Kamu bankalar\u0131n\u0131n ge\u00e7en hafta konut kredisi faiz oranlar\u0131nda indirime gitmesinin ard\u0131ndan, ilk iki g\u00fcnde 13 binden fazla m\u00fc\u015fteri toplam 2,1 milyar liran\u0131n \u00fczerinde kredi ba\u015fvurusu yapt\u0131.<\/p>\n
Ziraat Bankas\u0131, Halkbank ve Vak\u0131fbank, ge\u00e7en hafta konut kredisi faiz oranlar\u0131n\u0131 y\u00fczde 1\u2019in alt\u0131na \u00e7ekmelerinin ard\u0131ndan m\u00fc\u015fterilerden gelen talebe ili\u015fkin ortak bir a\u00e7\u0131klama yay\u0131mlad\u0131. A\u00e7\u0131klamada, yap\u0131lan faiz indirimi sonras\u0131nda, ilk iki g\u00fcn i\u00e7erisinde \u00fc\u00e7 bankaya 13 binden fazla m\u00fc\u015fterinin toplamda 2,1 milyar liran\u0131n \u00fczerinde konut kredisi ba\u015fvurusu yapt\u0131\u011f\u0131 belirtilerek, “Belirtilen ba\u015fvuru tutar\u0131 bug\u00fcne kadar iki g\u00fcn i\u00e7inde yap\u0131lan en y\u00fcksek konut kredisi ba\u015fvurusudur. Vatanda\u015flar\u0131m\u0131zca g\u00f6sterilen yo\u011fun ilginin \u00f6n\u00fcm\u00fczde d\u00f6nemde de devam edece\u011fi beklenmektedir” denildi.<\/p>\n
Kamu bankalar\u0131 ge\u00e7en hafta konut kredisi faiz oranlar\u0131nda indirime gitmi\u015f, ikinci el dahil t\u00fcm konutlar i\u00e7in ayl\u0131k y\u00fczde 0,99\u2019dan ba\u015flayan oranlarla 180 aya kadar vade ile t\u00fcm vatanda\u015flara kredi kullanma imkan\u0131 sunmu\u015ftu. \u00dc\u00e7 kamu bankas\u0131n\u0131n ard\u0131ndan Ziraat Kat\u0131l\u0131m ve Vak\u0131f Kat\u0131l\u0131m da konut finansman\u0131 oranlar\u0131nda indirime gitmi\u015fti.<\/p>\n
Vatanda\u015f mevduattaki paras\u0131n\u0131 konuta \u00e7evirmeye ba\u015flad\u0131<\/p>\n
Son y\u0131llarda eski havas\u0131n\u0131 bulamayan gayrimenkul sekt\u00f6r\u00fcn\u00fcn faizlerin d\u00fc\u015fmesi ile birlikte nefes ald\u0131\u011f\u0131 belirtiliyor. Coldwell Banker ACCE Y\u00f6netim Kurulu Ba\u015fkan\u0131 Ali Dilber, Merkez Bankas\u0131\u2019n\u0131n faizleri d\u00fc\u015f\u00fcrmesi ve bunun bankalar\u0131n kulland\u0131rd\u0131\u011f\u0131 konut kredilerine yans\u0131mas\u0131 sonras\u0131 ciddi anlamda telefon trafi\u011fi ya\u015fad\u0131klar\u0131n\u0131 belirtti.<\/p>\n
Faizlerin d\u00fc\u015fmesi sat\u0131\u015flara olumlu yans\u0131d\u0131\u011f\u0131n\u0131 belirten Dilber, “Yaln\u0131zca maliyet a\u00e7\u0131s\u0131ndan de\u011fil, motivasyona da etkisi oluyor. An\u0131nda telefonlar\u0131m\u0131z\u0131 \u00e7almaya ba\u015flad\u0131. Merkez Bankas\u0131\u2019n\u0131n ald\u0131\u011f\u0131 450 baz puanl\u0131k indirim gayet yerinde bir hamleydi. Ancak y\u0131lsonuna kadar faizlerin d\u00fc\u015f\u00fc\u015f\u00fcnde biraz daha beklenti var. Bunu da yak\u0131nda g\u00f6rece\u011fizdir. Sat\u0131\u015flar\u0131m\u0131za da bu ciddi anlamda yans\u0131yacakt\u0131r. Mevduat faizinde duran vatanda\u015f art\u0131k gayrimenkul yat\u0131r\u0131m\u0131na d\u00f6n\u00fcyor. Banka faizinde duran para de\u011fer kayb\u0131 ya\u015farken, gayrimenkul her zaman de\u011ferleniyor”.<\/p>\n
“Krizi f\u0131rsata \u00e7evirmek gerekiyor”<\/p>\n
Gayrimenkul sekt\u00f6r\u00fcnde al\u0131m zaman\u0131 oldu\u011funu ifade eden Ali Dilber “Gayrimenkulde tam al\u0131m zaman\u0131 diyebiliriz. Faizlerin a\u015fa\u011f\u0131 \u00e7ekildi\u011fi, gayrimenkul fiyatlar\u0131n\u0131n uygun oldu\u011fu bir d\u00f6nemden ge\u00e7iyoruz. Kriz durumlar\u0131 her daim f\u0131rsat olu\u015fturur. \u015eu d\u00f6nem bunu f\u0131rsata \u00e7evirme vakti. Bug\u00fcn, \u00f6zellikle markal\u0131 projelere yat\u0131r\u0131m yapanlar, 1 y\u0131l sonra ciddi anlamda kazan\u00e7 sa\u011flayacaklar. \u0130stanbul\u2019da konut stoku var, evet ancak talep de var. Piyasa doyma noktas\u0131na geldi demek do\u011fru olmaz. Halen ihtiya\u00e7 var. Do\u011fru lokasyon \u00e7ok \u00f6nemli” a\u00e7\u0131klamas\u0131nda bulundu.<\/p>\n
“D\u00fcnyan\u0131n bir\u00e7ok b\u00f6lgesinden T\u00fcrk gayrimenkul sekt\u00f6r\u00fcne ilgi var”<\/p>\n
Yabanc\u0131 yat\u0131r\u0131mc\u0131lar\u0131n konut sekt\u00f6r\u00fcne olan ilgisinden bahseden Dilber, “\u0130stanbul metropol bir \u015fehir, d\u00fcnyan\u0131n g\u00f6z\u00fc bu \u015fehirde. Yabanc\u0131lar \u0130stanbul\u2019u \u00e7ok seviyorlar. 250 bin dolara vatanda\u015fl\u0131k verilmesi konusu sekt\u00f6re ciddi bir ivme kazand\u0131rd\u0131. Pakistan\u2019dan dahi telefonlar al\u0131yoruz. T\u00fcrkiye\u2019de gayrimenkul yat\u0131r\u0131m\u0131 yaparak, vatanda\u015f da olmak isteyenler var. K\u0131saca d\u00fcnyan\u0131n bir\u00e7ok b\u00f6lgesinden T\u00fcrk gayrimenkul sekt\u00f6r\u00fcne ilgi var” diye konu\u015ftu.<\/p>\n","protected":false},"excerpt":{"rendered":"
KAMU BANKALARININ GE\u00c7EN HAFTA KONUT KRED\u0130S\u0130 FA\u0130Z ORANLARINDA \u0130ND\u0130R\u0130ME G\u0130TMES\u0130N\u0130N ARDINDAN, \u0130LK \u0130K\u0130 G\u00dcNDE 13 B\u0130NDEN FAZLA M\u00dc\u015eTER\u0130 TOPLAM 2,1 M\u0130LYAR L\u0130RANIN \u00dcZER\u0130NDE KRED\u0130 BA\u015eVURUSU YAPTI.<\/p>\n","protected":false},"author":1,"featured_media":190818,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"jetpack_post_was_ever_published":false,"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":true,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"font":"","enabled":false},"version":2}},"categories":[19],"tags":[6040,1220,11670,47695,982,2645],"class_list":["post-190817","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-ekonomi","tag-gunde","tag-iki","tag-konut","tag-kredisine","tag-rekor","tag-talep"],"jetpack_publicize_connections":[],"jetpack_featured_media_url":"https:\/\/i0.wp.com\/www.tvturk.com\/wp-content\/uploads\/2019\/08\/konut-kredisine-iki-gunde-rekor-talep_61594b1.jpg?fit=1000%2C732","jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/paKIfm-NDH","_links":{"self":[{"href":"http:\/\/www.tvturk.com\/index.php\/wp-json\/wp\/v2\/posts\/190817","targetHints":{"allow":["GET"]}}],"collection":[{"href":"http:\/\/www.tvturk.com\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"http:\/\/www.tvturk.com\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"http:\/\/www.tvturk.com\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"http:\/\/www.tvturk.com\/index.php\/wp-json\/wp\/v2\/comments?post=190817"}],"version-history":[{"count":0,"href":"http:\/\/www.tvturk.com\/index.php\/wp-json\/wp\/v2\/posts\/190817\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"http:\/\/www.tvturk.com\/index.php\/wp-json\/wp\/v2\/media\/190818"}],"wp:attachment":[{"href":"http:\/\/www.tvturk.com\/index.php\/wp-json\/wp\/v2\/media?parent=190817"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"http:\/\/www.tvturk.com\/index.php\/wp-json\/wp\/v2\/categories?post=190817"},{"taxonomy":"post_tag","embeddable":true,"href":"http:\/\/www.tvturk.com\/index.php\/wp-json\/wp\/v2\/tags?post=190817"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}