ING T\u00fcrkiye, T\u00fcrkiye\u2019nin Tasarruf E\u011filimleri Ara\u015ft\u0131rmas\u0131\u2019n\u0131n (TTEA) 2019 y\u0131l\u0131 \u00fc\u00e7\u00fcnc\u00fc \u00e7eyrek sonu\u00e7lar\u0131n\u0131 a\u00e7\u0131klad\u0131. Ara\u015ft\u0131rmaya g\u00f6re, toplam tasarruflar\u0131n a\u011f\u0131rl\u0131kl\u0131 k\u0131sm\u0131n\u0131 olu\u015fturan sistem i\u00e7i finansal \u00fcr\u00fcnlerin pay\u0131 y\u00fczde 83 ile ge\u00e7ti\u011fimiz iki y\u0131ldaki en y\u00fcksek d\u00fczeyine geldi.<\/p>\n
ING T\u00fcrkiye, T\u00fcrkiye\u2019de kentsel yerle\u015fim yerlerinde ya\u015fayan yeti\u015fkin bireylerin tasarruf e\u011filimlerini izlemek amac\u0131yla IPSOS i\u015fbirli\u011fiyle 2011 y\u0131l\u0131n\u0131n Ekim ay\u0131ndan bu yana y\u00fcr\u00fctt\u00fc\u011f\u00fc T\u00fcrkiye\u2019nin Tasarruf E\u011filimleri Ara\u015ft\u0131rmas\u0131\u2019n\u0131n (TTEA) 2019 \u00fc\u00e7\u00fcnc\u00fc \u00e7eyrek sonu\u00e7lar\u0131n\u0131 a\u00e7\u0131klad\u0131. Ara\u015ft\u0131rmaya g\u00f6re, \u00fc\u00e7\u00fcnc\u00fc \u00e7eyrekte tasarruf sahipli\u011fi oran\u0131 bir \u00f6nceki \u00e7eyre\u011fe g\u00f6re y\u00fckseldi. 2019 ba\u015f\u0131ndan itibaren d\u00fc\u015f\u00fc\u015fte olan tasarruf sahipli\u011fi, bu y\u0131l\u0131n \u00fc\u00e7\u00fcnc\u00fc \u00e7eyre\u011finde 0,2 puan artarak y\u00fczde 13,6\u2019ya \u00e7\u0131kt\u0131. Ara\u015ft\u0131rma, toplam tasarruflar\u0131n a\u011f\u0131rl\u0131kl\u0131 k\u0131sm\u0131n\u0131 olu\u015fturan sistem i\u00e7i finansal \u00fcr\u00fcnlerin pay\u0131n\u0131n son iki \u00e7eyrekte h\u0131zla y\u00fckselerek y\u00fczde 83\u2019e ula\u015ft\u0131\u011f\u0131n\u0131 ve ge\u00e7ti\u011fimiz iki y\u0131ldaki en y\u00fcksek d\u00fczeyine geldi\u011fini ortaya koydu.<\/p>\n
Tasarruf ara\u00e7lar\u0131 i\u00e7inde alt\u0131na y\u00f6neli\u015f<\/p>\n
Ara\u015ft\u0131rmaya g\u00f6re; \u00fc\u00e7\u00fcnc\u00fc \u00e7eyrekte sistem d\u0131\u015f\u0131 d\u00f6vizden \u00f6zellikle fon, bono\/tahvil ve sistem i\u00e7i alt\u0131n yat\u0131r\u0131mlar\u0131na y\u00f6nelme e\u011filimi g\u00f6zlendi. Tasarruf ara\u00e7lar\u0131 i\u00e7inde ilk s\u0131ray\u0131 koruyan bireysel emeklilik fonlar\u0131 (y\u00fczde 28\u2019den y\u00fczde 27\u2019ye) ve yast\u0131k alt\u0131 nakit ve alt\u0131n (y\u00fczde 19\u2019dan y\u00fczde 18\u2019e) hafif d\u00fc\u015f\u00fc\u015f g\u00f6sterirken, sistem i\u00e7i alt\u0131n (y\u00fczde 12\u2019den y\u00fczde 14\u2019e) ve fon (y\u00fczde 3\u2019ten y\u00fczde 5\u2019e) enstr\u00fcmanlar\u0131n\u0131n tercih e\u011filiminde art\u0131\u015f s\u00fcrd\u00fc. TTEA\u2019da ge\u00e7en d\u00f6nem ani y\u00fckseli\u015f g\u00f6steren \u2019d\u00f6vizli vadeli hesap\u2019 arac\u0131n\u0131n tercihinde ise \u00fc\u00e7\u00fcnc\u00fc \u00e7eyrekte y\u00fczde 13\u2019ten y\u00fczde 9\u2019a gerileyi\u015fi dikkat \u00e7ekti.<\/p>\n
Yak\u0131n gelecekte tasarruf yapmay\u0131 planlayanlar artt\u0131<\/p>\n
Ara\u015ft\u0131rma sonu\u00e7lar\u0131na g\u00f6re, yak\u0131n gelecekte tasarruf yapmay\u0131 planlayanlar\u0131n oran\u0131 2019\u2019un \u00fc\u00e7\u00fcnc\u00fc \u00e7eyre\u011finde 1,3 puan artarak y\u00fczde 27,7\u2019ye y\u00fckseldi. Yak\u0131n gelecekte tasarruf yapmay\u0131 planlayanlar aras\u0131nda \u20183 ay i\u00e7inde\u2019 tasarruf edece\u011fini belirtenlerin oran\u0131 ise bir \u00f6nceki \u00e7eyrekle ayn\u0131 seviye olan y\u00fczde 14\u2019te kald\u0131. Tasarruf edememe nedenleri aras\u0131nda \u2019gelir yetersizli\u011fi\u2019 unsuru y\u00fckseli\u015f seyrini s\u00fcrd\u00fcrerek 5 puan art\u0131\u015fla y\u00fczde 69\u2019a ula\u015ft\u0131.<\/p>\n
Alper G\u00f6kg\u00f6z: “Tasarruf etme e\u011filimini desteklemeye devam edece\u011fiz”<\/p>\n
ING T\u00fcrkiye Bireysel Bankac\u0131l\u0131k Genel M\u00fcd\u00fcr Yard\u0131mc\u0131s\u0131 Alper G\u00f6kg\u00f6z, ara\u015ft\u0131rman\u0131n detaylar\u0131 incelendi\u011finde, “Kendimi biraz zorlarsam tasarruf yapabilirim” diyenlerin oran\u0131n\u0131n 3 puan artarak y\u00fczde 26\u2019ya y\u00fckseldi\u011fini belirterek, \u015fu de\u011ferlendirmelerde bulundu: “ING T\u00fcrkiye olarak hayata ge\u00e7irdi\u011fimiz tasarruf odakl\u0131 yenilik\u00e7i program Turuncu Ekstra\u2019y\u0131 tasarruf etmek isteyen m\u00fc\u015fterilerimiz i\u00e7in \u00f6nemli bir destek olarak kurgulad\u0131k. Banka kart\u0131n\u0131n al\u0131\u015fveri\u015flerde kullan\u0131lmas\u0131, m\u00fc\u015fterilerin harcamalar\u0131n\u0131 daha iyi kontrol etmesini ve bu sayede tasarruflar\u0131n\u0131 artt\u0131rmas\u0131n\u0131 sa\u011fl\u0131yor. Turuncu Ekstra al\u0131\u015fveri\u015flerde pek \u00e7ok avantaj\u0131n yan\u0131 s\u0131ra Turuncu Hesaplarda daha y\u00fcksek faiz, kredi \u00f6demelerinde nakit iade ile d\u00fc\u015f\u00fck taksit \u00f6deme imk\u00e2n\u0131 sunuyor. ING olarak T\u00fcrkiye\u2019nin lider tasarruf bankas\u0131 olma hedefiyle yol al\u0131yoruz. Bu anlay\u0131\u015fla tasarrufa y\u00f6nelik \u00fcr\u00fcn ve hizmetlerimizi \u00e7e\u015fitlendirerek, tasarruf etme e\u011filimini desteklemeye devam edece\u011fiz.\u201d<\/p>\n","protected":false},"excerpt":{"rendered":"
ING T\u00dcRK\u0130YE B\u0130REYSEL BANKACILIK GENEL M\u00dcD\u00dcR YARDIMCISI ALPER G\u00d6KG\u00d6Z<\/p>\n","protected":false},"author":1,"featured_media":234900,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"jetpack_post_was_ever_published":false,"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":true,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"font":"","enabled":false},"version":2}},"categories":[19],"tags":[1202,59049,16067,2759,1220,11737,494,1240,2383,20243,1798,3448],"class_list":["post-234899","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-ekonomi","tag-cikti","tag-duzeyine","tag-finansal","tag-ici","tag-iki","tag-payi","tag-sistem","tag-son","tag-turkiyede","tag-urunlerin","tag-yilin","tag-yuksek"],"jetpack_publicize_connections":[],"jetpack_featured_media_url":"https:\/\/i0.wp.com\/www.tvturk.com\/wp-content\/uploads\/2019\/11\/turkiyede-sistem-ici-finansal-urunlerin-payi-son-iki-yilin-en-yuksek-duzeyine-cikti_9724f73.jpg?fit=1000%2C659","jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/paKIfm-Z6H","_links":{"self":[{"href":"http:\/\/www.tvturk.com\/index.php\/wp-json\/wp\/v2\/posts\/234899","targetHints":{"allow":["GET"]}}],"collection":[{"href":"http:\/\/www.tvturk.com\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"http:\/\/www.tvturk.com\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"http:\/\/www.tvturk.com\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"http:\/\/www.tvturk.com\/index.php\/wp-json\/wp\/v2\/comments?post=234899"}],"version-history":[{"count":0,"href":"http:\/\/www.tvturk.com\/index.php\/wp-json\/wp\/v2\/posts\/234899\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"http:\/\/www.tvturk.com\/index.php\/wp-json\/wp\/v2\/media\/234900"}],"wp:attachment":[{"href":"http:\/\/www.tvturk.com\/index.php\/wp-json\/wp\/v2\/media?parent=234899"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"http:\/\/www.tvturk.com\/index.php\/wp-json\/wp\/v2\/categories?post=234899"},{"taxonomy":"post_tag","embeddable":true,"href":"http:\/\/www.tvturk.com\/index.php\/wp-json\/wp\/v2\/tags?post=234899"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}