Esnaf\u0131n faizsiz icras\u0131z vatanda\u015fa kredi a\u00e7t\u0131\u011f\u0131 veresiye defterinin enflasyonun \u00f6n\u00fcne ge\u00e7ti\u011fini vurgulayan TESK Genel Ba\u015fkan\u0131 Bendevi Paland\u00f6ken, \u201c2 milyon esnaf\u0131m\u0131z\u0131n yar\u0131s\u0131 veresiye sat\u0131\u015f yap\u0131yor. Veresiye defterinde ne faiz var ne \u00f6deme g\u00fcn\u00fc ne de icra takibi var. Bu da toplumsal k\u00fclt\u00fcr yap\u0131s\u0131n\u0131 korurken, enflasyonu da s\u00fcspanse ediyor. Bu nedenle esnaf\u0131m\u0131z\u0131n korunmas\u0131, krediye ula\u015fmas\u0131 ve kendini idame ettirmesi, vatanda\u015f\u0131 da ekonomiyi de korumak demektir. Esnaf\u0131m\u0131z faizsiz kredi niteli\u011finde veresiye defteri a\u00e7abiliyorsa kendisi de faizsiz kredi alabilmeli\u201d dedi.<\/p>\n
Veresiye defterinin faizsiz ve icras\u0131z kredi gibi oldu\u011funu hat\u0131rlatan T\u00fcrkiye Esnaf ve Sanatk\u00e2rlar Konfederasyonu (TESK) Genel Ba\u015fkan\u0131 Bendevi Paland\u00f6ken, \u201cEsnaf\u0131m\u0131z\u0131n y\u0131llard\u0131r s\u00fcregelen veresiye defteri vatanda\u015f\u0131n faizsiz icras\u0131z kredisi gibi. Yani esnaf\u0131m\u0131z vatanda\u015f\u0131n bankac\u0131s\u0131 konumunda. Bunu yaparken ne bir \u00f6deme g\u00fcn\u00fc belirliyor, ne satt\u0131\u011f\u0131 \u00fcr\u00fcn\u00fcn bedeline faiz koyuyor ne de \u00f6deme yap\u0131lmad\u0131\u011f\u0131nda icra takibi ba\u015flat\u0131yor. Tamamen k\u00fclt\u00fcr\u00fcm\u00fcz\u00fcn bir par\u00e7as\u0131. \u0130htiyac\u0131 olan fakat o anda \u00f6deyecek durumu olmayan vatanda\u015f\u0131m\u0131z ile esnaf\u0131m\u0131z aras\u0131nda bir samimiyet ve g\u00fcven g\u00f6stergesi. Her esnaf\u0131m\u0131z\u0131n g\u00fcn\u00fcm\u00fcz \u015fartlar\u0131nda veresiye defteri tutar\u0131 10 bin TL olsa, 2 milyon esnaf\u0131m\u0131z\u0131n yar\u0131s\u0131n\u0131n veresiye \u00e7al\u0131\u015ft\u0131\u011f\u0131n\u0131 d\u00fc\u015f\u00fcnd\u00fc\u011f\u00fcm\u00fczde veresiye defterlerinin tutar\u0131 10 milyar TL yapar. Bu miktar kredi olarak bankadan \u00e7ekilmi\u015f olsa faizlerin y\u00fcksekli\u011fi ile \u00f6denemeyecek y\u00fckseklikte mebla\u011flara denk geliyor\u201d diye konu\u015ftu.<\/p>\n
\u201cEsnaf nas\u0131l faizsiz kredi a\u00e7abiliyorsa kendisi de alabilmeli\u201d<\/p>\n
Esnaf\u0131n veresiye defterlerinin kabard\u0131\u011f\u0131n\u0131 ve kendisine de faizsiz kredi verilmesi gerekti\u011fini vurgulayan Paland\u00f6ken, \u201cVeresiye sat\u0131\u015f yaparak sosyal patlaman\u0131n da \u00f6n\u00fcne ge\u00e7en esnaf\u0131m\u0131z\u0131n veresiye defterleri art\u0131k kabar\u0131yor. Kendisi nas\u0131l vatanda\u015fa faizsiz kredi a\u00e7abiliyorsa, kendi kazanc\u0131ndan \u00f6nce vatanda\u015f\u0131n ihtiya\u00e7lar\u0131n\u0131 kar\u015f\u0131layabiliyorsa, kendisi de faizsiz kredi alabilmeli. Bankalar, ekonominin barometresi olan esnaf\u0131m\u0131z i\u00e7in elini ta\u015f\u0131n alt\u0131na koymal\u0131. \u00c7\u00fcnk\u00fc yaln\u0131zca veresiye defteri de\u011fil esnaf\u0131m\u0131z\u0131n bir\u00e7ok maliyeti ve kendisini zorlayan durumlar var. Her \u00fcr\u00fcn\u00fc satan ve her k\u00f6\u015fe ba\u015f\u0131na a\u00e7\u0131lan zincir marketler gibi. Bunlarla ba\u015fa \u00e7\u0131karken ve kendisini idame ettirmesi gerekirken bir\u00e7ok maliyet ile birlikte veresiye de \u00e7al\u0131\u015f\u0131yor. Bu \u00f6zveri, faizsiz krediyi de hak ediyor. \u00c7\u00fcnk\u00fc esnaf\u0131m\u0131z\u0131 korumak yaln\u0131zca esnaf\u0131 korumak de\u011fildir. Vatanda\u015f\u0131 da ekonomiyi de enflasyonu da olumlu etkileyecektir\u201d \u015feklinde konu\u015ftu.<\/p>\n","protected":false},"excerpt":{"rendered":"
ESNAFIN FA\u0130ZS\u0130Z \u0130CRASIZ VATANDA\u015eA KRED\u0130 A\u00c7TI\u011eI VERES\u0130YE DEFTER\u0130N\u0130N ENFLASYONUN \u00d6N\u00dcNE GE\u00c7T\u0130\u011e\u0130N\u0130 VURGULAYAN TESK GENEL BA\u015eKANI BENDEV\u0130 PALAND\u00d6KEN, \u201c2 M\u0130LYON ESNAFIMIZIN YARISI VERES\u0130YE SATI\u015e YAPIYOR. VERES\u0130YE DEFTER\u0130NDE NE FA\u0130Z VAR NE \u00d6DEME G\u00dcN\u00dc NE DE \u0130CRA TAK\u0130B\u0130 VAR. BU DA TOPLUMSAL K\u00dcLT\u00dcR YAPISINI KORURKEN, ENFLASYONU DA S\u00dcSPANSE ED\u0130YOR. BU NEDENLE ESNAFIMIZIN KORUNMASI, KRED\u0130YE ULA\u015eMASI VE KEND\u0130N\u0130 \u0130DAME ETT\u0130RMES\u0130, VATANDA\u015eI DA EKONOM\u0130Y\u0130 DE KORUMAK DEMEKT\u0130R. ESNAFIMIZ FA\u0130ZS\u0130Z KRED\u0130 N\u0130TEL\u0130\u011e\u0130NDE VERES\u0130YE DEFTER\u0130 A\u00c7AB\u0130L\u0130YORSA KEND\u0130S\u0130 DE FA\u0130ZS\u0130Z KRED\u0130 ALAB\u0130LMEL\u0130\u201d DED\u0130.<\/p>\n","protected":false},"author":1,"featured_media":214999,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_feature_clip_id":0,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":true,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"font":"","enabled":false},"version":2},"jetpack_post_was_ever_published":false},"categories":[1],"tags":[36913,23095,3473,27940,8073,605],"class_list":["post-214998","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-genel","tag-veresiye","tag-faizsiz","tag-bankasi","tag-defteri","tag-palandoken","tag-vatandasin"],"jetpack_publicize_connections":[],"jetpack_featured_media_url":"https:\/\/i0.wp.com\/www.tvturk.com\/wp-content\/uploads\/2019\/10\/palandoken-veresiye-defteri-vatandasin-faizsiz-bankasi_7ee3d8e.jpg?fit=960%2C640","jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/paKIfm-TVI","_links":{"self":[{"href":"http:\/\/www.tvturk.com\/index.php\/wp-json\/wp\/v2\/posts\/214998","targetHints":{"allow":["GET"]}}],"collection":[{"href":"http:\/\/www.tvturk.com\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"http:\/\/www.tvturk.com\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"http:\/\/www.tvturk.com\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"http:\/\/www.tvturk.com\/index.php\/wp-json\/wp\/v2\/comments?post=214998"}],"version-history":[{"count":0,"href":"http:\/\/www.tvturk.com\/index.php\/wp-json\/wp\/v2\/posts\/214998\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"http:\/\/www.tvturk.com\/index.php\/wp-json\/wp\/v2\/media\/214999"}],"wp:attachment":[{"href":"http:\/\/www.tvturk.com\/index.php\/wp-json\/wp\/v2\/media?parent=214998"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"http:\/\/www.tvturk.com\/index.php\/wp-json\/wp\/v2\/categories?post=214998"},{"taxonomy":"post_tag","embeddable":true,"href":"http:\/\/www.tvturk.com\/index.php\/wp-json\/wp\/v2\/tags?post=214998"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}