Hasar ge\u00e7mi\u015fi olan s\u00fcr\u00fcc\u00fclere, y\u00fczde 400\u2019e varan zaml\u0131 trafik sigortas\u0131 uygulan\u0131rken, sigorta \u015firketleri kaza riskine kar\u015f\u0131n s\u00fcr\u00fcc\u00fclere sigorta teklifi vermekten ka\u00e7\u0131n\u0131yor. Hasar basama\u011f\u0131 y\u00fckseldik\u00e7e teklif say\u0131s\u0131 7 kata kadar azal\u0131yor.<\/p>\n
T\u00fcrkiye\u2019de trafi\u011fe kay\u0131tl\u0131 ara\u00e7 say\u0131s\u0131 23 milyona ula\u015f\u0131rken, ayda ortalama 100 bin trafik kazas\u0131 ger\u00e7ekle\u015fiyor. T\u00fcrkiye Sigortalar Birli\u011fi (TSB) verilerine g\u00f6re sigorta \u015firketleri 2019\u2019un ilk yar\u0131s\u0131nda maddi hasarl\u0131 kazalar i\u00e7in 620 bin 319 ki\u015fiye toplamda 2 milyar 539 milyon TL trafik sigortas\u0131 tazminat \u00f6demesi ger\u00e7ekle\u015ftirdi. Sigorta primlerindeki art\u0131\u015flar genel olarak s\u00fcr\u00fcc\u00fcleri etkilerken, hasar basama\u011f\u0131 y\u00fcksek ara\u00e7lar i\u00e7in sigorta \u015firketleri daha az say\u0131da teklif veriyor. Online kar\u015f\u0131la\u015ft\u0131rma platformu Hesapkurdu.com\u2019un yapt\u0131\u011f\u0131 ara\u015ft\u0131rmaya g\u00f6re hasar basama\u011f\u0131 y\u00fckseldik\u00e7e trafik sigortas\u0131 teklifi say\u0131s\u0131, 7 kata kadar azal\u0131yor.<\/p>\n
Hasar basama\u011f\u0131 y\u00fcksek s\u00fcr\u00fcc\u00fcler y\u00fczde 400 daha fazla prim \u00f6d\u00fcyor<\/p>\n
Trafi\u011fe \u00e7\u0131kan t\u00fcm motorlu ara\u00e7lar\u0131n yapt\u0131rmak zorunda oldu\u011fu trafik sigortas\u0131nda 1 ile 7 aras\u0131nda basamak tarifesi uygulan\u0131yor. Bu uygulama sayesinde, s\u00fcr\u00fcc\u00fcn\u00fcn sonraki poli\u00e7e d\u00f6nemlerinde trafikte ta\u015f\u0131d\u0131\u011f\u0131 riski belirleyip sigorta bedellerine indirim veya zam yans\u0131t\u0131l\u0131yor. \u0130lk kez trafi\u011fe \u00e7\u0131kan s\u00fcr\u00fcc\u00fclerin 4. hasar basama\u011f\u0131nda kabul edildi\u011fini belirten Hesapkurdu.com Kurucu Orta\u011f\u0131 Onur Tekinturhan, “Kazas\u0131z ge\u00e7ilen \u00fc\u00e7\u00fcnc\u00fc y\u0131l\u0131n sonunda s\u00fcr\u00fcc\u00fc, 7. basama\u011fa y\u00fckselerek y\u00fczde 40\u2019a varan oranda hasars\u0131zl\u0131k indirimi al\u0131yor. Kazaya kar\u0131\u015fan s\u00fcr\u00fcc\u00fcler ise ilk olarak 3. hasar basama\u011f\u0131na d\u00fc\u015f\u00fcr\u00fclerek trafik sigortas\u0131 poli\u00e7esinde y\u00fczde 50 art\u0131\u015f uygulan\u0131yor. S\u00fcr\u00fcc\u00fcn\u00fcn 3 y\u0131l arka arkaya kazaya kar\u0131\u015fmas\u0131 durumunda ise hasar basama\u011f\u0131 1. basama\u011fa d\u00fc\u015f\u00fcr\u00fcl\u00fcrken poli\u00e7e primi 7. basamakla k\u0131yasland\u0131\u011f\u0131nda y\u00fczde 400\u2019e kadar art\u0131yor. Sigorta \u015firketleri hasar basama\u011f\u0131 1. ya da 2. seviyede olan s\u00fcr\u00fcc\u00fcleri kaza yapma riskini y\u00fcksek g\u00f6rerek trafik sigortas\u0131 i\u015flemlerini yapmaktan ka\u00e7\u0131n\u0131yor. Zorunlu olan trafik sigortas\u0131n\u0131n bu nedenlerle yap\u0131lmamas\u0131 s\u00fcr\u00fcc\u00fcleri ma\u011fdur ediyor. Hasar ge\u00e7mi\u015fine sahip olmayan yani 6. ve 7. hasar basamaklar\u0131nda yer alan bir s\u00fcr\u00fcc\u00fcye sigorta \u015firketlerinden verilen teklif say\u0131s\u0131, olumsuz hasar ge\u00e7mi\u015fini ifade eden 1. ve 2. basamaktakilere g\u00f6re yakla\u015f\u0131k 7 kat daha y\u00fcksek\u201d dedi.<\/p>\n
Hafif ticari ara\u00e7lar\u0131n trafik sigortalar\u0131 binek ara\u00e7lara g\u00f6re y\u00fczde 30 daha fazla<\/p>\n
Hafif ticari ara\u00e7lar\u0131n da trafik sigortas\u0131nda ek maliyetler olu\u015fturdu\u011funu belirten Onur Tekinturhan, \u201cKullan\u0131m\u0131 hususi olmas\u0131na ra\u011fmen ruhsatta kamyonet olarak belirtilen hafif ticari ara\u00e7lar\u0131n her y\u0131l muayene zorunlulu\u011fu bulunuyor. Ayr\u0131ca bu ara\u00e7lar\u0131n trafik sigortas\u0131 tavan fiyatlar\u0131 incelemelerimize g\u00f6re binek otomobillere k\u0131yasla yakla\u015f\u0131k y\u00fczde 30 daha fazla. Otomobiller ve ayn\u0131 hasar basama\u011f\u0131nda yer alan ara\u00e7lar i\u00e7in temel olarak iller aras\u0131nda trafik sigortas\u0131 fiyatlar\u0131 de\u011fi\u015fmezken \u0130stanbul\u2019da trafik sigortas\u0131 fiyatlar\u0131 di\u011fer illere k\u0131yasla y\u00fczde 5-10 daha y\u00fcksek seyrediyor\u201d ifadelerini kulland\u0131.<\/p>\n","protected":false},"excerpt":{"rendered":"
HASAR GE\u00c7M\u0130\u015e\u0130 OLAN S\u00dcR\u00dcC\u00dcLERE, Y\u00dcZDE 400\u2019E VARAN ZAMLI TRAF\u0130K S\u0130GORTASI UYGULANIRKEN, S\u0130GORTA \u015e\u0130RKETLER\u0130 KAZA R\u0130SK\u0130NE KAR\u015eIN S\u00dcR\u00dcC\u00dcLERE S\u0130GORTA TEKL\u0130F\u0130 VERMEKTEN KA\u00c7INIYOR. HASAR BASAMA\u011eI Y\u00dcKSELD\u0130K\u00c7E TEKL\u0130F SAYISI 7 KATA KADAR AZALIYOR.<\/p>\n","protected":false},"author":1,"featured_media":196850,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":true,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"font":"","enabled":false},"version":2},"jetpack_post_was_ever_published":false},"categories":[19],"tags":[1018,10103,11009,12539,572,18699,2405,845,131,2825],"class_list":["post-196849","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-ekonomi","tag-daha","tag-gecmisi","tag-hasar","tag-kat","tag-olan","tag-sigortasi","tag-suruculere","tag-teklifi","tag-trafik","tag-veriliyor"],"jetpack_publicize_connections":[],"jetpack_featured_media_url":"https:\/\/i0.wp.com\/www.tvturk.com\/wp-content\/uploads\/2019\/08\/hasar-gecmisi-olan-suruculere-7-kat-daha-az-trafik-sigortasi-teklifi-veriliyor_ee946db.jpg?fit=1000%2C666","jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/paKIfm-PcZ","_links":{"self":[{"href":"http:\/\/www.tvturk.com\/index.php\/wp-json\/wp\/v2\/posts\/196849","targetHints":{"allow":["GET"]}}],"collection":[{"href":"http:\/\/www.tvturk.com\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"http:\/\/www.tvturk.com\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"http:\/\/www.tvturk.com\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"http:\/\/www.tvturk.com\/index.php\/wp-json\/wp\/v2\/comments?post=196849"}],"version-history":[{"count":0,"href":"http:\/\/www.tvturk.com\/index.php\/wp-json\/wp\/v2\/posts\/196849\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"http:\/\/www.tvturk.com\/index.php\/wp-json\/wp\/v2\/media\/196850"}],"wp:attachment":[{"href":"http:\/\/www.tvturk.com\/index.php\/wp-json\/wp\/v2\/media?parent=196849"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"http:\/\/www.tvturk.com\/index.php\/wp-json\/wp\/v2\/categories?post=196849"},{"taxonomy":"post_tag","embeddable":true,"href":"http:\/\/www.tvturk.com\/index.php\/wp-json\/wp\/v2\/tags?post=196849"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}