{"id":224068,"date":"2019-11-05T13:02:42","date_gmt":"2019-11-05T10:02:42","guid":{"rendered":"http:\/\/www.tvturk.com\/index.php\/prof-dr-ozkan-merkez-bankasinin-faiz-indirimi-2020-icin-umut-verici\/"},"modified":"2019-11-05T13:02:42","modified_gmt":"2019-11-05T10:02:42","slug":"prof-dr-ozkan-merkez-bankasinin-faiz-indirimi-2020-icin-umut-verici","status":"publish","type":"post","link":"http:\/\/www.tvturk.com\/index.php\/prof-dr-ozkan-merkez-bankasinin-faiz-indirimi-2020-icin-umut-verici\/","title":{"rendered":"Prof. Dr. \u00d6zkan: \u201cMerkez Bankas\u0131\u2019n\u0131n faiz indirimi 2020 i\u00e7in umut verici&#8221;"},"content":{"rendered":"<p>G\u00fcncel finansa ve ekonomiye ili\u015fkin de\u011ferlendirmelerin yap\u0131ld\u0131\u011f\u0131 \u201c8. \u0130stanbul Finans Kongresi\u201d alan\u0131nda ihtisas sahibi isimleri ve akademisyenleri bir araya getirdi. Kongrede konu\u015fan Prof. Dr. Turgut \u00d6zkan, Merkez Bankas\u0131\u2019n\u0131n faiz indirimi ile ilgili yapt\u0131\u011f\u0131 de\u011ferlendirmesinde, &#8220;Merkez Bankas\u0131\u2019n\u0131n faiz indirimi 2020 i\u00e7in umut verici&#8221; dedi.<\/p>\n<p>Beykent \u00dcniversitesi\u2019nin ev sahipli\u011findeki 8. \u0130stanbul Finans Kongresi, \u00fcniversitenin Taksim Yerle\u015fkesi Adem \u00c7elik Amfisi\u2019nde ger\u00e7ekle\u015ftirildi. Alan\u0131nda ihtisas sahibi isimleri ve akademisyenleri bir araya getiren kongrede, kat\u0131l\u0131mc\u0131lar ara\u015ft\u0131rmalar\u0131n\u0131 sundu, bilgi al\u0131\u015fveri\u015finde bulundu, g\u00fcncel finans ve ekonomiye ili\u015fkin de\u011ferlendirmeler yapt\u0131. Ekonomi, ekonometri, muhasebe, denetim, i\u015fletme ve finans hukuku gibi alanlarda yap\u0131lm\u0131\u015f teorik \u00e7al\u0131\u015fmalar\u0131n ele al\u0131nd\u0131\u011f\u0131 kongreye, Beykent \u00dcniversitesi Rekt\u00f6r\u00fc Prof. Dr. Murat Ferman, \u00fcniversitenin \u0130ktisadi ve \u0130dari Bilimler Fak\u00fcltesi Dekan\u0131 Prof. Dr. Turgut \u00d6zkan, yurt i\u00e7i ve yurt d\u0131\u015f\u0131ndan bir\u00e7ok akademisyen kat\u0131ld\u0131.<\/p>\n<p>\u201c\u0130statistik arac\u0131n\u0131, amac\u0131n \u00f6n\u00fcne koyuyoruz\u201d<\/p>\n<p>\u0130ktisat ve finans\u0131n uzmanlar taraf\u0131ndan karma\u015f\u0131k hale getirilmesini ele\u015ftiren Prof. Dr. Murat Ferman, \u00f6nemli olan\u0131n problemin do\u011fru tan\u0131mlanmas\u0131 oldu\u011funu s\u00f6yledi. Ferman, \u201c\u0130nsanlar ev al\u0131rken, pazarda mal se\u00e7erken ince eleyip s\u0131k dokuyor. Ancak yat\u0131r\u0131m ya da finansman tercihlerini yaparken bu \u015feklide davranmad\u0131klar\u0131n\u0131 g\u00f6r\u00fcyoruz.  Sadece finansta de\u011fil, her alanda temellere d\u00f6nmek zorunday\u0131z. G\u00fcn\u00fcm\u00fczde veri olduk\u00e7a \u00e7ok ancak verileri de\u011ferlendirmek laz\u0131m. Nitekim bizler istatistik arac\u0131n\u0131, amac\u0131n \u00f6n\u00fcne koyuyoruz. Ayr\u0131ca iktisad\u0131n a\u015f\u0131r\u0131 say\u0131salla\u015fmas\u0131 s\u00f6z konusu. B\u00f6ylece sorunun k\u00f6k\u00fcne inemiyoruz ve her seferinde ba\u015fa sar\u0131yoruz. Biz asl\u0131nda ara\u015ft\u0131rma problemini tan\u0131mlayam\u0131yoruz. Yapmam\u0131z gereken ilk \u015fey problemi tan\u0131mlamakt\u0131r. Problem yanl\u0131\u015f tan\u0131mlan\u0131nca istedi\u011finiz yat\u0131r\u0131m\u0131 yap\u0131n ya da tekni\u011fi kullan\u0131n sonu\u00e7 \u00e7\u0131km\u0131yor. De\u011ferlerden uzakla\u015fmadan konunun \u00f6z\u00fcne d\u00f6nmeliyiz\u201d dedi.<\/p>\n<p>\u201c\u0130zlenen politikalar enflasyon \u00fczerindeki bask\u0131y\u0131 artt\u0131rd\u0131\u201d<\/p>\n<p>Kongre E\u015f Ba\u015fkan\u0131 Prof. Dr. Turgut \u00d6zkan, Merkez Bankas\u0131\u2019n\u0131n faiz indirimine y\u00f6nelik yapt\u0131\u011f\u0131 de\u011ferlendirmede \u015fu ifadelerde bulundu:<\/p>\n<p>\u201cEnflasyon T\u00fcrkiye\u2019de y\u00fczde 25\u2019lere kadar t\u0131rmanm\u0131\u015ft\u0131. Buna paralel olarak da Merkez Bankas\u0131 enflasyonu bask\u0131lamak amac\u0131yla faiz oran\u0131n\u0131 art\u0131rmak zorunda kald\u0131. Fakat bu durum ekonomi \u00fczerinde b\u00fcy\u00fck bir travmaya neden oldu. \u00c7\u00fcnk\u00fc fertlerin t\u00fcketimi s\u00fcrd\u00fcrmeleri ve firmalar\u0131n yat\u0131r\u0131mlar\u0131n\u0131 ger\u00e7ekle\u015ftirmeleri son derece g\u00fc\u00e7le\u015fti. Bu nedenle faiz oranlar\u0131n\u0131n a\u015fa\u011f\u0131 \u00e7ekilmesi gerekiyordu. Bu da b\u00fcy\u00fck \u00f6l\u00e7\u00fcde enflasyona ba\u011fl\u0131 bir durum.  \u00c7\u00fcnk\u00fc enflasyonun ekonomide meydana getirdi\u011fi b\u00fcy\u00fck bir tahribat var. Bu durum da hem yat\u0131r\u0131m hem t\u00fcketim hem b\u00fcy\u00fcme hem de tasarruf cephesinde \u00e7ok b\u00fcy\u00fck olumsuzluklara neden oldu. \u0130zlenen politikalar enflasyon \u00fczerindeki bask\u0131y\u0131 artt\u0131rd\u0131 ve enflasyon d\u00fc\u015f\u00fc\u015fe ge\u00e7ti. Buna paralel olarak Merkez Bankas\u0131 da h\u0131zl\u0131 bir \u015feklide ve beklenilen \u00f6l\u00e7\u00fcde faiz oranlar\u0131n\u0131 d\u00fc\u015f\u00fcrd\u00fc. Yap\u0131lan son faiz indirimi di\u011ferlerine oranla minimal ancak bu da asl\u0131nda enflasyonun a\u015fa\u011f\u0131 do\u011fru gitme e\u011filiminde oldu\u011funu ortaya koyan bir mesajd\u0131r. Enflasyon krize ili\u015fkin bir beklentidir. Bu beklentinin iyi y\u00f6netilmesiyle t\u00fcketimin ertelenmesi ve tasarrufa ge\u00e7ilmesi sa\u011flan\u0131yor. Bu da piyasalarda daha \u00e7ok \u00fcretim ve b\u00fcy\u00fcme anlam\u0131na geliyor. Bu a\u00e7\u0131dan Merkez Bankas\u0131 taraf\u0131ndan faiz oranlar\u0131n\u0131n d\u00fc\u015f\u00fcr\u00fclmesi \u00e7ok \u00f6nemlidir. Bunun yan\u0131 s\u0131ra uluslararas\u0131 piyasalarda buna uygun ortam sa\u011flad\u0131. Merkez Bankas\u0131 da bu uygun ortam\u0131 kullanarak faiz oranlar\u0131n\u0131 a\u015fa\u011f\u0131 \u00e7ekti. Bu durum 2019 y\u0131l\u0131n\u0131 bir \u00f6l\u00e7\u00fcde kurtarmam\u0131z\u0131 ve 2020 y\u0131l\u0131 ve sonras\u0131 i\u00e7in umut veren bir b\u00fcy\u00fcme yakalamam\u0131z\u0131 sa\u011flayacak bir ortam olu\u015fturacakt\u0131r.\u201d<\/p>\n<p>\u201c\u00dclkeler aras\u0131ndaki ticaretin adil yap\u0131lmamas\u0131 k\u00fcreselle\u015fmeyi \u00e7\u00f6z\u00fcyor\u201d<\/p>\n<p>Kongrede \u201cK\u00fcreselle\u015fmenin \u00c7\u00f6z\u00fclmesi\u201d ba\u015fl\u0131kl\u0131 bir sunum ger\u00e7ekle\u015ftiren Prof. Dr. Taner Berksoy ise, \u201cD\u00fcnyada her zaman bir araya gelme ve pazarlar\u0131 b\u00fcy\u00fctme e\u011filimi olmu\u015ftur. Bug\u00fcn\u00fcn kriterlerine bakarak ge\u00e7mi\u015fte k\u00fcreselle\u015fme diyebilece\u011fimiz durumlar oldu\u011funu g\u00f6r\u00fcr\u00fcz.  Bir di\u011fer durum ise iktisat \u00f6\u011fretisinin de\u011fi\u015fmesidir. Serbestle\u015fen bir iktisat anlay\u0131\u015f\u0131 ortaya \u00e7\u0131kt\u0131. Alt\u0131n standard\u0131 sistemi ile de sermayenin uluslararas\u0131 g\u00fcvenini sa\u011flay\u0131p, ulusal paralar\u0131n serbest\u00e7e dola\u015f\u0131m\u0131 sa\u011fland\u0131. K\u00fcreselle\u015fmenin  iyi taraf\u0131 \u00fclkeleri bir araya getirmesi, uzmanla\u015fmay\u0131 beslemesi ve refah\u0131 art\u0131rmas\u0131d\u0131r. Ancak k\u00fcreselle\u015fmenin ele\u015ftirildi\u011fi noktalar da var.  Mallar\u0131n, sermayenin serbest dola\u015f\u0131ma girmesi ciddi kazan\u00e7lar sa\u011flad\u0131 nitekim bu da rekabet bask\u0131s\u0131n\u0131 ortaya \u00e7\u0131kard\u0131. B\u00f6ylece k\u00fcreselle\u015fmeden memnun kalmayan kesimler ortaya \u00e7\u0131kt\u0131. \u00c7\u00fcnk\u00fc \u00fclkeler aras\u0131ndaki ticaret adil yap\u0131lm\u0131yor. Bu da k\u00fcreselle\u015fmenin \u00e7\u00f6z\u00fclmesine neden oluyor\u201d dedi.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>G\u00dcNCEL F\u0130NANSA VE EKONOM\u0130YE \u0130L\u0130\u015eK\u0130N DE\u011eERLEND\u0130RMELER\u0130N YAPILDI\u011eI \u201c8. \u0130STANBUL F\u0130NANS KONGRES\u0130\u201d ALANINDA \u0130HT\u0130SAS SAH\u0130B\u0130 \u0130S\u0130MLER\u0130 VE AKADEM\u0130SYENLER\u0130 B\u0130R ARAYA GET\u0130RD\u0130. KONGREDE KONU\u015eAN PROF. DR. TURGUT \u00d6ZKAN, MERKEZ BANKASI\u2019NIN FA\u0130Z \u0130ND\u0130R\u0130M\u0130 \u0130LE \u0130LG\u0130L\u0130 YAPTI\u011eI DE\u011eERLEND\u0130RMES\u0130NDE &#8220;MERKEZ BANKASI&#8217;NIN FA\u0130Z \u0130ND\u0130R\u0130M\u0130 2020 \u0130\u00c7\u0130N UMUT VER\u0130C\u0130&#8221; DED\u0130.<\/p>\n","protected":false},"author":1,"featured_media":224069,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":true,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"font":"","enabled":false},"version":2},"jetpack_post_was_ever_published":false},"categories":[1],"tags":[11539,30317,279,13196,44,8684,4295,5171,2750,2668,6078],"class_list":["post-224068","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-genel","tag-11539","tag-bankasinin","tag-dr","tag-faiz","tag-icin","tag-indirimi","tag-merkez","tag-ozkan","tag-prof","tag-umut","tag-verici"],"jetpack_publicize_connections":[],"jetpack_featured_media_url":"https:\/\/i0.wp.com\/www.tvturk.com\/wp-content\/uploads\/2019\/11\/prof-dr-ozkan-merkez-bankasinin-faiz-indirimi-2020-icin-umut-verici_fe07399.jpg?fit=1000%2C666","jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/paKIfm-Wi0","_links":{"self":[{"href":"http:\/\/www.tvturk.com\/index.php\/wp-json\/wp\/v2\/posts\/224068","targetHints":{"allow":["GET"]}}],"collection":[{"href":"http:\/\/www.tvturk.com\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"http:\/\/www.tvturk.com\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"http:\/\/www.tvturk.com\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"http:\/\/www.tvturk.com\/index.php\/wp-json\/wp\/v2\/comments?post=224068"}],"version-history":[{"count":0,"href":"http:\/\/www.tvturk.com\/index.php\/wp-json\/wp\/v2\/posts\/224068\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"http:\/\/www.tvturk.com\/index.php\/wp-json\/wp\/v2\/media\/224069"}],"wp:attachment":[{"href":"http:\/\/www.tvturk.com\/index.php\/wp-json\/wp\/v2\/media?parent=224068"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"http:\/\/www.tvturk.com\/index.php\/wp-json\/wp\/v2\/categories?post=224068"},{"taxonomy":"post_tag","embeddable":true,"href":"http:\/\/www.tvturk.com\/index.php\/wp-json\/wp\/v2\/tags?post=224068"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}