2019-2020 e\u011fitim \u00f6\u011fretim y\u0131l\u0131 a\u00e7\u0131klanan yeni \u00fccretlerdeki art\u0131\u015f, velilerin kredi ba\u015fvurular\u0131na y\u00f6nelimini art\u0131rd\u0131. E\u011fitim kredilerinde al\u0131nabilecek \u00fcst limit, bankadan bankaya de\u011fi\u015fiklik g\u00f6sterse de t\u00fcm bankalarda 60 aya kadar vadelendirme yap\u0131labiliyor.<\/p>\n
Okul taksitleri, servis \u00fccretleri, k\u0131rtasiye giderleri derken y\u0131ll\u0131k e\u011fitim masraf\u0131 aileleri krediye y\u00f6neltiyor. 2019-2020 e\u011fitim \u00f6\u011fretim y\u0131l\u0131 a\u00e7\u0131klanan yeni \u00fccretlerdeki art\u0131\u015f, velilerin kredi ba\u015fvurular\u0131na y\u00f6nelimini art\u0131rd\u0131. E\u011fitim masraflar\u0131n\u0131 kolay bir \u015fekilde kar\u015f\u0131lamak i\u00e7in yeni faiz oranlar\u0131ndan faydalanan aileler, bankalar\u0131n sundu\u011fu avantajlar\u0131 de\u011ferlendirmeye ald\u0131.<\/p>\n
E\u011fitim kredisinde geri \u00f6demeler 60 aya kadar vade imkan\u0131 sunuyor<\/p>\n
E\u011fitim kredilerinde al\u0131nabilecek \u00fcst limit, bankadan bankaya de\u011fi\u015fiklik g\u00f6sterse de t\u00fcm bankalarda 60 aya kadar vadelendirme yap\u0131labiliyor. T\u00fcm bankalar\u0131n g\u00fcncel kredi faiz oranlar\u0131 ile hesaplama yapan Hangikredi.com\u2019un yapt\u0131\u011f\u0131 \u00f6rnek hesaplamaya g\u00f6re \u015fu an en avantajl\u0131 oran olan y\u00fczde 1,29 oran\u0131yla 36 ay vadeli 10 bin TL kredi \u00e7ekti\u011finizde ayl\u0131k 364,42 TL\u2019lik geri \u00f6demelerle kredi \u00f6denebiliyor.<\/p>\n
\u00d6ne \u00e7\u0131kan kredi se\u00e7enekleri ise; 10 bin TL y\u00fczde 1,29 faiz oran\u0131yla 36 ay vadeli ayl\u0131k 364,42 TL taksitle toplam geri \u00f6demesi 13 bin 169 TL, y\u00fczde 1,49 faiz oran\u0131yla 20 bin TL, 48 ay vadeli ayl\u0131k 624,23 TL taksitle, toplam geri \u00f6demesi 30 bin 63 TL, y\u00fczde 1,75 faiz oran\u0131yla 30 bin TL, 60 ay vadeli ayl\u0131k 884,06 TL taksitle, toplam geri \u00f6demesi 53 bin 193,60 TL olarak s\u0131ralan\u0131yor.<\/p>\n
\u00d6\u011frencilere m\u00fcjde<\/p>\n
S\u00f6z konusu incelemeye g\u00f6re e\u011fitim kredisinden sadece veliler de\u011fil \u00f6\u011frenciler de yararlanabiliyor. \u00d6\u011frenciler belgelenebilir bir geliriyle, bankalardan e\u011fitim kredisi kullanabiliyor. \u00d6zellikle y\u00fcksek lisans yapmak isteyen \u00e7al\u0131\u015fanlar, e\u011fitim masraflar\u0131n\u0131 kar\u015f\u0131lamak i\u00e7in e\u011fitim kredisini tercih ediyor.<\/p>\n
E\u011fitim kredisine ba\u015fvururken nelere dikkat etmeli<\/p>\n
\u00d6zel okul ya da \u00fcniversite \u00fccretlerini kar\u015f\u0131lamak i\u00e7in kullanabilecek e\u011fitim kredisi ba\u015fvurusu yaparken, \u00f6\u011frencinin kay\u0131t belgesini ya da okul \u00fccretini g\u00f6steren belgenin yan s\u0131ra gelir belgesi, kimlik fotokopisi, fatura gibi adres g\u00f6sterir belgelerin haz\u0131r bulunmas\u0131 gerekiyor.<\/p>\n","protected":false},"excerpt":{"rendered":"
2019-2020 E\u011e\u0130T\u0130M \u00d6\u011eRET\u0130M YILI A\u00c7IKLANAN YEN\u0130 \u00dcCRETLERDEK\u0130 ARTI\u015e, VEL\u0130LER\u0130N KRED\u0130 BA\u015eVURULARINA Y\u00d6NEL\u0130M\u0130N\u0130 ARTIRDI. E\u011e\u0130T\u0130M KRED\u0130LER\u0130NDE ALINAB\u0130LECEK \u00dcST L\u0130M\u0130T, BANKADAN BANKAYA DE\u011e\u0130\u015e\u0130KL\u0130K G\u00d6STERSE DE T\u00dcM BANKALARDA 60 AYA KADAR VADELEND\u0130RME YAPILAB\u0130L\u0130YOR.<\/p>\n","protected":false},"author":1,"featured_media":198680,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"jetpack_post_was_ever_published":false,"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":true,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"font":"","enabled":false},"version":2}},"categories":[19],"tags":[398,49924,24035,37965],"class_list":["post-198679","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-ekonomi","tag-egitim","tag-krediye","tag-masraflari","tag-yoneltiyor"],"jetpack_publicize_connections":[],"jetpack_featured_media_url":"https:\/\/i0.wp.com\/www.tvturk.com\/wp-content\/uploads\/2019\/09\/egitim-masraflari-krediye-yoneltiyor_1ce7d95.jpg?fit=1000%2C664","jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/paKIfm-PGv","_links":{"self":[{"href":"http:\/\/www.tvturk.com\/index.php\/wp-json\/wp\/v2\/posts\/198679","targetHints":{"allow":["GET"]}}],"collection":[{"href":"http:\/\/www.tvturk.com\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"http:\/\/www.tvturk.com\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"http:\/\/www.tvturk.com\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"http:\/\/www.tvturk.com\/index.php\/wp-json\/wp\/v2\/comments?post=198679"}],"version-history":[{"count":0,"href":"http:\/\/www.tvturk.com\/index.php\/wp-json\/wp\/v2\/posts\/198679\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"http:\/\/www.tvturk.com\/index.php\/wp-json\/wp\/v2\/media\/198680"}],"wp:attachment":[{"href":"http:\/\/www.tvturk.com\/index.php\/wp-json\/wp\/v2\/media?parent=198679"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"http:\/\/www.tvturk.com\/index.php\/wp-json\/wp\/v2\/categories?post=198679"},{"taxonomy":"post_tag","embeddable":true,"href":"http:\/\/www.tvturk.com\/index.php\/wp-json\/wp\/v2\/tags?post=198679"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}