T\u00fcrkiye Esnaf ve Sanatk\u00e2rlar Konfederasyonu (TESK) Genel Ba\u015fkan\u0131 Bendevi Paland\u00f6ken, “Konut kredi faizlerindeki d\u00fc\u015f\u00fc\u015f yeterli de\u011fil” dedi.<\/p>\n
Konut kredi faizlerindeki indirimlere ra\u011fmen vatanda\u015flar\u0131n halen faizleri y\u00fcksek bularak taleplerini erteledi\u011fini dile getiren TESK Genel Ba\u015fkan\u0131 Bendevi Paland\u00f6ken, \u201cVatanda\u015flar\u0131n ev sahibi olmas\u0131, mevcut konut stokunun eritilmesi ve in\u015faat sekt\u00f6r\u00fcn\u00fcn yeniden hareketlenmesi i\u00e7in bankalar\u0131n konut kredi faizlerini d\u00fc\u015f\u00fcrmesi hayati \u00f6nem ta\u015f\u0131yor. Bu y\u0131l\u0131n ikinci yar\u0131s\u0131ndan itibaren, MB\u2019nin faiz indirimi karar\u0131n\u0131n ard\u0131ndan kamu bankalar\u0131n\u0131n \u00f6nc\u00fcl\u00fc\u011f\u00fcnde konut kredi faizlerinin y\u00fczde 0,98-0,99 oranlar\u0131na \u00e7ekilmesi piyasay\u0131 hareketlendirdi. Ancak ev almak isteyen vatanda\u015flar\u0131n b\u00fcy\u00fck bir k\u0131sm\u0131 faizleri halen y\u00fcksek buldu\u011fu i\u00e7in konut talebini erteliyor. Vatanda\u015flar\u0131m\u0131z\u0131n ba\u015f\u0131n\u0131 sokaca\u011f\u0131 bir ev alabilmesi i\u00e7in konut kredi faizleri biraz daha d\u00fc\u015f\u00fcr\u00fclmeli. Ge\u00e7mi\u015f y\u0131llarda oldu\u011fu gibi y\u00fczde 0.60 seviyelerindeki konut kredi faizlerine mutlaka geri d\u00f6n\u00fclmeli\u201d dedi.<\/p>\n
\u00dclkemizdeki konut stokunun net olarak bilinmemesine ra\u011fmen en az 500 bin konut stoku oldu\u011funu hat\u0131rlatan Paland\u00f6ken, \u201cKonut stoku say\u0131s\u0131nda sekt\u00f6r temsilcileri taraf\u0131ndan tam olarak bir uzla\u015fma sa\u011flanamasa da sat\u0131lmay\u0131 bekleyen en az 500 bin konut oldu\u011fu biliniyor. \u00d6zellikle y\u0131l\u0131n son d\u00f6rt ay\u0131nda yap\u0131lan faiz indirimleri bir anl\u0131k y\u00fckselme d\u0131\u015f\u0131nda kal\u0131c\u0131 ve s\u00fcrekli artan sat\u0131\u015flar\u0131 sa\u011flayamad\u0131. Faiz oranlar\u0131 halen ev almak isteyen vatanda\u015flar\u0131m\u0131z\u0131 tatmin etmiyor. Faiz indirimlerinin ba\u015flad\u0131\u011f\u0131 A\u011fustos ay\u0131nda ge\u00e7ti\u011fimiz y\u0131la g\u00f6re yeniden y\u00fckseli\u015fe ge\u00e7en konut sat\u0131\u015flar\u0131, A\u011fustos\u2019ta Temmuza g\u00f6re y\u00fczde 8 artarken, Eyl\u00fcl\u2019de A\u011fustos\u2019a g\u00f6re y\u00fczde 32 artt\u0131. Ancak Ekim ay\u0131nda yeniden d\u00fc\u015f\u00fc\u015fe ge\u00e7erek bir \u00f6nceki aya g\u00f6re y\u00fczde 2,7 azald\u0131. Konut kredi faizlerinin d\u00fc\u015fmesi, sat\u0131\u015flar\u0131 bir anda y\u00fckseli\u015fe ge\u00e7irse de bu k\u0131sa s\u00fcreli bir y\u00fckselme oldu. Konut sat\u0131\u015flar\u0131n\u0131n istenilen seviyeye ula\u015fabilmesi i\u00e7in kredi faiz oranlar\u0131 daha da d\u00fc\u015f\u00fcr\u00fclmeli. D\u00fc\u015f\u00fck faizlerin etkisi \u00f6n\u00fcm\u00fczdeki y\u0131l daha net hissedilecek\u201d \u015feklinde konu\u015ftu.<\/p>\n
\u201cYaln\u0131zca bankalar de\u011fil m\u00fclk sahipleri de indirim yapmal\u0131\u201d<\/p>\n
\u00d6te yandan sat\u0131\u015flar\u0131n artmas\u0131 i\u00e7in bankalar\u0131n yan\u0131 s\u0131ra m\u00fclk sahiplerinin de makul miktarda indirime gitmesi gerekti\u011fini belirten Paland\u00f6ken, “Kredi faiz oranlar\u0131n\u0131n d\u00fc\u015fmesini f\u0131rsat bilen baz\u0131 konut sahiplerinin fiyatlar\u0131 yukar\u0131 \u00e7ekmesi de konut sat\u0131\u015flar\u0131n\u0131n beklenenin alt\u0131nda ger\u00e7ekle\u015fmesine sebep oldu. Asgari \u00fccretin 2 bin lira oldu\u011fu bir \u00fclkede 2 milyon liraya ev satmak ak\u0131l kar\u0131 de\u011fil. D\u00f6viz kurlar\u0131n\u0131n ve enflasyonun d\u00fc\u015f\u00fc\u015f e\u011filimi g\u00f6sterdi\u011fi bir d\u00f6nemde bu kadar konut stoku varken fiyatlar\u0131 art\u0131rmak mant\u0131ks\u0131z. Bankalar\u0131n yapt\u0131\u011f\u0131 faiz indirimine destek olarak m\u00fclk sahipleri de makul oranlarda indirime giderse piyasa hareketlenir\u201d diye konu\u015ftu.<\/p>\n","protected":false},"excerpt":{"rendered":"
TESK GENEL BA\u015eKANI BENDEV\u0130 PALAND\u00d6KEN, \u201cVATANDA\u015eLARIN EV SAH\u0130B\u0130 OLMASI, MEVCUT KONUT STOKUNUN ER\u0130T\u0130LMES\u0130 VE \u0130N\u015eAAT SEKT\u00d6R\u00dcN\u00dcN YEN\u0130DEN HAREKETLENMES\u0130 \u0130\u00c7\u0130N BANKALARIN KONUT KRED\u0130 FA\u0130ZLER\u0130N\u0130 D\u00dc\u015e\u00dcRMES\u0130 HAYAT\u0130 \u00d6NEM TA\u015eIYOR” DED\u0130.<\/p>\n","protected":false},"author":1,"featured_media":236302,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"jetpack_post_was_ever_published":false,"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":true,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"font":"","enabled":false},"version":2}},"categories":[19],"tags":[8688,216,2039,9396,48846,11670,4335,8073,12357],"class_list":["post-236301","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-ekonomi","tag-yeterli","tag-baskani","tag-degil","tag-dusus","tag-faizlerindeki","tag-konut","tag-kredi","tag-palandoken","tag-tesk"],"jetpack_publicize_connections":[],"jetpack_featured_media_url":"https:\/\/i0.wp.com\/www.tvturk.com\/wp-content\/uploads\/2019\/12\/tesk-baskani-palandoken-konut-kredi-faizlerindeki-dusus-yeterli-degil_b169b70.jpg?fit=667%2C1000","jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/paKIfm-Ztj","_links":{"self":[{"href":"http:\/\/www.tvturk.com\/index.php\/wp-json\/wp\/v2\/posts\/236301","targetHints":{"allow":["GET"]}}],"collection":[{"href":"http:\/\/www.tvturk.com\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"http:\/\/www.tvturk.com\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"http:\/\/www.tvturk.com\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"http:\/\/www.tvturk.com\/index.php\/wp-json\/wp\/v2\/comments?post=236301"}],"version-history":[{"count":0,"href":"http:\/\/www.tvturk.com\/index.php\/wp-json\/wp\/v2\/posts\/236301\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"http:\/\/www.tvturk.com\/index.php\/wp-json\/wp\/v2\/media\/236302"}],"wp:attachment":[{"href":"http:\/\/www.tvturk.com\/index.php\/wp-json\/wp\/v2\/media?parent=236301"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"http:\/\/www.tvturk.com\/index.php\/wp-json\/wp\/v2\/categories?post=236301"},{"taxonomy":"post_tag","embeddable":true,"href":"http:\/\/www.tvturk.com\/index.php\/wp-json\/wp\/v2\/tags?post=236301"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}