{"id":193676,"date":"2019-08-20T11:01:32","date_gmt":"2019-08-20T08:01:32","guid":{"rendered":"http:\/\/www.tvturk.com\/index.php\/turkiyede-tasarruflarda-vadeli-mevduatin-payi-yukseldi\/"},"modified":"2019-08-20T11:01:32","modified_gmt":"2019-08-20T08:01:32","slug":"turkiyede-tasarruflarda-vadeli-mevduatin-payi-yukseldi","status":"publish","type":"post","link":"http:\/\/www.tvturk.com\/index.php\/turkiyede-tasarruflarda-vadeli-mevduatin-payi-yukseldi\/","title":{"rendered":"T\u00fcrkiye\u2019de tasarruflarda vadeli mevduat\u0131n pay\u0131 y\u00fckseldi"},"content":{"rendered":"<p>T\u00fcrkiye\u2019nin Tasarruf E\u011filimleri Ara\u015ft\u0131rmas\u0131\u2019n\u0131n sonu\u00e7lar\u0131na g\u00f6re; 2019\u2019un ikinci \u00e7eyre\u011finde kentsel n\u00fcfusta tasarruf sahipli\u011fi oran\u0131 y\u00fczde 13.4\u2019e gerilerken, \u20183 ay i\u00e7inde\u2019 tasarruf yapaca\u011f\u0131n\u0131 s\u00f6yleyenlerin oran\u0131 artt\u0131. Tasarruf edenler i\u00e7inde d\u00fczenli tasarruf yapanlar\u0131n oran\u0131 y\u00fczde 63\u2019ten y\u00fczde 70\u2019e \u00e7\u0131kt\u0131.<\/p>\n<p>ING T\u00fcrkiye, T\u00fcrkiye\u2019de kentsel yerle\u015fim yerlerinde ya\u015fayan yeti\u015fkin bireylerin tasarruf e\u011filimlerini izlemek amac\u0131yla IPSOS i\u015fbirli\u011fiyle 2011 y\u0131l\u0131n\u0131n Ekim ay\u0131ndan bu yana y\u00fcr\u00fctt\u00fc\u011f\u00fc T\u00fcrkiye\u2019nin Tasarruf E\u011filimleri Ara\u015ft\u0131rmas\u0131\u2019n\u0131n (TTEA) 2019 ikinci \u00e7eyrek sonu\u00e7lar\u0131n\u0131 a\u00e7\u0131klad\u0131. Buna g\u00f6re tasarruf sahipli\u011fi oran\u0131 bir \u00f6nceki \u00e7eyre\u011fe g\u00f6re 0.8 puan gerileyerek y\u00fczde 13.4 oldu. Bu gerilemede; bir yandan kurlar\u0131n seyri ve enflasyondaki olumlu geli\u015fmelerin \u201cihtiyat saikiyle tasarruf etme ihtiyac\u0131\u201dnda d\u00fc\u015f\u00fc\u015f olu\u015fturmas\u0131, bir yandan da belirgin hale gelen gelir yetersizli\u011fi etkili oldu.  Tasarruf edenler i\u00e7inde d\u00fczenli tasarruf yapanlar\u0131n oran\u0131 ise y\u00fczde 63\u2019ten y\u00fczde 70 seviyesine y\u00fckseldi.<\/p>\n<p>Gelecek 3 ay i\u00e7inde tasarruf yapaca\u011f\u0131n\u0131 s\u00f6yleyenler artt\u0131<\/p>\n<p>Ara\u015ft\u0131rma sonu\u00e7lar\u0131na g\u00f6re, yak\u0131n gelecekte tasarruf ger\u00e7ekle\u015ftirmeyi planlayanlar i\u00e7inde \u201c3 ay i\u00e7inde\u201d tasarruf yapaca\u011f\u0131n\u0131 belirtenlerin oran\u0131 y\u00fczde 11\u2019den y\u00fczde 14\u2019e y\u00fckseldi. Tasarruf edememe nedenleri ge\u00e7en \u00e7eyrekle ayn\u0131 kal\u0131rken, \u201cyeterli geliri olmad\u0131\u011f\u0131 i\u00e7in\u201d tasarruf edemedi\u011fini belirtenlerin oran\u0131 bu d\u00f6nem de y\u00fczde 80 oldu. \u00c7ocuklu bireyler aras\u0131nda \u00f6n\u00fcm\u00fczdeki 3 ay i\u00e7inde tasarruf etmeyi planlayanlar\u0131n oran\u0131 y\u0131l\u0131n ikinci \u00e7eyre\u011finde y\u00fczde 13 seviyesini korurken, bu oran \u00e7ocuksuz bireylerde y\u00fczde 8\u2019den y\u00fczde 15\u2019e y\u00fckseldi.<\/p>\n<p>TL cinsi ve d\u00f6viz mevduatlarda art\u0131\u015f, yast\u0131k alt\u0131nda d\u00fc\u015f\u00fc\u015f var<\/p>\n<p>Ara\u015ft\u0131rmaya g\u00f6re; bu d\u00f6nemde bireysel emeklilik fonlar\u0131na tasarruf yapanlar\u0131n oran\u0131 y\u00fczde 32\u2019den y\u00fczde 28\u2019e gerilerken, yast\u0131k alt\u0131 alt\u0131n ve nakit tasarruflar da y\u00fczde 24\u2019ten y\u00fczde 19\u2019a geriledi. Buna kar\u015f\u0131n TL cinsi vadeli hesaplar\u0131n pay\u0131n\u0131n art\u0131\u015fa ge\u00e7erek y\u00fczde 30\u2019dan y\u00fczde 36 seviyesine y\u00fckseldi\u011fi dikkat \u00e7ekti. D\u00f6viz vadeli hesap arac\u0131n\u0131 tercih edenlerin oran\u0131 da bu d\u00f6nemde y\u00fczde 6\u2019dan y\u00fczde 13\u2019e y\u00fckseldi.<\/p>\n<p>Alper G\u00f6kg\u00f6z: \u201cTasarruf etme e\u011filimini destekleyen \u00fcr\u00fcn ve hizmetler geli\u015ftiriyoruz\u201d<\/p>\n<p>ING T\u00fcrkiye Bireysel Bankac\u0131l\u0131k Genel M\u00fcd\u00fcr Yard\u0131mc\u0131s\u0131 Alper G\u00f6kg\u00f6z, sonu\u00e7lara ili\u015fkin yapt\u0131\u011f\u0131 de\u011ferlendirmede, tasarruf sahipli\u011finin s\u00fcrd\u00fcr\u00fclebilir b\u00fcy\u00fcme i\u00e7in \u00f6nemine i\u015faret ederek, tasarruf etmenin bir al\u0131\u015fkanl\u0131k oldu\u011funu ve ikinci \u00e7eyrekte d\u00fczenli tasarruf edenlerde g\u00f6zlenen art\u0131\u015f\u0131n T\u00fcrkiye ad\u0131na memnuniyet verdi\u011fini s\u00f6yledi.<\/p>\n<p>T\u00fcrkiye\u2019nin lider tasarruf bankas\u0131 olma hedefiyle yol ald\u0131klar\u0131n\u0131 vurgulayan Alper G\u00f6kg\u00f6z, \u201dBu hedef paralelinde ING T\u00fcrkiye\u2019nin ge\u00e7ti\u011fimiz y\u0131l hayata ge\u00e7irdi\u011fi tasarruf odakl\u0131 yenilik\u00e7i program\u0131 Turuncu Ekstra, y\u0131l\u0131n ikinci \u00e7eyre\u011finde 1\u2019inci ya\u015f\u0131n\u0131 geride b\u0131rak\u0131rken 550 bin m\u00fc\u015fteriye ula\u015ft\u0131. Turuncu Ekstra program\u0131n\u0131n bireysel m\u00fc\u015fterilerinin birikimlerine sundu\u011fu y\u00fczde 2 ek faiz, dijital kanallarda \u00fccretsiz havale ve EFT, ATM\u2019lerden \u00fccretsiz para \u00e7ekimi gibi avantajlar\u0131n yan\u0131 s\u0131ra indirimli al\u0131\u015fveri\u015f ayr\u0131cal\u0131klar\u0131ndan faydalanan Turuncu Ekstra m\u00fc\u015fterileri, toplamda 40 milyon TL\u2019nin \u00fczerinde tasarruf yapt\u0131\u201d dedi.<\/p>\n<p>Alper G\u00f6kg\u00f6z, tasarrufa y\u00f6nelik \u00fcr\u00fcn ve hizmetlerini \u00e7e\u015fitlendirerek, tasarruf etme e\u011filimini desteklemeye devam edeceklerini s\u00f6zlerine ekledi.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>T\u00dcRK\u0130YE\u2019N\u0130N L\u0130DER TASARRUF BANKASI OLMA HEDEF\u0130YLE YOL ALDIKLARINI VURGULAYAN ALPER G\u00d6KG\u00d6Z, \u201dBU HEDEF PARALEL\u0130NDE ING T\u00dcRK\u0130YE\u2019N\u0130N GE\u00c7T\u0130\u011e\u0130M\u0130Z YIL HAYATA GE\u00c7\u0130RD\u0130\u011e\u0130 TASARRUF ODAKLI YEN\u0130L\u0130K\u00c7\u0130 PROGRAMI TURUNCU EKSTRA, YILIN \u0130K\u0130NC\u0130 \u00c7EYRE\u011e\u0130NDE 1\u2019\u0130NC\u0130 YA\u015eINI GER\u0130DE BIRAKIRKEN 550 B\u0130N M\u00dc\u015eTER\u0130YE ULA\u015eTI. TURUNCU EKSTRA PROGRAMININ B\u0130REYSEL M\u00dc\u015eTER\u0130LER\u0130N\u0130N B\u0130R\u0130K\u0130MLER\u0130NE SUNDU\u011eU Y\u00dcZDE 2 EK FA\u0130Z, D\u0130J\u0130TAL KANALLARDA \u00dcCRETS\u0130Z HAVALE VE EFT, ATM\u2019LERDEN \u00dcCRETS\u0130Z PARA \u00c7EK\u0130M\u0130 G\u0130B\u0130 AVANTAJLARIN YANI SIRA \u0130ND\u0130R\u0130ML\u0130 ALI\u015eVER\u0130\u015e AYRICALIKLARINDAN FAYDALANAN TURUNCU EKSTRA M\u00dc\u015eTER\u0130LER\u0130, TOPLAMDA 40 M\u0130LYON TL\u2019N\u0130N \u00dcZER\u0130NDE TASARRUF YAPTI\u201d DED\u0130.<\/p>\n","protected":false},"author":1,"featured_media":193677,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":true,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"font":"","enabled":false},"version":2},"jetpack_post_was_ever_published":false},"categories":[19],"tags":[48509,11737,48508,2383,39020,1681],"class_list":["post-193676","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-ekonomi","tag-mevduatin","tag-payi","tag-tasarruflarda","tag-turkiyede","tag-vadeli","tag-yukseldi"],"jetpack_publicize_connections":[],"jetpack_featured_media_url":"https:\/\/i0.wp.com\/www.tvturk.com\/wp-content\/uploads\/2019\/08\/turkiyede-tasarruflarda-vadeli-mevduatin-payi-yukseldi_a436277.jpg?fit=1000%2C659","jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/paKIfm-OnO","_links":{"self":[{"href":"http:\/\/www.tvturk.com\/index.php\/wp-json\/wp\/v2\/posts\/193676","targetHints":{"allow":["GET"]}}],"collection":[{"href":"http:\/\/www.tvturk.com\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"http:\/\/www.tvturk.com\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"http:\/\/www.tvturk.com\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"http:\/\/www.tvturk.com\/index.php\/wp-json\/wp\/v2\/comments?post=193676"}],"version-history":[{"count":0,"href":"http:\/\/www.tvturk.com\/index.php\/wp-json\/wp\/v2\/posts\/193676\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"http:\/\/www.tvturk.com\/index.php\/wp-json\/wp\/v2\/media\/193677"}],"wp:attachment":[{"href":"http:\/\/www.tvturk.com\/index.php\/wp-json\/wp\/v2\/media?parent=193676"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"http:\/\/www.tvturk.com\/index.php\/wp-json\/wp\/v2\/categories?post=193676"},{"taxonomy":"post_tag","embeddable":true,"href":"http:\/\/www.tvturk.com\/index.php\/wp-json\/wp\/v2\/tags?post=193676"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}