T\u00fcrkiye Esnaf ve Sanatkarlar Kredi ve Kefalet Kooperatifler Birli\u011fi arac\u0131l\u0131\u011f\u0131 ile verilen TESKOMP kredilerinde faiz ve komisyon oranlar\u0131n\u0131n d\u00fc\u015f\u00fcr\u00fclmesinin sevindirici oldu\u011funu belirten TESK Genel Ba\u015fkan\u0131 Bendevi Paland\u00f6ken, \u201cSon d\u00fczenleme ile kooperatiflerimiz taraf\u0131ndan esnaf ve sanatkarlar\u0131m\u0131za verilen kredilerde yeni d\u00fczenlemeye gidildi. Yap\u0131lan d\u00fczenleme ile kredi faiz oranlar\u0131 d\u00fc\u015ferken, vade s\u00fcresi uzat\u0131ld\u0131. \u015eimdi s\u0131rada etkin sicil kay\u0131tlar\u0131n\u0131n silinmesi var\u201d dedi.<\/p>\n
Kredilerde yap\u0131lan son d\u00fczenleme ile ilgili yaz\u0131l\u0131 a\u00e7\u0131klama yapan T\u00fcrkiye Esnaf ve Sanatkarlar Konfederasyonu (TESK) Genel Ba\u015fkan\u0131 Bendevi Paland\u00f6ken, \u201c2018 y\u0131l\u0131ndan 2 May\u0131s 2019 tarihine kadar 1 y\u0131la kadar vadeli<\/p>\n
kredilerdeki faiz oran\u0131 y\u00fczde 4 olarak uygulan\u0131yordu. 1 y\u0131ldan daha yukar\u0131 vadeli kredilerde ise uygulanan faiz oran\u0131 y\u00fczde 5 idi. 2 May\u0131s 2019 tarihinde yap\u0131lan d\u00fczenleme ile 4 Kas\u0131m 2019 tarihine kadar 1 y\u0131la kadar verilen kredilere y\u00fczde 7, 1 y\u0131l\u0131n \u00fczerindeki vadeli kredilere ise y\u00fczde 8 faiz oran\u0131 uyguland\u0131\u011f\u0131n\u0131 biliyoruz. H\u00fck\u00fcmetimiz nezdinde yap\u0131lan giri\u015fim ve \u00e7al\u0131\u015fmalar neticesinde kredi faizlerinde tek bir oran uygulanmas\u0131na karar verildi. Yeni d\u00fczenleme ile faiz oran\u0131 ise y\u00fczde 6 olarak belirlendi\u201d dedi.<\/p>\n
\u201cPiyasalar rahatlayacak\u201d<\/p>\n
Uygulanan vadenin ge\u00e7mi\u015fte oldu\u011fu gibi yine 60 aya \u00e7\u0131kar\u0131ld\u0131\u011f\u0131n\u0131 belirten Paland\u00f6ken, \u201cYeni d\u00fczenleme ile kredilerde uygulanan vade 4 y\u0131ldan 5 y\u0131la \u00e7\u0131kar\u0131ld\u0131. Di\u011fer taraftan banka taraf\u0131ndan esnaf ve sanatkarlar\u0131m\u0131zdan kesilen komisyon oran\u0131 ise y\u00fczde 2\u2019den y\u00fczde 1\u2019e d\u00fc\u015f\u00fcr\u00fcld\u00fc. Bu sevindirici haberler zor durumda olan ve kredi kullanmak mecburiyetindeki esnaf ve sanatkar\u0131m\u0131z i\u00e7in son derece \u00f6nemli. En \u00f6nemlisi kredi faizlerinin d\u00fc\u015f\u00fcr\u00fclmesi ve vadenin uzamas\u0131 ile kredi kullanacak esnaf ve sanatkar\u0131m\u0131z rahat bir nefes alaca\u011f\u0131 gibi bu krediler piyasalara adeta can suyu olacak. \u00c7\u00fcnk\u00fc s\u0131cak paran\u0131n piyasaya girmesi ile piyasalarda hareketlenme olacak. Ancak ge\u00e7mi\u015fte kredi kullan\u0131p zaman\u0131nda \u00f6deyemeyen esnaf ve sanatkarlar\u0131m\u0131z i\u00e7in y\u0131llard\u0131r uygulanan sicil kayd\u0131na yeni bir d\u00fczenleme yap\u0131lmas\u0131 art\u0131k ka\u00e7\u0131n\u0131lmaz. Yap\u0131lacak yeni d\u00fczenleme ile borcu olmayan esnaf ve sanatkar\u0131n sicil kay\u0131tlar\u0131 mutlaka silinmeli ki verilen krediler amac\u0131na ula\u015fs\u0131n ve piyasalarda hareketlenme olsun\u201d ifadelerini kulland\u0131.<\/p>\n","protected":false},"excerpt":{"rendered":"
TESK GENEL BA\u015eKANI BENDEV\u0130 PALAND\u00d6KEN, \u201cSON D\u00dcZENLEME \u0130LE KOOPERAT\u0130FLER\u0130M\u0130Z TARAFINDAN ESNAF VE SANATKARLARIMIZA VER\u0130LEN KRED\u0130LERDE YEN\u0130 D\u00dcZENLEMEYE G\u0130D\u0130LD\u0130. YAPILAN D\u00dcZENLEME \u0130LE KRED\u0130 FA\u0130Z ORANLARI D\u00dc\u015eERKEN VADE S\u00dcRES\u0130 UZATILDI. \u015e\u0130MD\u0130 SIRADA ETK\u0130N S\u0130C\u0130L KAYITLARININ S\u0130L\u0130NMES\u0130 VAR\u201d DED\u0130.<\/p>\n","protected":false},"author":1,"featured_media":228060,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"jetpack_post_was_ever_published":false,"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":true,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"font":"","enabled":false},"version":2}},"categories":[19],"tags":[216,4216,13196,869,12618,57432,8073,23621,12357],"class_list":["post-228059","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-ekonomi","tag-baskani","tag-dusmesi","tag-faiz","tag-genel","tag-komisyon","tag-oranlarinin","tag-palandoken","tag-sevindirici","tag-tesk"],"jetpack_publicize_connections":[],"jetpack_featured_media_url":"https:\/\/i0.wp.com\/www.tvturk.com\/wp-content\/uploads\/2019\/11\/tesk-genel-baskani-palandoken-faiz-ve-komisyon-oranlarinin-dusmesi-sevindirici_faa6bb0.jpg?fit=667%2C1000","jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/paKIfm-Xkn","_links":{"self":[{"href":"http:\/\/www.tvturk.com\/index.php\/wp-json\/wp\/v2\/posts\/228059","targetHints":{"allow":["GET"]}}],"collection":[{"href":"http:\/\/www.tvturk.com\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"http:\/\/www.tvturk.com\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"http:\/\/www.tvturk.com\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"http:\/\/www.tvturk.com\/index.php\/wp-json\/wp\/v2\/comments?post=228059"}],"version-history":[{"count":0,"href":"http:\/\/www.tvturk.com\/index.php\/wp-json\/wp\/v2\/posts\/228059\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"http:\/\/www.tvturk.com\/index.php\/wp-json\/wp\/v2\/media\/228060"}],"wp:attachment":[{"href":"http:\/\/www.tvturk.com\/index.php\/wp-json\/wp\/v2\/media?parent=228059"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"http:\/\/www.tvturk.com\/index.php\/wp-json\/wp\/v2\/categories?post=228059"},{"taxonomy":"post_tag","embeddable":true,"href":"http:\/\/www.tvturk.com\/index.php\/wp-json\/wp\/v2\/tags?post=228059"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}