\u00c7in ve Amerika aras\u0131ndaki ticari gerginli\u011fin yan\u0131 s\u0131ra d\u00fcnya genelindeki ekonomik daralma ve d\u00f6viz kurlar\u0131ndaki dalgalanmalarla \u015firketler zor bir y\u0131l\u0131 geride b\u0131rakt\u0131. T\u00fcrkiye Bankalar Birli\u011fi taraf\u0131ndan y\u00fcr\u00fcrl\u00fc\u011fe al\u0131nan Finansal Yeniden Yap\u0131land\u0131rma (FYY) uygulamas\u0131yla, \u015firketler konkordato ilan etmeden kredi bor\u00e7lar\u0131n\u0131 yeniden yap\u0131land\u0131rabilecek.<\/p>\n
T\u00fcrkiye Bankalar Birli\u011fi (TBB) taraf\u0131ndan y\u00fcr\u00fcrl\u00fc\u011fe al\u0131nan Finansal Yeniden Yap\u0131land\u0131rma (FYY) uygulamas\u0131yla birlikte \u015firketler konkordato ilan etmeden bor\u00e7lar\u0131n\u0131 yeniden yap\u0131land\u0131rabilecek. Banka ve finansal kurulu\u015flara 25 milyon TL ve \u00fczerinde borcu olan b\u00fcy\u00fck \u00f6l\u00e7ekli \u015firketler bu uygulamadan direkt yararlanabilecek. 25 milyon TL alt\u0131nda kredi borcu bulunan \u015firketler ise gerekli onaylar\u0131n ard\u0131ndan ancak uygulamaya dahil edilecek. Haklar\u0131nda kesin iflas karar\u0131 bulunan \u015firketler ise Finansal Yeniden Yap\u0131land\u0131rma uygulamas\u0131ndan faydalanamayacak. Uygulamayla birlikte bor\u00e7lar iflasa kar\u015f\u0131 g\u00fcvence alt\u0131na al\u0131n\u0131rken, alacakl\u0131lar\u0131n finansal olarak etkilenerek domino etkisi \u00f6nlenecek.<\/p>\n
25 milyon TL alt\u0131ndaki bor\u00e7lar\u0131n yap\u0131land\u0131rma d\u00f6nemine ili\u015fkin en uzun vade 60 ay olabilecek. Azami 12 aya kadar anapara ve faiz \u00f6demesiz d\u00f6nem verilebilecek. \u00d6deme s\u0131kl\u0131klar\u0131 ise sekt\u00f6rlere g\u00f6re de\u011fi\u015fiklik g\u00f6sterecek.<\/p>\n
\u201cYeniden yap\u0131land\u0131rma \u00fcretim, yat\u0131r\u0131m ve istihdam\u0131 do\u011frudan etkileyecek\u201d<\/p>\n
Yeni uygulaman\u0131n bor\u00e7lu \u015firketlerin geri \u00f6deme y\u00fck\u00fcml\u00fcl\u00fcklerini yerine getirebilmeleri, \u00fcretim, yat\u0131r\u0131m ve istihdam faaliyetlerini s\u00fcrd\u00fcrmelerini sa\u011flayaca\u011f\u0131n\u0131 belirten Universal Partners \u0130cra Kurulu \u00dcyesi Mustafa K\u00f6ksoya, \u201cFinansal Yeniden Yap\u0131land\u0131rma \u015firketlerin y\u00fck\u00fcml\u00fcl\u00fcklerini yerine getirebilmesi i\u00e7in hayati bir \u00f6nem ta\u015f\u0131yor. Bu uygulama bor\u00e7lu \u015firketlerin yan\u0131 s\u0131ra tahsilat yapan \u015firketler i\u00e7in de varl\u0131klar\u0131n\u0131 devam ettirebilmeleri i\u00e7in fayda sa\u011flayacak. B\u00f6ylece ekonomik b\u00fcy\u00fcmeye destek sa\u011flanacak ve ciddi kay\u0131plar\u0131n \u00f6n\u00fcne ge\u00e7ilebilecek\u201d dedi.<\/p>\n
5411 say\u0131l\u0131 Bankac\u0131l\u0131k Kanunu\u2019nun Ge\u00e7ici 32\u2019nci maddesiyle y\u00fcr\u00fcrl\u00fc\u011fe giren FYY uygulamas\u0131yla birlikte bankalar, finansal kiralama \u015firketleri, faktoring \u015firketleri ve finansman \u015firketlerine kredi borcu olan \u015firketlerin anla\u015fma ve s\u00f6zle\u015fmeler kapsam\u0131nda al\u0131nacak tedbirlerle \u00f6deme y\u00fck\u00fcml\u00fcl\u00fcklerinin yerine getirilmesi sa\u011flanacak.<\/p>\n
\u201cKonkordatonun olumsuz alg\u0131s\u0131 ortadan kalkacak\u201d<\/p>\n
Kurulu\u015f a\u015famas\u0131ndan itibaren \u015firketlerin mali s\u00fcre\u00e7lerini s\u0131k\u0131 bir denetim alt\u0131nda tutmas\u0131 gerekti\u011fini belirten Mustafa K\u00f6ksoya, \u201c\u015eirketlerin varl\u0131\u011f\u0131n\u0131 devam ettirebilmesi i\u00e7in gelir gider dengesinin do\u011fru bir \u015fekilde kurguland\u0131\u011f\u0131, \u00f6deme ve alacaklar\u0131n etkili y\u00f6netildi\u011fi bir sistemi olmal\u0131. Mali yap\u0131s\u0131 bozulan \u015firketler ise s\u00fcreci son derece iyi y\u00f6netmeli. Hali haz\u0131rda konkordato ilan ederek mali disiplini sa\u011flamaya \u00e7al\u0131\u015fan \u015firketlere kar\u015f\u0131 kamuoyunda olumsuz bir alg\u0131 olu\u015fuyordu. Finansal Yeniden Yap\u0131land\u0131rma uygulamas\u0131yla birlikte hem bu alg\u0131 ortadan kald\u0131r\u0131lm\u0131\u015f hem de mali disiplin sa\u011flanm\u0131\u015f olacak\u201d ifadelerini kulland\u0131.<\/p>\n","protected":false},"excerpt":{"rendered":"
KONKORDATO TAR\u0130HE KARI\u015eIYOR, YEN\u0130 UYGULAMAYLA BOR\u00c7LAR YEN\u0130DEN YAPILANDIRILAB\u0130LECEK<\/p>\n","protected":false},"author":1,"featured_media":232971,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":true,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"font":"","enabled":false},"version":2},"jetpack_post_was_ever_published":false},"categories":[19],"tags":[25153,28353,7136,15659,51777,58620,87,720],"class_list":["post-232970","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-ekonomi","tag-borclar","tag-karisiyor","tag-konkordato","tag-tarihe","tag-uygulamayla","tag-yapilandirilabilecek","tag-yeni","tag-yeniden"],"jetpack_publicize_connections":[],"jetpack_featured_media_url":"https:\/\/i0.wp.com\/www.tvturk.com\/wp-content\/uploads\/2019\/11\/konkordato-tarihe-karisiyor-yeni-uygulamayla-borclar-yeniden-yapilandirilabilecek_aeeecd7.jpg?fit=1000%2C678","jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/paKIfm-YBA","_links":{"self":[{"href":"http:\/\/www.tvturk.com\/index.php\/wp-json\/wp\/v2\/posts\/232970","targetHints":{"allow":["GET"]}}],"collection":[{"href":"http:\/\/www.tvturk.com\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"http:\/\/www.tvturk.com\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"http:\/\/www.tvturk.com\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"http:\/\/www.tvturk.com\/index.php\/wp-json\/wp\/v2\/comments?post=232970"}],"version-history":[{"count":0,"href":"http:\/\/www.tvturk.com\/index.php\/wp-json\/wp\/v2\/posts\/232970\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"http:\/\/www.tvturk.com\/index.php\/wp-json\/wp\/v2\/media\/232971"}],"wp:attachment":[{"href":"http:\/\/www.tvturk.com\/index.php\/wp-json\/wp\/v2\/media?parent=232970"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"http:\/\/www.tvturk.com\/index.php\/wp-json\/wp\/v2\/categories?post=232970"},{"taxonomy":"post_tag","embeddable":true,"href":"http:\/\/www.tvturk.com\/index.php\/wp-json\/wp\/v2\/tags?post=232970"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}