7al\u0131nmas\u0131 veya kaybolmas\u0131 gibi riskler mobil temass\u0131z \u00f6demeyle tarih oluyor\u201d ifadelerini kulland\u0131.<\/p>\n
\u201cTemass\u0131z \u00f6deme 2 y\u0131lda 5 kart artt\u0131, temass\u0131z kartlardaki i\u015flem limiti 90 TL oldu\u201d<\/p>\n
Bankalararas\u0131 Kart Merkezi (BKM) verilerini inceleyen Provision\u2019a g\u00f6re, 2018 y\u0131l\u0131 i\u00e7erisinde kredi ve banka kartlar\u0131ndan ger\u00e7ekle\u015ftirilen 7 milyar i\u015flemin toplam tutar\u0131 1 milyar 579 milyon TL\u2019ye ula\u015ft\u0131. 66 milyonu bulan kredi kart\u0131 say\u0131s\u0131na g\u00f6re \u00fclkemizde ki\u015fi ba\u015f\u0131 2,2 kart d\u00fc\u015f\u00fcyor. 2018 y\u0131l\u0131nda yurt d\u0131\u015f\u0131nda kullan\u0131lan kredi kartlar\u0131n\u0131n i\u015flem say\u0131s\u0131 95 milyonu, banka kartlar\u0131n\u0131n i\u015flem say\u0131s\u0131 ise 27 milyonu a\u015ft\u0131. Temass\u0131z i\u015flem adedi 2016 y\u0131l\u0131nda 45 milyon iken, 2017\u2019de y\u00fczde 96 art\u0131\u015f g\u00f6stererek 88 milyon adede \u00e7\u0131kt\u0131. 2018\u2019in sonunda ise bir \u00f6nceki y\u0131la g\u00f6re yakla\u015f\u0131k 2,5 kat artarak 213 milyon adede ula\u015ft\u0131. 2018 y\u0131l\u0131n\u0131n mart ay\u0131ndan itibaren 90 TL\u2019ye \u00e7\u0131kan temass\u0131z kartlardaki \u015fifresiz i\u015flem limiti kullan\u0131c\u0131lar\u0131n hayatlar\u0131n\u0131 daha da kolayla\u015ft\u0131rd\u0131.<\/p>\n","protected":false},"excerpt":{"rendered":"
CEP TELEFONLARI, ELEKTRON\u0130K C\u00dcZDANA D\u00d6N\u00dc\u015e\u00dcYOR<\/p>\n","protected":false},"author":1,"featured_media":162437,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"jetpack_post_was_ever_published":false,"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":true,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"font":"","enabled":false},"version":2}},"categories":[19],"tags":[8488,38308,11254,4051,17218],"class_list":["post-162436","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-ekonomi","tag-cep","tag-cuzdana","tag-donusuyor","tag-elektronik","tag-telefonlari"],"jetpack_publicize_connections":[],"jetpack_featured_media_url":"https:\/\/i0.wp.com\/www.tvturk.com\/wp-content\/uploads\/2019\/05\/cep-telefonlari-elektronik-cuzdana-donusuyor_81a36bc.jpg?fit=1000%2C666","jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/paKIfm-GfW","_links":{"self":[{"href":"http:\/\/www.tvturk.com\/index.php\/wp-json\/wp\/v2\/posts\/162436","targetHints":{"allow":["GET"]}}],"collection":[{"href":"http:\/\/www.tvturk.com\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"http:\/\/www.tvturk.com\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"http:\/\/www.tvturk.com\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"http:\/\/www.tvturk.com\/index.php\/wp-json\/wp\/v2\/comments?post=162436"}],"version-history":[{"count":0,"href":"http:\/\/www.tvturk.com\/index.php\/wp-json\/wp\/v2\/posts\/162436\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"http:\/\/www.tvturk.com\/index.php\/wp-json\/wp\/v2\/media\/162437"}],"wp:attachment":[{"href":"http:\/\/www.tvturk.com\/index.php\/wp-json\/wp\/v2\/media?parent=162436"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"http:\/\/www.tvturk.com\/index.php\/wp-json\/wp\/v2\/categories?post=162436"},{"taxonomy":"post_tag","embeddable":true,"href":"http:\/\/www.tvturk.com\/index.php\/wp-json\/wp\/v2\/tags?post=162436"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}