Tasarrufa Dayal\u0131 Finans modelinin T\u00fcrkiye\u2019deki lider firmalar\u0131ndan Birevim ve \u0130stanbul Sabahattin Zaim \u00dcniversitesi i\u015f birli\u011fi ile tasarruf kavram\u0131n\u0131n \u00f6nemini ve gereklili\u011fini \u00f6zellikle gen\u00e7 ku\u015fa\u011fa anlatmay\u0131 hedefleyen bir sempozyum d\u00fczenlendi. Birevim Tasarruf Akademi taraf\u0131ndan a\u00e7\u0131klanan T\u00fcrkiye\u2019nin ilk \u0130slami finans raporu, d\u00fcnyan\u0131n \u00f6nde gelen akademisyenleri taraf\u0131ndan de\u011ferlendirildi. K\u00fcresel \u0130slami finans sekt\u00f6r\u00fcn\u00fcn bug\u00fcn 2,2 trilyon dolar de\u011ferinde oldu\u011fu ve T\u00fcrkiye\u2019nin hen\u00fcz yeni bir a\u015famada olmas\u0131na ra\u011fmen, \u00fclke demografisi ve co\u011frafi konumu nedeniyle b\u00fcy\u00fck bir b\u00fcy\u00fcme potansiyeline sahip oldu\u011fu ifade edildi.<\/p>\n
\u00d6te yandan, T\u00fcrkiye\u2019nin kat\u0131l\u0131m end\u00fcstrisine bir di\u011fer \u00f6nemli katk\u0131s\u0131n\u0131n, tasarruf temelli bankac\u0131l\u0131k d\u0131\u015f\u0131 finansman sekt\u00f6r\u00fc oldu\u011fu vurgulan\u0131rken, sekt\u00f6r\u00fcn ana \u00fcr\u00fcnlerinin konut ve ara\u00e7 finansman\u0131yla ivme kazand\u0131\u011f\u0131 a\u00e7\u0131kland\u0131.<\/p>\n
Sempozyumun a\u00e7\u0131l\u0131\u015f konu\u015fmas\u0131n\u0131 yapan Birevim Y\u00f6netim Kurulu Ba\u015fkan\u0131 Murat \u00c7ift\u00e7i, \u2019tasarruf\u2019 denildi\u011finde akla gelen ilk kurulu\u015fun Birevim oldu\u011funu ifade ederek, “Birevim\u2019in varl\u0131k nedeni, milletimizin \u00f6z\u00fcnde olan tasarruf k\u00fclt\u00fcr\u00fcn\u00fcn yeniden hat\u0131rlanmas\u0131na vesile olmakt\u0131r. Faaliyetlerimizi tasarruf ekseninde yapmakla yetinmeyip, Tasarruf Akademi adl\u0131 e\u011fitim platformunu kurmam\u0131z\u0131n ard\u0131nda da bu hedef var” diye konu\u015ftu.<\/p>\n
“Hedef, 5 y\u0131lda 5 milyon aileyi ev ya da araba sahibi yapmak”<\/p>\n
Birevim Y\u00f6netim Kurulu Ba\u015fkan\u0131 Murat \u00c7ift\u00e7i, “Birevim, insanlar\u0131n, k\u00fc\u00e7\u00fck tasarruflarla da ev ya da araba sahibi olabilece\u011fini s\u00f6yler ve yapar. Birevim, sadece faizsiz \u2019tasarruf finans\u2019 sistemiyle \u00e7al\u0131\u015f\u0131r. Sat\u0131n alman\u0131n vazge\u00e7ilmezi olarak lanse edilen faiz dayatmas\u0131n\u0131n kar\u015f\u0131s\u0131nda durur. Ev ya da araba sahibi olman\u0131n tek yolunun faizli i\u015flemler oldu\u011fu alg\u0131s\u0131n\u0131 y\u0131kmaktan b\u00fcy\u00fck bir onur duyar. Birevim, ad\u0131ndan da anla\u015f\u0131laca\u011f\u0131 \u00fczere, birli\u011fe b\u00fcy\u00fck \u00f6nem verir. \u0130nsanlar\u0131 bir olmaya, birlik i\u00e7inde yol almaya \u00e7a\u011f\u0131r\u0131r. Bunun i\u00e7in de \u2019birlikte tasarrufun muhte\u015fem g\u00fcc\u00fc\u2019 slogan\u0131yla yol al\u0131r. Birevim\u2019in hedefi, 5 y\u0131lda 5 milyon ailenin ev ya da araba almas\u0131na vesile olmak. Bunun olduk\u00e7a b\u00fcy\u00fck ve iddial\u0131 bir hedef oldu\u011funun fark\u0131nday\u0131z. O nedenle \u00f6ncelikle yapmam\u0131z gereken, sistemi do\u011fru temeller \u00fczerine kurmak” dedi.<\/p>\n
Ulusal ve uluslararas\u0131 pek \u00e7ok uzman ve akademisyenin de konu\u015fma yapt\u0131\u011f\u0131 1\u2019inci Uluslararas\u0131 Tasarruf Sempozyumu\u2019nda; D\u00f6ng\u00fcsel \u0130slami Finans ve Ekonomi, Osmanl\u0131 Sand\u0131k Tecr\u00fcbesi, Tasarrufa Dayal\u0131 Finans \u0130\u015f Modeli: G\u00fcncel Yakla\u015f\u0131mlar, Konut Finansman\u0131nda Alternatif Bir Finansman Modeli Olarak: Finansal Kiralama, D\u00fczenlemeye \u0130li\u015fkin Beklentiler: \u0130htiyac\u0131n Tespiti gibi ba\u015fl\u0131klar alt\u0131nda tasarruf ekonomisi ve yakla\u015f\u0131mlar\u0131 irdelendi.<\/p>\n
Sempozyumun ilk konu\u015fmac\u0131s\u0131 Hamad bin Khalifa \u00dcniversitesi\u2019nden Prof. Dr. Tariqullah Khan, k\u00fcresel \u0130slami finans ve ekonomi paradigmas\u0131 ba\u015fl\u0131\u011f\u0131 alt\u0131nda; finansal istikrar, risk y\u00f6netimi, d\u00fczenleme, denetleme ve \u0130slami finans sekt\u00f6r\u00fcn\u00fcn geli\u015fimi konular\u0131na de\u011findi. Khan\u2019\u0131n ard\u0131ndan s\u00f6z\u00fc K\u00fcresel \u0130slami Finans \u00dcniversitesi\u2019nden (INCEIF) Prof. Dr. Saiful Azhar Rosly ald\u0131. Rosly \u0130slami mevduat sorunlar\u0131n\u0131n tespitine de\u011finerek, yakla\u015f\u0131mlardan ve mevcut d\u00fczenlemelerden bahsetti. Son olarak Markfield Y\u00fcksek E\u011fitim Enstit\u00fcs\u00fc\u2019nden Prof. Dr. Zahid Parvez de s\u00fcrd\u00fcr\u00fclebilirlik krizlerini \u0130slami bankac\u0131l\u0131k ve finans taban\u0131nda de\u011ferlendirdi.<\/p>\n
Birevim\u2019in sekt\u00f6rel anlamda bir sorumluluk ve s\u00f6zc\u00fcl\u00fck \u00fcstlenerek ba\u015flatt\u0131\u011f\u0131 bu sempozyum ile \u00f6zellikle T\u00fcrkiye\u2019de tasarrufa d\u00f6n\u00fck e\u011filimin g\u00fc\u00e7lendirilmesi ama\u00e7land\u0131. Sempozyumda yurti\u00e7i ve yurtd\u0131\u015f\u0131ndan bir\u00e7ok b\u00fcrokrat, bilim insan\u0131, finans kesimi y\u00f6neticileri gibi se\u00e7kin kat\u0131l\u0131mc\u0131lar da yer ald\u0131.<\/p>\n","protected":false},"excerpt":{"rendered":"
TASARRUFA DAYALI F\u0130NANS MODEL\u0130N\u0130N T\u00dcRK\u0130YE\u2019DEK\u0130 L\u0130DER F\u0130RMALARINDAN B\u0130REV\u0130M VE \u0130STANBUL SABAHATT\u0130N ZA\u0130M \u00dcN\u0130VERS\u0130TES\u0130 \u0130\u015e B\u0130RL\u0130\u011e\u0130 \u0130LE TASARRUF KAVRAMININ \u00d6NEM\u0130N\u0130 VE GEREKL\u0130L\u0130\u011e\u0130N\u0130 \u00d6ZELL\u0130KLE GEN\u00c7 KU\u015eA\u011eA ANLATMAYI HEDEFLEYEN B\u0130R SEMPOZYUM D\u00dcZENLEND\u0130<\/p>\n","protected":false},"author":1,"featured_media":222714,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"jetpack_post_was_ever_published":false,"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":true,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"font":"","enabled":false},"version":2}},"categories":[19],"tags":[2397,5205,37,27336,741,177],"class_list":["post-222713","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-ekonomi","tag-aciklandi","tag-finans","tag-ilk","tag-islami","tag-raporu","tag-turkiyenin"],"jetpack_publicize_connections":[],"jetpack_featured_media_url":"https:\/\/i0.wp.com\/www.tvturk.com\/wp-content\/uploads\/2019\/11\/turkiyenin-ilk-islami-finans-raporu-aciklandi_22f4556.jpg?fit=1000%2C562","jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/paKIfm-VW9","_links":{"self":[{"href":"http:\/\/www.tvturk.com\/index.php\/wp-json\/wp\/v2\/posts\/222713","targetHints":{"allow":["GET"]}}],"collection":[{"href":"http:\/\/www.tvturk.com\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"http:\/\/www.tvturk.com\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"http:\/\/www.tvturk.com\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"http:\/\/www.tvturk.com\/index.php\/wp-json\/wp\/v2\/comments?post=222713"}],"version-history":[{"count":0,"href":"http:\/\/www.tvturk.com\/index.php\/wp-json\/wp\/v2\/posts\/222713\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"http:\/\/www.tvturk.com\/index.php\/wp-json\/wp\/v2\/media\/222714"}],"wp:attachment":[{"href":"http:\/\/www.tvturk.com\/index.php\/wp-json\/wp\/v2\/media?parent=222713"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"http:\/\/www.tvturk.com\/index.php\/wp-json\/wp\/v2\/categories?post=222713"},{"taxonomy":"post_tag","embeddable":true,"href":"http:\/\/www.tvturk.com\/index.php\/wp-json\/wp\/v2\/tags?post=222713"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}