Vatanda\u015f\u0131 bankadan kredi almadan, alt\u0131n g\u00fcn\u00fc modeliyle ev sahibi yapan \u201cTasarrufa Dayal\u0131 Faizsiz Finans Sistemi”ne talep g\u00fcn ge\u00e7tik\u00e7e art\u0131yor. Sekt\u00f6r b\u00fcy\u00fckl\u00fc\u011f\u00fc son 4 ayda ikiye katlanarak 2 milyar TL\u2019ye ula\u015f\u0131rken, KTO Karatay \u00dcniversitesi \u0130slam Ekonomisi ve Finans B\u00f6l\u00fcm\u00fc akademisyenlerinden Dr. \u00d6\u011fretim \u00dcyesi Kamola Bayram, toplumda da yayg\u0131n olan kad\u0131nlar\u0131n yapt\u0131\u011f\u0131 alt\u0131n g\u00fcnlerine benzetilen bu sistemde faizsiz \u015fekilde ev sahibi olman\u0131n m\u00fcmk\u00fcn oldu\u011funa vurgu yapt\u0131.<\/p>\n
Konut sat\u0131\u015flar\u0131nda son aylarda kur ve faiz odakl\u0131 ya\u015fanan durgunluk, faizsiz sistemle konut alma talebini de art\u0131rd\u0131. Vatanda\u015f\u0131 birikime y\u00f6nlendirerek faizsiz ev sahibi yapan \u2018Tasarrufa Dayal\u0131 Faizsiz Finansman Sistemi\u2019 giderek b\u00fcy\u00fcyor. KTO Karatay \u00dcniversitesi \u0130slam Ekonomisi ve Finans B\u00f6l\u00fcm\u00fc akademisyenlerinden Dr. \u00d6\u011fretim \u00dcyesi Kamola Bayram, insanlar\u0131n temel ihtiya\u00e7lar\u0131ndan biri olan konut sahibi olman\u0131n \u00e7o\u011fu zaman konut kredisi veya mortgage olarak bilinen uzun sureli bor\u00e7lanmay\u0131 gerektirdi\u011fini belirterek, \u201cB\u00f6yle zaruret hali vatanda\u015flar\u0131m\u0131z\u0131 istemeyerek de olsa faize s\u00fcr\u00fckleyebilmektedir. Bu sebepten finans sekt\u00f6r\u00fcn\u00fcn oyuncular\u0131 \u00f6zellikle faizsiz finans\u0131n savunucusu olan \u0130slam ekonomisi ve finans uzmanlar\u0131 bu sisteme alternatif \u00e7\u00f6z\u00fcmler aray\u0131\u015f\u0131 i\u00e7erisindelerdir\u201d diyerek faizsiz finans kayna\u011f\u0131 ile ev sahibi olmaya imkan tan\u0131yan alternatif y\u00f6ntemler hakk\u0131nda bilgi verdi.<\/p>\n
Temmuz ay\u0131nda sat\u0131\u015flar\u0131n y\u00fczde 20\u2018si \u201cTasarrufa Dayal\u0131 Faizsiz Finansman Sistemi\u201d ile ger\u00e7ekle\u015fti<\/p>\n
Vatanda\u015f\u0131 birikime y\u00f6nlendirerek faizsiz ev sahibi yapan Tasarrufa Dayal\u0131 Faizsiz Finansman Sistemi\u2019nin giderek b\u00fcy\u00fcd\u00fc\u011f\u00fcn\u00fc aktaran Bayram, \u201cBa\u015fvuranlar\u0131 dayan\u0131\u015fma yoluyla, kredi almadan ev sahibi yapan bu sistemde bir nevi alt\u0131n g\u00fcn\u00fc stratejisi uygulan\u0131yor. Konut almak i\u00e7in gruplar olu\u015fturuluyor, yap\u0131lan kura \u00e7ekimi sonras\u0131nda toplanan parayla her ay bir ki\u015fi evine kavu\u015fuyor. B\u00f6yle alternatif y\u00f6ntemlerden biri bankadan kredi almadan, alt\u0131n g\u00fcn\u00fc modeliyle ev sahibi yapan \u2018Tasarrufa Dayal\u0131 Faizsiz Finans\u2019 sistemidir. Toplumumuzda da yayg\u0131n olan kad\u0131nlar\u0131m\u0131z\u0131n<\/p>\n
yapt\u0131\u011f\u0131 alt\u0131n g\u00fcnlerine benzetilen bu sistemde ev almak isteyenler aras\u0131ndan 40\u2019l\u0131, 60\u2019l\u0131, 80\u2019li, 100\u2019l\u00fc veya 120\u2019li gruplar olu\u015fturuluyor. Grup \u00fcyeleri \u00f6deme yapt\u0131k\u00e7a her ay bir ev paras\u0131 birikiyor ve noter huzurunda yap\u0131lan kura ile her ay bir \u00fcyenin konut bedelinin teslimat\u0131 ger\u00e7ekle\u015fiyor. Bu y\u00f6ntemle ev sahibi olmak isteyen vatanda\u015flar\u0131m\u0131z ev sahibi olabiliyor. Tasarrufa Dayal\u0131 Faizsiz Finansman Sistemleri ile Temmuz 2019 itibariyle ipotekli konut finansman pazar\u0131ndaki sat\u0131\u015flar\u0131n y\u00fczde 20\u2019sini ger\u00e7ekle\u015ftirmi\u015ftir\u201d ifadelerine yer verdi.<\/p>\n","protected":false},"excerpt":{"rendered":"
KAMOLA BAYRAM, FA\u0130ZS\u0130Z B\u0130R \u015eEK\u0130LDE EV SAH\u0130B\u0130 OLMANIN M\u00dcMK\u00dcN OLDU\u011eUNA VURGU YAPTI.<\/p>\n","protected":false},"author":1,"featured_media":195834,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"jetpack_post_was_ever_published":false,"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":true,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"font":"","enabled":false},"version":2}},"categories":[19],"tags":[23095,4552,23995,11410,279,5205,7679,2579,1885,8813,2645,30858,1941],"class_list":["post-195833","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-ekonomi","tag-faizsiz","tag-artiyor","tag-bayram","tag-dayali","tag-dr","tag-finans","tag-gectikce","tag-gun","tag-ogretim","tag-sistemine","tag-talep","tag-tasarrufa","tag-uyesi"],"jetpack_publicize_connections":[],"jetpack_featured_media_url":"https:\/\/i0.wp.com\/www.tvturk.com\/wp-content\/uploads\/2019\/08\/dr-ogretim-uyesi-bayram-tasarrufa-dayali-faizsiz-finans-sistemine-talep-gun-gectikce-artiyor_1d7f5a6.jpg?fit=1000%2C666","jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/paKIfm-OWB","_links":{"self":[{"href":"http:\/\/www.tvturk.com\/index.php\/wp-json\/wp\/v2\/posts\/195833","targetHints":{"allow":["GET"]}}],"collection":[{"href":"http:\/\/www.tvturk.com\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"http:\/\/www.tvturk.com\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"http:\/\/www.tvturk.com\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"http:\/\/www.tvturk.com\/index.php\/wp-json\/wp\/v2\/comments?post=195833"}],"version-history":[{"count":0,"href":"http:\/\/www.tvturk.com\/index.php\/wp-json\/wp\/v2\/posts\/195833\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"http:\/\/www.tvturk.com\/index.php\/wp-json\/wp\/v2\/media\/195834"}],"wp:attachment":[{"href":"http:\/\/www.tvturk.com\/index.php\/wp-json\/wp\/v2\/media?parent=195833"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"http:\/\/www.tvturk.com\/index.php\/wp-json\/wp\/v2\/categories?post=195833"},{"taxonomy":"post_tag","embeddable":true,"href":"http:\/\/www.tvturk.com\/index.php\/wp-json\/wp\/v2\/tags?post=195833"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}