Ziraat Bankas\u0131 ile Vak\u0131fBank\u2019\u0131n 180 ay vadeli konut kredilerinde faizi y\u00fczde 0.99\u2019a d\u00fc\u015f\u00fcrmesinin ard\u0131ndan a\u00e7\u0131klamalarda bulunan Konutder Y\u00f6netim Kurulu Ba\u015fkan\u0131 Z. Altan Elmas, \u201cKonut kredi indirimi sekt\u00f6r\u00fcm\u00fcz i\u00e7in b\u00fcy\u00fck bir ad\u0131m\u201d dedi.<\/p>\n
T\u00fcrkiye Cumhuriyet Merkez Bankas\u0131\u2019n\u0131n (TCMB) politika faizini y\u00fczde 20\u2019nin alt\u0131na \u00e7ekmesinin ard\u0131ndan g\u00f6zler bankalara \u00e7evrilmi\u015fti. Ziraat Bankas\u0131 ve Vak\u0131fbank da ilk ad\u0131m\u0131 atarak 1 A\u011fustos 2019 tarihinden itibaren ge\u00e7erli olmak \u00fczere kredi faiz oranlar\u0131n\u0131 indirdi. 500 bin TL\u2019ye kadar konut kredilerinin faiz oran\u0131, 0,99 olarak belirlendi.<\/p>\n
Konuyla alakal\u0131 olarak, \u201cSay\u0131n Hazine ve Maliye Bakan\u0131m\u0131z birka\u00e7 g\u00fcn \u00f6nce yapt\u0131\u011f\u0131 toplant\u0131da bunun i\u015faretini vermi\u015fti. Devletimize ve kamu bankalar\u0131m\u0131za te\u015fekk\u00fcr ediyoruz\u201d diyerek g\u00f6r\u00fc\u015flerini bildiren Konutder Y\u00f6netim Kurulu ve Sur Yap\u0131 Y\u00f6netim Kurulu Ba\u015fkan\u0131 Z. Altan ELMAS a\u00e7\u0131klamalar\u0131na \u015fu \u015fekilde devam etti;<\/p>\n
\u201cBu indirim bizim i\u00e7in s\u00fcrpriz oldu\u201d<\/p>\n
\u201cKonut kredilerinin d\u00fc\u015f\u00fcr\u00fclmesi sekt\u00f6r\u00fcm\u00fcz i\u00e7in b\u00fcy\u00fck bir ad\u0131m oldu. A\u00e7\u0131k\u00e7as\u0131 konut kredilerinde bekledi\u011fimiz faiz indirimi 1.20 – 1.30 seviyelerinde kademeli bir indirim olaca\u011f\u0131 y\u00f6n\u00fcndeydi. 0.99\u2019a \u00e7ekilmi\u015f olmas\u0131 hem konut piyasas\u0131 a\u00e7\u0131s\u0131ndan hem T\u00fcrkiye piyasas\u0131 i\u00e7in b\u00fcy\u00fck bir s\u00fcrpriz olmu\u015ftur. Vadenin 180 aya \u00e7\u0131kar\u0131lmas\u0131 ise dinamiklerin farkl\u0131 bir zemine ta\u015f\u0131nmas\u0131 anlam\u0131nda gelmektedir. Bilindi\u011fi \u00fczere, son bir bu\u00e7uk iki y\u0131ld\u0131r ciddi anlamda yava\u015flayan bir konut sekt\u00f6r\u00fc ve sat\u0131\u015flar\u0131 s\u00f6z konusu. Maliyet art\u0131\u015flar\u0131n\u0131n yans\u0131t\u0131lamad\u0131\u011f\u0131 fiyat tablosu var ortada. Dolay\u0131s\u0131yla bu \u00e7ok b\u00fcy\u00fck bir avantaj olarak kar\u015f\u0131m\u0131za \u00e7\u0131k\u0131yor. 0.99 mevduat faizinin y\u00fczde 17 -18 oldu\u011fu g\u00fcnlerde konut kredisinin y\u00fczde 12\u2019yle hem de 15 y\u0131l gibi vadeye \u00e7\u0131kar\u0131lmas\u0131 konut sekt\u00f6r\u00fcm\u00fcze \u00f6nemli bir katk\u0131d\u0131r. Sekt\u00f6r bu te\u015fvikle mutlaka harekete ge\u00e7ecektir. Bunun \u00f6nc\u00fc g\u00f6stergesini Mart ay\u0131nda g\u00f6rm\u00fc\u015ft\u00fck. Ziraat Bankas\u0131 taraf\u0131ndan bir ayl\u0131k yap\u0131lan uygulamayla 1.28\u2019e \u00e7ekilmi\u015fti. 1.28\u2019de bile bir ivme ya\u015fam\u0131\u015ft\u0131 konut sekt\u00f6r\u00fc. \u00d6zellikle uygun fiyatl\u0131, ucuz konutlarla iyi bir ivme g\u00f6stermi\u015fti ama 0.98 – 99 tabii \u00e7ok daha b\u00fcy\u00fck bir rakam ve T\u00fcrk halk\u0131n\u0131n da matemati\u011fini bildi\u011fi bir rakam, al\u0131\u015ft\u0131\u011f\u0131 bir rakam. 120 ay da \u00e7ok rahat son 8 – 10 y\u0131ld\u0131r bir \u015fekilde \u00e7al\u0131\u015fan bir sistem haline gelmi\u015fti.\u201d<\/p>\n
\u201cKonut sat\u0131\u015flar\u0131nda hareketlilik bekliyoruz\u201d<\/p>\n
Sa\u011flanan indirimlerle birlikte uzun zamand\u0131r yava\u015flayan konut sat\u0131\u015flar\u0131nda bir hareketlilik beklendi\u011fini de s\u00f6yleyen Z. Altan Elmas ayr\u0131ca; \u201cSon 1 bu\u00e7uk y\u0131ld\u0131r ertelenen bir talep vard\u0131. Talep ortadan kalkmad\u0131 ama vatanda\u015flar\u0131m\u0131z al\u0131mlar\u0131n\u0131 ertelediler. Zaten y\u00fczde 2 faizle almalar\u0131n\u0131n da bir mant\u0131\u011f\u0131 yoktu. \u015eu anda b\u00fcy\u00fck bir f\u0131rsat do\u011fdu. 180 ay da bence \u00e7ok \u00f6nemli. Buray\u0131 da vurgulamam\u0131z laz\u0131m. Sadece 0.99 de\u011fil, 180 ayda 500 bin lira ve alt\u0131nda yani; 300 bin lira, 250 bin lira, 350 bin lira gibi kredi kullanabilecek olan vatanda\u015flar\u0131m\u0131z i\u00e7in \u00e7ok b\u00fcy\u00fck bir f\u0131rsat. Orada da neredeyse kira \u00f6der gibi bir taksite d\u00fc\u015f\u00fcr\u00fcyor konut bedellerini.\u201d<\/p>\n
\u201cAnla\u015fmal\u0131 konut firmalar\u0131yla rakam daha da d\u00fc\u015febilir\u201d<\/p>\n
Bankalar\u0131n anla\u015fmal\u0131 konut firmalar\u0131yla daha da rakamlar\u0131n daha da a\u015fa\u011f\u0131ya \u00e7ekilebilece\u011fini de vurgulayan Elmas son olarak da, \u201c\u015eunu da belirtmek istiyorum; bankalar\u0131m\u0131z\u0131n yapt\u0131\u011f\u0131 a\u00e7\u0131klamalar i\u00e7erisinde, bu rakamlar\u0131n anla\u015fmal\u0131 konut firmalar\u0131n\u0131n anla\u015fmas\u0131 dahilinde daha da a\u015fa\u011f\u0131 d\u00fc\u015f\u00fcr\u00fclebilece\u011fi belirtiliyor. Yani bizler, Konutder \u00fcyeleri olarak, bankalar\u0131m\u0131zla anla\u015farak rakamlar\u0131 daha a\u015fa\u011f\u0131 \u00e7ekebiliriz. 0.80\u2019e kadar \u00e7ekilebilir, sekt\u00f6r\u00fcm\u00fcz bunu yapabilir. O zaman 180 ay \u00e7ok daha cazip bir \u00fcr\u00fcn haline gelecektir. Ayr\u0131ca bunu \u00f6n\u00fcm\u00fczdeki d\u00f6nemde kampanyala\u015ft\u0131rabiliriz sekt\u00f6r olarak. Konut sekt\u00f6r\u00fcm\u00fcz bu indirimle b\u00fcy\u00fck bir f\u0131rsat ve ivme bekliyor\u201d<\/p>\n","protected":false},"excerpt":{"rendered":"
KONUTDER Y\u00d6NET\u0130M KURULU BA\u015eKANI Z. ALTAN ELMAS, \u201cKONUT KRED\u0130 \u0130ND\u0130R\u0130M\u0130 SEKT\u00d6R\u00dcM\u00dcZ \u0130\u00c7\u0130N B\u00dcY\u00dcK B\u0130R ADIM\u201d DED\u0130.<\/p>\n","protected":false},"author":1,"featured_media":189142,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"jetpack_post_was_ever_published":false,"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":true,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"font":"","enabled":false},"version":2}},"categories":[1],"tags":[7429,216,125,545,12611,44,8684,11670,28824,4335,247,47186,246],"class_list":["post-189141","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-genel","tag-adim","tag-baskani","tag-bir","tag-buyuk","tag-elmas","tag-icin","tag-indirimi","tag-konut","tag-konutder","tag-kredi","tag-kurulu","tag-sektorumuz","tag-yonetim"],"jetpack_publicize_connections":[],"jetpack_featured_media_url":"https:\/\/i0.wp.com\/www.tvturk.com\/wp-content\/uploads\/2019\/08\/konutder-yonetim-kurulu-baskani-elmas-konut-kredi-indirimi-sektorumuz-icin-buyuk-bir-adim_49d808e.jpg?fit=1000%2C665","jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/paKIfm-NcF","_links":{"self":[{"href":"http:\/\/www.tvturk.com\/index.php\/wp-json\/wp\/v2\/posts\/189141","targetHints":{"allow":["GET"]}}],"collection":[{"href":"http:\/\/www.tvturk.com\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"http:\/\/www.tvturk.com\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"http:\/\/www.tvturk.com\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"http:\/\/www.tvturk.com\/index.php\/wp-json\/wp\/v2\/comments?post=189141"}],"version-history":[{"count":0,"href":"http:\/\/www.tvturk.com\/index.php\/wp-json\/wp\/v2\/posts\/189141\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"http:\/\/www.tvturk.com\/index.php\/wp-json\/wp\/v2\/media\/189142"}],"wp:attachment":[{"href":"http:\/\/www.tvturk.com\/index.php\/wp-json\/wp\/v2\/media?parent=189141"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"http:\/\/www.tvturk.com\/index.php\/wp-json\/wp\/v2\/categories?post=189141"},{"taxonomy":"post_tag","embeddable":true,"href":"http:\/\/www.tvturk.com\/index.php\/wp-json\/wp\/v2\/tags?post=189141"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}