Bankalar\u0131n faiz indirimleriyle kredi talepleri 3 kat artt\u0131. Genel kan\u0131, krediye g\u00f6sterilen ilgilinin daha da artmas\u0131 y\u00f6n\u00fcnde.<\/p>\n
Merkez Bankas\u0131\u2019n\u0131n, ger\u00e7ekle\u015fen son \u00fc\u00e7 Para Politikalar\u0131 Kurulu (PPK) toplant\u0131s\u0131nda ald\u0131\u011f\u0131 faiz indirimi kararlar\u0131n\u0131n etkisiyle bankalar s\u00fcrekli faiz d\u00fc\u015f\u00fcr\u00fcyor.<\/p>\n
Ge\u00e7ti\u011fimiz iki y\u0131ld\u0131r olduk\u00e7a y\u00fcksek seyreden ve ayl\u0131k y\u00fczde 3\u2019\u00fcn \u00fczerine \u00e7\u0131kan kredi faiz oranlar\u0131 Merkez Bankas\u0131\u2019n\u0131n arka arkaya ald\u0131\u011f\u0131 faiz indirimi kararlar\u0131yla son iki y\u0131l\u0131n en d\u00fc\u015f\u00fck seviyesine geriledi. Temmuz, Eyl\u00fcl ve Ekim aylar\u0131nda ger\u00e7ekle\u015ftirilen son \u00fc\u00e7 PPK toplant\u0131s\u0131ndan \u00e7\u0131kan toplam 1000 baz puanl\u0131k politika faizi indirimi sayesinde kredi faiz oranlar\u0131 konut kredisinde ayl\u0131k y\u00fczde 0,99\u2019e, ihtiya\u00e7 kredisinde ayl\u0131k y\u00fczde 1,08\u2019e kadar geriledi.<\/p>\n
Yeni d\u00fczenlemeler ertelenen konut talepleri i\u00e7in kredi aray\u0131\u015f\u0131n\u0131 art\u0131rd\u0131<\/p>\n
Online kredi platformu Hangikredi.com verilerine g\u00f6re t\u00fcketicilerin online kredi aramalar\u0131 faiz indirimi ile birlikte ciddi bir \u015fekilde artt\u0131. Temmuz\u2019dan beri ger\u00e7ekle\u015fen faiz indirimleri ile birlikte \u00f6zellikle, ertelenen konut talepleri i\u00e7in kredi aray\u0131\u015f\u0131nda art\u0131\u015f ya\u015fand\u0131. Ta\u015f\u0131t kredisi taraf\u0131nda ise bankalar\u0131n otomobil firmalar\u0131 ile yapt\u0131\u011f\u0131 anla\u015fmalar neticesinde sunulan indirimli faiz oranlar\u0131 ta\u015f\u0131t kredisine olan ilgiyi art\u0131rd\u0131. T\u00fcketicideki ilginin yan\u0131 s\u0131ra bankalar\u0131n kredi onaylama oranlar\u0131 da artt\u0131.<\/p>\n
\u201c2020\u2019de KOB\u0130 Kredisi \u00f6ne \u00e7\u0131kacak\u201d<\/p>\n
Platformun CEO\u2019su Oray Durmazo\u011flu\u2019na g\u00f6re, bir taraftan bireyseli di\u011fer taraftan ticari ve kurumsal segmentleri destekleyen KOB\u0130 kredisi 2020\u2019de \u00f6n plana \u00e7\u0131kacak. KOB\u0130 kredilerinde ger\u00e7ekle\u015fecek olan faiz indirimleri, bir s\u00fcredir faiz maliyetleri nedeniyle \u00fcretimindeki agresifli\u011fi yava\u015flatan kurumlar\u0131n yeniden b\u00fcy\u00fcmesini sa\u011flayacak.<\/p>\n
\u201cCiddi bir talep ve canlanma var\u201d<\/p>\n
2019 kredi ba\u015fvurular\u0131 i\u00e7in \u00fclkemizdeki geli\u015fmeleri de\u011ferlendiren Durmazo\u011flu, \u201cSitemize girenleri yapt\u0131\u011f\u0131m\u0131z teklif g\u00f6stermesi bundan 7-8 ay \u00f6ncesine g\u00f6re 3 kat artt\u0131. 10 milyona yak\u0131n teklif g\u00f6stermesi yap\u0131yoruz. Ziyaret\u00e7i say\u0131m\u0131z yakla\u015f\u0131k 8 milyona ula\u015ft\u0131. Yani ciddi bir talep ve canlanma oldu\u011funu net \u015fekilde g\u00f6zlemliyoruz. 25 Temmuzdaki Merkez Bankas\u0131 Para Politikalar\u0131 Kurulunun karar\u0131 sonras\u0131nda, Kamu bankalar\u0131n\u0131n konut kredilerini ayl\u0131k y\u00fczde 0.99\u2019a d\u00fc\u015f\u00fcrmesi ile ivme ba\u015flad\u0131 diyebiliriz. Bu indirimlerin s\u00fcrmesi ile do\u011fru orant\u0131l\u0131 olarak t\u00fcketicinin kredi i\u015ftah\u0131 da artmaya devam edecek diye d\u00fc\u015f\u00fcn\u00fcyorum. \u00d6ng\u00f6r\u00fcm\u00fcz; y\u0131l kapan\u0131\u015f\u0131 sonras\u0131 2020 hedeflerinde KOB\u0130 yans\u0131malar\u0131n\u0131 da daha aktif g\u00f6rebilece\u011fimiz bir portrenin ortaya \u00e7\u0131kmas\u0131. Ki\u015fisel olarak kanaatim; dijital platformlar\u0131n varl\u0131\u011f\u0131n\u0131n t\u00fcketici ba\u015fvurular\u0131n\u0131 kolayla\u015ft\u0131rd\u0131\u011f\u0131 i\u00e7in, bu ivmeyi art\u0131rmaya katk\u0131 sa\u011flad\u0131\u011f\u0131 yolunda\u201d dedi.<\/p>\n","protected":false},"excerpt":{"rendered":"
ORAY DURMAZO\u011eLU<\/p>\n","protected":false},"author":1,"featured_media":227006,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":true,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"font":"","enabled":false},"version":2},"jetpack_post_was_ever_published":false},"categories":[19],"tags":[6576,4335,57217],"class_list":["post-227005","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-ekonomi","tag-artis","tag-kredi","tag-taleplerinde"],"jetpack_publicize_connections":[],"jetpack_featured_media_url":"https:\/\/i0.wp.com\/www.tvturk.com\/wp-content\/uploads\/2019\/11\/kredi-taleplerinde-artis_692c3bf.jpg?fit=1000%2C667","jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/paKIfm-X3n","_links":{"self":[{"href":"http:\/\/www.tvturk.com\/index.php\/wp-json\/wp\/v2\/posts\/227005","targetHints":{"allow":["GET"]}}],"collection":[{"href":"http:\/\/www.tvturk.com\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"http:\/\/www.tvturk.com\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"http:\/\/www.tvturk.com\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"http:\/\/www.tvturk.com\/index.php\/wp-json\/wp\/v2\/comments?post=227005"}],"version-history":[{"count":0,"href":"http:\/\/www.tvturk.com\/index.php\/wp-json\/wp\/v2\/posts\/227005\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"http:\/\/www.tvturk.com\/index.php\/wp-json\/wp\/v2\/media\/227006"}],"wp:attachment":[{"href":"http:\/\/www.tvturk.com\/index.php\/wp-json\/wp\/v2\/media?parent=227005"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"http:\/\/www.tvturk.com\/index.php\/wp-json\/wp\/v2\/categories?post=227005"},{"taxonomy":"post_tag","embeddable":true,"href":"http:\/\/www.tvturk.com\/index.php\/wp-json\/wp\/v2\/tags?post=227005"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}