{"id":176732,"date":"2019-07-02T12:01:31","date_gmt":"2019-07-02T09:01:31","guid":{"rendered":"http:\/\/www.tvturk.com\/index.php\/mevduata-sigorta-limiti-yukseliyor\/"},"modified":"2019-07-02T12:01:31","modified_gmt":"2019-07-02T09:01:31","slug":"mevduata-sigorta-limiti-yukseliyor","status":"publish","type":"post","link":"http:\/\/www.tvturk.com\/index.php\/mevduata-sigorta-limiti-yukseliyor\/","title":{"rendered":"Mevduata sigorta limiti y\u00fckseliyor"},"content":{"rendered":"<p>TMSF Ba\u015fkan\u0131 Muhiddin G\u00fclal, &#8220;Mevduata sigorta limitinin 150 bin TL olmas\u0131 i\u00e7in \u00e7al\u0131\u015fma ba\u015flatt\u0131k&#8221; dedi.<\/p>\n<p>Tasarruf Mevduat\u0131 Sigorta Fonu (TMSF) Ba\u015fkan\u0131 Muhiddin G\u00fclal, ekonomi gazetecileriyle bir araya geldi. TMSF\u2019nin \u00e7al\u0131\u015fmalar\u0131 ve g\u00fcncel durum hakk\u0131nda bilgi veren G\u00fclal, mevduat sigorta limitinin art\u0131r\u0131lmas\u0131 konusuna \u00e7al\u0131\u015fma ba\u015flatt\u0131klar\u0131n\u0131 a\u00e7\u0131klad\u0131. G\u00fclal, \u201cMevduata sigorta limitinin 150 bin TL olmas\u0131 i\u00e7in \u00e7al\u0131\u015fma ba\u015flatt\u0131k. Riskimiz biraz aratacak ama bankac\u0131l\u0131k sekt\u00f6r\u00fcne g\u00fcveniyoruz\u201d dedi.<\/p>\n<p>Fonun toplam rezervini 43. 5 milyar TL\u2019ye ula\u015ft\u0131\u011f\u0131 bilgisini payla\u015fan G\u00fclal, \u201cSigortal\u0131 mevduat \u00fclkemizde 535 milyar TL seviyesinde bulunuyor. Rezervimizin sigortal\u0131 mevduat\u0131 kar\u015f\u0131lama oran\u0131 y\u00fczde 8 seviyesinde.  Bu Avrupa\u2019da en y\u00fcksek oran . Bu oran Avrupa\u2019da ortalama y\u00fczde 1, Amerika\u2019da y\u00fczde0.5 seviyesinde bulunuyor.<\/p>\n<p>\u201cKar\u015f\u0131lama oran\u0131m\u0131z\u0131n y\u00fcksek olmas\u0131n\u0131n sebebi garanti limitinin d\u00fc\u015f\u00fck kalmas\u0131\u201d diyen G\u00fclal, Avrupa garanti tutar\u0131 100 bin euro, Amerika\u2019da 250 bin dolar, biz de 100 bin TL. Bu oran 2013 y\u0131l\u0131na kadar 50 bin TL idi, 2013\u2019te 100 bin TL\u2019ye \u00e7\u0131kard\u0131k,  \u015fimdi bu limiti g\u00fcncellemeye karar verdik\u201d  diye konu\u015ftu.<\/p>\n<p>G\u00fclal, t\u00fcm bankalardaki garanti kapsam\u0131ndaki mevduat\u0131n 535 milyar TL seviyesinde oldu\u011funu,  s\u00f6z konusu limit art\u0131r\u0131m\u0131yla bu seviyenin 636 milyar TL\u2019ye \u00e7\u0131kaca\u011f\u0131n\u0131 belirterek \u201cRiskimiz artacak ama biz bankac\u0131l\u0131k sekt\u00f6r\u00fcne g\u00fcveniyoruz\u201d dedi.<\/p>\n<p>Bahsi ge\u00e7en limiti 150 bin TL\u2019ye \u00e7\u0131karmakla ilgili bir \u00e7al\u0131\u015fma ba\u015flatt\u0131klar\u0131n\u0131 duyuran G\u00fclal,\u201dBu \u00e7al\u0131\u015fmalar tamamland\u0131ktan sonra \u00fclkemizdeki sigorta limiti 150 bin TL olacak\u201d \u015feklinde konu\u015ftu.<\/p>\n<p>Bu s\u00fcre\u00e7te 17 y\u0131ld\u0131r \u00fclkemizde ciddi bir bankac\u0131l\u0131k krizinin ya\u015fanmamas\u0131 rezervimizi s\u00fcrekli b\u00fcy\u00fctmemize imkan sa\u011flad\u0131.  Sadece Bankasya ile ilgili 960 milyon TL\u2019lik bir \u00f6deme yapmak durumunda kald\u0131k. Bunu da Bankasya bize geri \u00f6dedi. K\u00fc\u00e7\u00fck bir faiz alaca\u011f\u0131m\u0131z var o da \u00f6denecek\u201d diye konu\u015ftu.<\/p>\n<p>G\u00fclal, 2018 y\u0131l\u0131nda zaman a\u015f\u0131m\u0131ndan do\u011fan mevduatlar\u0131n TMSF\u2019ye devriyle ilgili rakamlar\u0131 payla\u015ft\u0131. G\u00fclal, \u201c2018 y\u0131l\u0131 zaman a\u015f\u0131m\u0131 mevduatlar\u0131n\u0131 ald\u0131k. 150 milyon TL mevduat sahipleri taraf\u0131ndan bankalarda unutuldu. Burada finansal fark\u0131ndal\u0131k a\u00e7\u0131s\u0131ndan s\u0131k\u0131nt\u0131 oldu\u011funu d\u00fc\u015f\u00fcn\u00fcyorum.  Bu tutar bankalarda unutulacak bir tutar de\u011fil. Hesaplar\u0131m\u0131za ge\u00e7ti.<\/p>\n<p>\u201c23.1 milyar dolar tahsil edildi\u201d<\/p>\n<p>TMSF\u2019ye devredilen 26 bankan\u0131n eski sahiplerinden alacaklar\u0131n tahsiliyle alakal\u0131 \u00e7al\u0131\u015fmalar\u0131n s\u00fcrd\u00fc\u011f\u00fcn\u00fc aktaran G\u00fclal, \u201c1996 y\u0131l\u0131ndan 2016 y\u0131l\u0131na kadar Hazine\u2019nin bu bankalar\u0131n rehabilitesi noktas\u0131nda \u00f6demek zorunda kald\u0131\u011f\u0131 para, anapara itibariyle 31.5 miyar dolar. Bunun 23.1 milyar dolar\u0131n\u0131 kurulu\u015fundan bu yana TMSF tahsil etti\u201d ifadelerini kulland\u0131.<\/p>\n<p>G\u00fclal bu miktar\u0131n 12 .4 milyar dolar\u0131n\u0131 Hazine\u2019ye, 5.6 milyar dolar\u0131n\u0131 SGK, maliye kamu kurulu\u015flar\u0131na,  1.9 milyar dolar\u0131n\u0131 da Merkez Bankas\u0131\u2019na aktar\u0131ld\u0131\u011f\u0131n\u0131 belirtti.<\/p>\n<p>\u201c910 FET\u00d6 \u015firketi kayyumla y\u00f6netiliyor\u201d<\/p>\n<p>An itibariyle FET\u00d6 aidiyeti tespit edilen 910 \u015firketin TMSF kayyumunda y\u00f6netildi\u011fini kaydeden G\u00fclal, \u201c126 \u015firkette pay kayyumlu\u011fu yap\u0131yoruz. Yani hissemiz y\u00fczde 50\u2019nin alt\u0131nda.  120 ger\u00e7ek ki\u015finin mal varl\u0131\u011f\u0131nda kayyumluk yap\u0131yoruz. 299 kayyum ile y\u00f6netiliyor 143\u2019\u00fc TMSF personelidir\u201d \u015feklinde konu\u015ftu.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>TASARRUF MEVDUATI S\u0130GORTA FONU (TMSF) BA\u015eKANI MUH\u0130DD\u0130N G\u00dcLAL, EKONOM\u0130 GAZETEC\u0130LER\u0130YLE B\u0130R ARAYA GELD\u0130.<\/p>\n","protected":false},"author":1,"featured_media":176733,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":true,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"font":"","enabled":false},"version":2},"jetpack_post_was_ever_published":false},"categories":[19],"tags":[299,43169,43168,401],"class_list":["post-176732","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-ekonomi","tag-sigorta","tag-limiti","tag-mevduata","tag-yukseliyor"],"jetpack_publicize_connections":[],"jetpack_featured_media_url":"https:\/\/i0.wp.com\/www.tvturk.com\/wp-content\/uploads\/2019\/07\/mevduata-sigorta-limiti-yukseliyor_a74b50b.jpg?fit=1000%2C664","jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/paKIfm-JYw","_links":{"self":[{"href":"http:\/\/www.tvturk.com\/index.php\/wp-json\/wp\/v2\/posts\/176732","targetHints":{"allow":["GET"]}}],"collection":[{"href":"http:\/\/www.tvturk.com\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"http:\/\/www.tvturk.com\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"http:\/\/www.tvturk.com\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"http:\/\/www.tvturk.com\/index.php\/wp-json\/wp\/v2\/comments?post=176732"}],"version-history":[{"count":0,"href":"http:\/\/www.tvturk.com\/index.php\/wp-json\/wp\/v2\/posts\/176732\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"http:\/\/www.tvturk.com\/index.php\/wp-json\/wp\/v2\/media\/176733"}],"wp:attachment":[{"href":"http:\/\/www.tvturk.com\/index.php\/wp-json\/wp\/v2\/media?parent=176732"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"http:\/\/www.tvturk.com\/index.php\/wp-json\/wp\/v2\/categories?post=176732"},{"taxonomy":"post_tag","embeddable":true,"href":"http:\/\/www.tvturk.com\/index.php\/wp-json\/wp\/v2\/tags?post=176732"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}