Kredi kart\u0131 kullan\u0131m\u0131n\u0131n her ge\u00e7en g\u00fcn artt\u0131\u011f\u0131n\u0131 ve art\u0131k ekme\u011fin bile kartla al\u0131nd\u0131\u011f\u0131n\u0131 vurgulayan TESK Genel Ba\u015fkan\u0131 Bendevi Paland\u00f6ken, \u201cBankalar kartlar\u0131n kullan\u0131m\u0131n\u0131 \u00f6zendirmek i\u00e7in puan biriktirme vaatleri ile kredi kart\u0131 kullan\u0131m\u0131n\u0131n artmas\u0131na neden oluyor. Art\u0131k marketlerde ekmek bile kartla al\u0131n\u0131yor. Piyasada nakit s\u0131k\u0131nt\u0131s\u0131 ya\u015fan\u0131rsa ekonomik dengeler de bozulur. Kredi kartlar\u0131na ihtiya\u00e7 d\u0131\u015f\u0131 al\u0131\u015fveri\u015fler yaparak y\u00fcklenerek b\u00fct\u00e7emizi sarsmamal\u0131y\u0131z\u201d dedi.<\/p>\n
Kredi kart\u0131 kullan\u0131m\u0131 artt\u0131k\u00e7a bor\u00e7lu say\u0131s\u0131n\u0131n da artt\u0131\u011f\u0131na dikkati \u00e7eken T\u00fcrkiye Esnaf ve Sanatk\u00e2rlar Konfederasyonu (TESK) Genel Ba\u015fkan\u0131 Bendevi Paland\u00f6ken, \u201cKredi kartlar\u0131na her ge\u00e7en daha \u00e7ok y\u00fckleniyoruz. Hem kullan\u0131m kolayl\u0131\u011f\u0131 hem de nakit ihtiyac\u0131m\u0131z\u0131 kar\u015f\u0131lamas\u0131 nedeniyle kullan\u0131m art\u0131yor. \u00d6yle ki T\u00fcrkiye Bankalar Birli\u011fi Risk Merkezi verilerine g\u00f6re ge\u00e7ti\u011fimiz y\u0131l\u0131n ilk yar\u0131s\u0131nda piyasadaki kredi kart\u0131 say\u0131s\u0131 64,8 milyonken bu y\u0131l\u0131n ayn\u0131 d\u00f6nemde bu say\u0131 y\u00fczde 4 artarak 67,9\u2019a \u00e7\u0131kt\u0131. Tabi kredi kart\u0131 kullan\u0131m\u0131 artt\u0131k\u00e7a bor\u00e7lu say\u0131s\u0131 da art\u0131yor. Ge\u00e7ti\u011fimiz y\u0131l ilk 7 ayda kredi kart\u0131 borcunu \u00f6demedi\u011fi i\u00e7in yasal takibe intikal eden ki\u015fi say\u0131s\u0131 483 bin 975 iken bu y\u0131l\u0131n ayn\u0131 d\u00f6nemde y\u00fczde 9 artarak 527 bin 884\u2019e \u00e7\u0131kt\u0131. Art\u0131k markete gidip iki ekmek bir s\u00fct\u00fc bile kartla ge\u00e7irir bir vaziyete geldik. Piyasalar\u0131n s\u0131cak paraya ihtiyac\u0131 var\u201d diye konu\u015ftu.<\/p>\n
\u201cToplam 2,5 milyon ki\u015fi kredi kart\u0131 y\u00fcz\u00fcnden yasal takipte\u201d<\/p>\n
\u0130htiyac\u0131m\u0131z d\u0131\u015f\u0131nda kartla al\u0131\u015fveri\u015f yapmaktan ka\u00e7\u0131nmam\u0131z gerekti\u011finin alt\u0131n\u0131 \u00e7izen Paland\u00f6ken, \u201cKredi kart\u0131 borcu y\u00fcz\u00fcnden yasal takibe d\u00fc\u015fen, halen kredi kart\u0131 borcu devam etmekte olan toplam 2 milyon 527 bin 669 ki\u015fi var. \u0130htiyac\u0131m\u0131z d\u0131\u015f\u0131nda al\u0131\u015fveri\u015f hem kartlara y\u00fcklenmeye sebep oluyor hem de kendi b\u00fct\u00e7emizi sars\u0131yor. Devaml\u0131 bor\u00e7la ya\u015famak yerine ihtiyac\u0131m\u0131z kadar al\u0131\u015fveri\u015f yapmak gerekiyor. Yani bir telefonumuz varken ve hi\u00e7bir sorunu yokken ikinci telefonu almak, bize yetecek kadar ayakkab\u0131m\u0131z varken bir \u00e7ift daha almak gibi israfa ve borca neden olan davran\u0131\u015flardan ka\u00e7\u0131nmal\u0131y\u0131z. Kendi b\u00fct\u00e7emizle birlikte ekonomik dengeleri de d\u00fc\u015f\u00fcnmemiz laz\u0131m. \u00c7\u00fcnk\u00fc ikisi birbirini do\u011frudan etkileyen durumlar. Evde israfa neden olan davran\u0131\u015flar ekonomimizi bozuyor, ekonomik sorunlar da evdeki huzurumuzu ka\u00e7\u0131r\u0131yor\u201d \u015feklinde s\u00f6yledi.<\/p>\n","protected":false},"excerpt":{"rendered":"
KRED\u0130 KARTI KULLANIMININ HER GE\u00c7EN G\u00dcN ARTTI\u011eINI VE ARTIK EKME\u011e\u0130N B\u0130LE KARTLA ALINDI\u011eINI VURGULAYAN TESK GENEL BA\u015eKANI BENDEV\u0130 PALAND\u00d6KEN, \u201cBANKALAR KARTLARIN KULLANIMINI \u00d6ZEND\u0130RMEK \u0130\u00c7\u0130N PUAN B\u0130R\u0130KT\u0130RME VAATLER\u0130 \u0130LE KRED\u0130 KARTI KULLANIMININ ARTMASINA NEDEN OLUYOR. ARTIK MARKETLERDE EKMEK B\u0130LE KARTLA ALINIYOR. P\u0130YASADA NAK\u0130T SIKINTISI YA\u015eANIRSA EKONOM\u0130K DENGELER DE BOZULUR. KRED\u0130 KARTLARINA \u0130HT\u0130YA\u00c7 DI\u015eI ALI\u015eVER\u0130\u015eLER YAPARAK Y\u00dcKLENEREK B\u00dcT\u00c7EM\u0130Z\u0130 SARSMAMALIYIZ. BU DURUM EKONOM\u0130M\u0130Z VE A\u0130LE B\u00dcT\u00c7EM\u0130Z \u0130\u00c7\u0130N H\u0130\u00c7 OLUMLU SONU\u00c7LAR DO\u011eURMAZ\u201d DED\u0130.<\/p>\n","protected":false},"author":1,"featured_media":212661,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"jetpack_post_was_ever_published":false,"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":true,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"font":"","enabled":false},"version":2}},"categories":[1],"tags":[53754,53756,2746,13279,11482,53755],"class_list":["post-212660","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-genel","tag-bankalarin","tag-kanmamali","tag-kart","tag-kullanimina","tag-ozendirme","tag-vaatlerine"],"jetpack_publicize_connections":[],"jetpack_featured_media_url":"https:\/\/i0.wp.com\/www.tvturk.com\/wp-content\/uploads\/2019\/10\/bankalarin-kart-kullanimina-ozendirme-vaatlerine-kanmamali_6f114c2.jpg?fit=1000%2C664","jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/paKIfm-Tk0","_links":{"self":[{"href":"http:\/\/www.tvturk.com\/index.php\/wp-json\/wp\/v2\/posts\/212660","targetHints":{"allow":["GET"]}}],"collection":[{"href":"http:\/\/www.tvturk.com\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"http:\/\/www.tvturk.com\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"http:\/\/www.tvturk.com\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"http:\/\/www.tvturk.com\/index.php\/wp-json\/wp\/v2\/comments?post=212660"}],"version-history":[{"count":0,"href":"http:\/\/www.tvturk.com\/index.php\/wp-json\/wp\/v2\/posts\/212660\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"http:\/\/www.tvturk.com\/index.php\/wp-json\/wp\/v2\/media\/212661"}],"wp:attachment":[{"href":"http:\/\/www.tvturk.com\/index.php\/wp-json\/wp\/v2\/media?parent=212660"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"http:\/\/www.tvturk.com\/index.php\/wp-json\/wp\/v2\/categories?post=212660"},{"taxonomy":"post_tag","embeddable":true,"href":"http:\/\/www.tvturk.com\/index.php\/wp-json\/wp\/v2\/tags?post=212660"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}