T\u00fcrkiye 25 Temmuz\u2019da a\u00e7\u0131klanacak faiz karar\u0131na kilitlenmi\u015f durumda. Beklenti; faizde b\u00fcy\u00fck oranda indirim yap\u0131lmas\u0131 y\u00f6n\u00fcnde.<\/p>\n
T\u00fcrkiye Cumhuriyet Merkez Bankas\u0131 (TCMB) Para Politikalar\u0131 Kurulu (PPK) y\u0131l\u0131n 5\u2019inci faiz karar\u0131n\u0131 25 Temmuz\u2019da duyuracak. Piyasalar o g\u00fcn gelecek karar\u0131 beklerken, \u00f6ng\u00f6r\u00fcler de s\u0131ralanmaya ba\u015flad\u0131. Uzmanlar \u00f6zellikle Murat Uysal\u2019\u0131n Merkez Bankas\u0131 ba\u015fkanl\u0131\u011f\u0131 g\u00f6revine getirilmesiyle y\u00fczde 6-7 seviyesinde bir indirim gelece\u011fi g\u00f6r\u00fc\u015f\u00fcn\u00fc payla\u015f\u0131yor.<\/p>\n
\u201cFaizlerde ciddi bir indirim olacak\u201d<\/p>\n
25 Temmuz\u2019daki kritik karar \u00f6ncesi g\u00f6r\u00fc\u015f veren Ekonomist Faruk \u015een, \u201cMerkez Bankas\u0131 ba\u015fkan\u0131n\u0131n de\u011fi\u015fiminden sonra yeni ba\u015fkan\u0131n a\u00e7\u0131klamalar\u0131na g\u00f6re faizlerde ciddi bir indirim olacak. Beklenen y\u00fczde 6-7, daha fazla olursa da \u015fa\u015f\u0131rmamak laz\u0131m. H\u00fck\u00fcmet faiz indirimiyle piyasan\u0131n daha canlanaca\u011f\u0131n\u0131 d\u00fc\u015f\u00fcnerek hareket ediyor\u201d dedi.<\/p>\n
Faiz indirilirse ne olur?<\/p>\n
\u015een, faizlerin indirilmesiyle d\u00f6vizde bir y\u00fckseli\u015f olabilece\u011fine de\u011finerek, \u201cMevduat hesaplar\u0131na verilen faizde y\u00fczde 6-7 d\u00fc\u015f\u00fc\u015f olursa oradan dola\u015f\u0131ma \u00e7\u0131kacak paralar\u0131n 3 se\u00e7ene\u011fi var. Otomotiv, konut ve beyaz e\u015fyaya para y\u00f6nelecek, g\u0131da maddelerinde bayram \u00f6ncesinde bir rahatlama olacak, son olarak ise faizlerin d\u00fc\u015fmesiyle zarar edece\u011fini d\u00fc\u015f\u00fcnen ki\u015filer d\u00f6vize para yat\u0131racaklar\u201d ifadelerini kulland\u0131.<\/p>\n
\u201cBayram t\u00fcketimine y\u00f6nelik harcamalar artacak\u201d<\/p>\n
Faiz indirilmesinin borsaya \u00e7ok etki yapmayaca\u011f\u0131n\u0131 dile getiren \u015een, \u201cBunun en b\u00fcy\u00fck nedeni; T\u00fcrkiye\u2019de borsada d\u00f6nen paran\u0131n b\u00fcy\u00fck bir k\u0131sm\u0131 yabanc\u0131 sermaye, bu a\u00e7\u0131dan faiz indirimi T\u00fcrkiye\u2019de yeni bir t\u00fcketim harcamas\u0131 getirmeyecek, d\u00f6vize ka\u00e7\u0131\u015f ba\u015flayacak.<\/p>\n
TL\u2019ye eri\u015fim kolayla\u015facak. Elinde TL bulunduranlar paras\u0131n\u0131 nereye yat\u0131racak? Faiz d\u00fc\u015ft\u00fc\u011f\u00fc zaman bankalara olan talep azalacak, d\u00f6vize olan ilgi artacak. Bayram \u00f6ncesi faizlerin d\u00fc\u015f\u00fcr\u00fclmesinde bayram t\u00fcketimine y\u00f6nelik harcamalar artacak ama o da A\u011fustos\u2019un ortalar\u0131na kadar s\u00fcrecek. Bu s\u00fcre\u00e7ten sonra d\u00f6vizlerin artaca\u011f\u0131n\u0131 g\u00f6rece\u011fiz\u201d dedi.<\/p>\n
\u201cPirzola ve biftek de alabilecekler\u201d<\/p>\n
Ekonomist \u015fen, t\u00fcketim mallar\u0131nda \u00f6zellikle g\u0131da maddelere talep olu\u015faca\u011f\u0131n\u0131 belirterek, \u201cKalite artacak. Yani yaln\u0131z ku\u015fba\u015f\u0131 et alan insanlar faizler d\u00fc\u015ft\u00fckten sonra belki pirzola ve biftek de alabilecekler\u201d diye konu\u015ftu.<\/p>\n","protected":false},"excerpt":{"rendered":"
EKONOM\u0130ST FARUK \u015eEN, \u201cMERKEZ BANKASI BA\u015eKANININ DE\u011e\u0130\u015e\u0130M\u0130NDEN SONRA YEN\u0130 BA\u015eKANIN A\u00c7IKLAMALARINA G\u00d6RE FA\u0130ZLERDE C\u0130DD\u0130 B\u0130R \u0130ND\u0130R\u0130M OLACAK. BEKLENEN Y\u00dcZDE 6-7, DAHA FAZLA OLURSA DA \u015eA\u015eIRMAMAK LAZIM\u201d DED\u0130.<\/p>\n","protected":false},"author":1,"featured_media":184930,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"jetpack_post_was_ever_published":false,"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":true,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"font":"","enabled":false},"version":2}},"categories":[19],"tags":[4742,545,45823,6076],"class_list":["post-184929","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-ekonomi","tag-bekleniyor","tag-buyuk","tag-faizde","tag-indirim"],"jetpack_publicize_connections":[],"jetpack_featured_media_url":"https:\/\/i0.wp.com\/www.tvturk.com\/wp-content\/uploads\/2019\/07\/faizde-buyuk-indirim-bekleniyor_ee44e45.jpg?fit=1000%2C664","jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/paKIfm-M6J","_links":{"self":[{"href":"http:\/\/www.tvturk.com\/index.php\/wp-json\/wp\/v2\/posts\/184929","targetHints":{"allow":["GET"]}}],"collection":[{"href":"http:\/\/www.tvturk.com\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"http:\/\/www.tvturk.com\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"http:\/\/www.tvturk.com\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"http:\/\/www.tvturk.com\/index.php\/wp-json\/wp\/v2\/comments?post=184929"}],"version-history":[{"count":0,"href":"http:\/\/www.tvturk.com\/index.php\/wp-json\/wp\/v2\/posts\/184929\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"http:\/\/www.tvturk.com\/index.php\/wp-json\/wp\/v2\/media\/184930"}],"wp:attachment":[{"href":"http:\/\/www.tvturk.com\/index.php\/wp-json\/wp\/v2\/media?parent=184929"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"http:\/\/www.tvturk.com\/index.php\/wp-json\/wp\/v2\/categories?post=184929"},{"taxonomy":"post_tag","embeddable":true,"href":"http:\/\/www.tvturk.com\/index.php\/wp-json\/wp\/v2\/tags?post=184929"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}