TESK Genel Ba\u015fkan\u0131 Bendevi Paland\u00f6ken, \u201cHem vatanda\u015fa hem piyasalara etkin bir \u015fekilde fayda sa\u011flamas\u0131 i\u00e7in kredi kart\u0131 gecikme faizlerinin de y\u00fczde 2,65\u2019ten a\u015fa\u011f\u0131 \u00e7ekilmesi gerekiyor\u201d dedi.<\/p>\n
Kredi kart\u0131 taksit say\u0131lar\u0131n\u0131n art\u0131r\u0131lmas\u0131n\u0131n yan\u0131nda, gecikme faizlerinin de d\u00fc\u015f\u00fcr\u00fclmesi gerekti\u011fine dikkati \u00e7eken T\u00fcrkiye Esnaf ve Sanatk\u00e2rlar Konfederasyonu (TESK) Genel Ba\u015fkan\u0131 Bendevi Paland\u00f6ken, \u201cGe\u00e7ti\u011fimiz g\u00fcnlerde kredi kart\u0131 taksit say\u0131lar\u0131 yen d\u00fczenlemeler hayata ge\u00e7ti. Kredi kart\u0131 taksit say\u0131lar\u0131 art\u0131r\u0131ld\u0131. Bu durum vatanda\u015f\u0131m\u0131z\u0131 ve piyasalar\u0131 rahatlatacak fakat daha etkin bir fayda g\u00f6r\u00fclmesi i\u00e7in gecikme faizlerinin d\u00fc\u015f\u00fcr\u00fclmesi gerekiyor. Kredi kart\u0131 borcundan dolay\u0131 yasal takibe d\u00fc\u015fen ki\u015fi say\u0131s\u0131 ilk 3 ayda 253 bin 85 ki\u015fi oldu ve bu say\u0131 ge\u00e7ti\u011fimiz y\u0131l\u0131n ayn\u0131 d\u00f6nemine g\u00f6re y\u00fczde 14 artt\u0131. Bu nedenle gecikme faizlerinin d\u00fc\u015f\u00fcr\u00fclmesi bor\u00e7lar\u0131n \u00f6denebilirli\u011fini art\u0131racakt\u0131r. Bankalar elini ta\u015f\u0131n alt\u0131na koymal\u0131 ve bu oran\u0131 a\u015fa\u011f\u0131 \u00e7ekmeli\u201d diye konu\u015ftu.<\/p>\n
\u201cGecikme faizinin d\u00fc\u015f\u00fcr\u00fclmesi t\u00fcketici rahatlat\u0131r\u201d<\/p>\n
Kredi kart\u0131 gecikme faiz oran\u0131n\u0131n 2,65\u2019ten a\u015fa\u011f\u0131 \u00e7ekilmesi gerekti\u011fini vurgulayan Paland\u00f6ken, \u201cT\u00fcrkiye Bankalar Birli\u011finin ilk \u00e7eyrek verilerine g\u00f6re kredi kart\u0131 borcu nedeniyle yasal takibe intikal etmi\u015f ve takibi devam eden 2 milyon 427 bin 833 ki\u015fi var. Bankac\u0131l\u0131k D\u00fczenleme ve Denetleme Kurumu, mobilya, beyaz e\u015fya, elektronik ve elektrikli e\u015fya al\u0131mlar\u0131, havayollar\u0131 ve konaklama ile ilgili yurti\u00e7i harcamalarda kredi kart\u0131 taksit say\u0131lar\u0131n\u0131n art\u0131r\u0131ld\u0131\u011f\u0131n\u0131 bildirdi. Vatanda\u015f\u0131n al\u0131m g\u00fcc\u00fcn\u00fc art\u0131rmak, piyasalara hareket katmak, \u00f6deme s\u00fcrecini kolayla\u015ft\u0131rmak i\u00e7in \u00e7ok olumlu bir ad\u0131m. Fakat bunun hem vatanda\u015fa hem piyasalara etkin bir \u015fekilde fayda sa\u011flamas\u0131 i\u00e7in kredi kart\u0131 gecikme faizlerinin de y\u00fczde 2,65\u2019ten a\u015fa\u011f\u0131 \u00e7ekilmesi gerekiyor. Gecikme faizlerinin d\u00fc\u015f\u00fcr\u00fclmesi herkese \u00f6deme kolayl\u0131\u011f\u0131 sa\u011flayacakt\u0131r\u201d diye konu\u015ftu.<\/p>\n","protected":false},"excerpt":{"rendered":"
TESK GENEL BA\u015eKANI BENDEV\u0130 PALAND\u00d6KEN, \u201cHEM VATANDA\u015eA HEM P\u0130YASALARA ETK\u0130N B\u0130R \u015eEK\u0130LDE FAYDA SA\u011eLAMASI \u0130\u00c7\u0130N KRED\u0130 KARTI GEC\u0130KME FA\u0130ZLER\u0130N\u0130N DE Y\u00dcZDE 2,65\u2019TEN A\u015eA\u011eI \u00c7EK\u0130LMES\u0130 GEREK\u0130YOR\u201d DED\u0130.<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"jetpack_post_was_ever_published":false,"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":true,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"font":"","enabled":false},"version":2}},"categories":[1],"tags":[28236,8688,5120,30817,2039,8932,8073,15944],"class_list":["post-170119","post","type-post","status-publish","format-standard","hentry","category-genel","tag-taksit","tag-yeterli","tag-ama","tag-artmasi","tag-degil","tag-olumlu","tag-palandoken","tag-sayisinin"],"jetpack_publicize_connections":[],"jetpack_featured_media_url":"","jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/paKIfm-IfR","_links":{"self":[{"href":"http:\/\/www.tvturk.com\/index.php\/wp-json\/wp\/v2\/posts\/170119","targetHints":{"allow":["GET"]}}],"collection":[{"href":"http:\/\/www.tvturk.com\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"http:\/\/www.tvturk.com\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"http:\/\/www.tvturk.com\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"http:\/\/www.tvturk.com\/index.php\/wp-json\/wp\/v2\/comments?post=170119"}],"version-history":[{"count":0,"href":"http:\/\/www.tvturk.com\/index.php\/wp-json\/wp\/v2\/posts\/170119\/revisions"}],"wp:attachment":[{"href":"http:\/\/www.tvturk.com\/index.php\/wp-json\/wp\/v2\/media?parent=170119"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"http:\/\/www.tvturk.com\/index.php\/wp-json\/wp\/v2\/categories?post=170119"},{"taxonomy":"post_tag","embeddable":true,"href":"http:\/\/www.tvturk.com\/index.php\/wp-json\/wp\/v2\/tags?post=170119"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}