Konya Ticaret Odas\u0131 (KTO) Karatay \u00dcniversitesi \u0130ktisadi ve \u0130dari Bilimler Fak\u00fcltesi \u0130slam Ekonomisi ve Finans B\u00f6l\u00fcm\u00fc akademisyenlerinden Dr. \u00d6\u011fretim \u00dcyesi Kamola Bayram, \u201cKira sertifikas\u0131 nam\u0131di\u011fer sukuk, bir varl\u0131\u011fa sahip olmay\u0131 veya ondan yararlanma hakk\u0131n\u0131 g\u00f6steren, yat\u0131r\u0131mc\u0131s\u0131na belirli zaman aral\u0131klar\u0131 ile sabit veya de\u011fi\u015fken getiri sa\u011flayan, ikincil piyasalarda al\u0131m sat\u0131ma konu edilebilen faizsiz sermaye piyasas\u0131 \u00fcr\u00fcn\u00fcd\u00fcr\u201d dedi.<\/p>\n
Hazine ve Maliye Bakanl\u0131\u011f\u0131 taraf\u0131ndan, yast\u0131k alt\u0131nda bulunan alt\u0131nlar\u0131n ekonomiye kazand\u0131r\u0131lmas\u0131, yerli kayna\u011fa dayal\u0131 finansman imkan\u0131 sa\u011flanmas\u0131 amac\u0131yla ba\u015flat\u0131lan alt\u0131na dayal\u0131 tahvil ihrac\u0131nda rekor geldi. Bu y\u0131l 82,3 ton alt\u0131n kar\u015f\u0131l\u0131\u011f\u0131 tahvil ve alt\u0131na dayal\u0131 kira sertifikas\u0131 ihrac\u0131 ger\u00e7ekle\u015ftirildi. \u00c7al\u0131\u015fmalar\u0131yla ulusal ve uluslararas\u0131 \u00e7ok say\u0131da \u00f6d\u00fcle lay\u0131k g\u00f6r\u00fclen KTO Karatay \u00dcniversitesi \u0130ktisadi ve \u0130dari Bilimler Fak\u00fcltesi \u0130slam Ekonomisi ve Finans B\u00f6l\u00fcm\u00fc akademisyenlerinden Dr. \u00d6\u011fr. \u00dcyesi Kamola Bayram, \u0130slam ekonomisi kapsam\u0131nda \u00e7\u00f6z\u00fcm \u00f6nerileri sunmaya devam ediyor. Bu kapsamda Dr. \u00d6\u011fr. \u00dcyesi Kamola Bayram, at\u0131na dayal\u0131 kira sertifikalar\u0131 ile g\u00fcvenli ve helal yat\u0131r\u0131m\u0131n nas\u0131l m\u00fcmk\u00fcn oldu\u011funu anlatt\u0131.<\/p>\n
\u201cKira sertifikas\u0131 faizsiz sermaye piyasas\u0131 \u00fcr\u00fcn\u00fcd\u00fcr\u201d<\/p>\n
Kira sertifikas\u0131 ile ilgili a\u00e7\u0131klamalarda bulunan Dr. \u00d6\u011fr. \u00dcyesi Kamola Bayram, \u201cKira sertifikas\u0131 nam\u0131di\u011fer sukuk, bir varl\u0131\u011fa sahip olmay\u0131 veya ondan yararlanma hakk\u0131n\u0131 g\u00f6steren, yat\u0131r\u0131mc\u0131s\u0131na belirli zaman aral\u0131klar\u0131 ile sabit veya de\u011fi\u015fken getiri sa\u011flayan, ikincil piyasalarda al\u0131m sat\u0131ma konu edilebilen faizsiz sermaye piyasas\u0131 \u00fcr\u00fcn\u00fcd\u00fcr\u201d dedi.<\/p>\n
Alt\u0131n tahvilinin \u00f6nemine de\u011finen Dr. \u00d6\u011fr. \u00dcyesi Bayram, \u201cG\u00fcn\u00fcm\u00fczde yast\u0131k alt\u0131ndaki alt\u0131n miktar\u0131n\u0131n en az 2 bin 200 ton oldu\u011fu tahmin edilmektedir. Bu alt\u0131nlar\u0131n ekonomiye kazand\u0131r\u0131lmas\u0131 ve \u00fclke rezervlerinin g\u00fc\u00e7lendirilmesi amac\u0131 ile Hazine ve Maliye Bakanl\u0131\u011f\u0131 taraf\u0131ndan 2017 y\u0131l\u0131n\u0131n Ekim ay\u0131ndan itibaren Alt\u0131na Dayal\u0131 Kira Sertifikalar\u0131 ihrac\u0131 ba\u015flat\u0131lm\u0131\u015ft\u0131r\u201d \u015feklinde konu\u015ftu.<\/p>\n
\u201cAlt\u0131na Dayal\u0131 Kira Sertifikas\u0131ndan elde edilecek getiri i\u00e7in stopaj oran\u0131 y\u00fczde 0″<\/p>\n
Dr. \u00d6\u011fr. \u00dcyesi Kamola Bayram, alt\u0131nlar\u0131n \u00e7al\u0131nma, kaybolma riski ve saklama masraf\u0131 olmaks\u0131z\u0131n devlet g\u00fcvencesinde 1 kilograml\u0131k k\u00fcl\u00e7elere d\u00f6n\u00fc\u015ft\u00fcr\u00fclerek saklanaca\u011f\u0131n\u0131n alt\u0131n\u0131 \u00e7izdi. Kamola Bayram, “Yast\u0131k alt\u0131nda ya da banka kasalar\u0131nda hi\u00e7bir getiri olmaks\u0131z\u0131n tutulan alt\u0131nlara 6 ayda bir y\u00fczde 1,20 ek getiri verildi\u011fini de belirterek, alt\u0131nlar hi\u00e7bir iskontoya tabi tutulmaks\u0131z\u0131n safl\u0131\u011f\u0131 oran\u0131nda bire bir olarak kabul edilmekte ve yat\u0131r\u0131mc\u0131lar herhangi bir kayba u\u011framamaktad\u0131r. Alt\u0131na Dayal\u0131 Kira Sertifikas\u0131ndan elde edilecek getiriler i\u00e7in stopaj oran\u0131 Bakanlar Kurulu Karar\u0131 ile y\u00fczde 0 olarak belirlenmi\u015f olup elde edilecek olan getirilerden stopaj vergisi al\u0131nmamaktad\u0131r. Vade sonunda bir kilograml\u0131k 995\/1000 safl\u0131kta k\u00fcl\u00e7e alt\u0131n veya darphane taraf\u0131ndan \u00fcretilen \u00c7eyreklik Cumhuriyet Ziynet Alt\u0131n\u0131 \u015feklinde ana para \u00f6demesi almak m\u00fcmk\u00fcn” ifadelerine yer verdi.<\/p>\n
Dr. \u00d6\u011fr. \u00dcyesi Bayram, kabul edilen alt\u0131n t\u00fcrlerini de \u015f\u00f6yle ifade etti: \u201cK\u00fcl\u00e7e alt\u0131nlar, Cumhuriyet\/Darphane Alt\u0131nlar\u0131 (Re\u015fat alt\u0131n\u0131 hari\u00e7) ile gerekli \u015fartlar\u0131 sa\u011flayan 22 ayar ve 24 ayar alt\u0131nlar kabul edilmektedir. Bunun yan\u0131 s\u0131ra 22 ayar bilezik, kolye gibi tak\u0131lar gerekli \u015fartlar\u0131 sa\u011flamas\u0131 durumunda kabul edilebilecektir.\u201d<\/p>\n","protected":false},"excerpt":{"rendered":"
KONYA T\u0130CARET ODASI KARATAY \u00dcN\u0130VERS\u0130TES\u0130 \u0130KT\u0130SAD\u0130 VE \u0130DAR\u0130 B\u0130L\u0130MLER FAK\u00dcLTES\u0130 \u0130SLAM EKONOM\u0130S\u0130 VE F\u0130NANS B\u00d6L\u00dcM\u00dc AKADEM\u0130SYENLER\u0130NDEN DR. \u00d6\u011eRET\u0130M \u00dcYES\u0130 KAMOLA BAYRAM, \u201cK\u0130RA SERT\u0130F\u0130KASI NAMID\u0130\u011eER SUKUK, B\u0130R VARLI\u011eA SAH\u0130P OLMAYI VEYA ONDAN YARARLANMA HAKKINI G\u00d6STEREN, YATIRIMCISINA BEL\u0130RL\u0130 ZAMAN ARALIKLARI \u0130LE SAB\u0130T VEYA DE\u011e\u0130\u015eKEN GET\u0130R\u0130 SA\u011eLAYAN, \u0130K\u0130NC\u0130L P\u0130YASALARDA ALIM SATIMA KONU ED\u0130LEB\u0130LEN FA\u0130ZS\u0130Z SERMAYE P\u0130YASASI \u00dcR\u00dcN\u00dcD\u00dcR\u201d DED\u0130.<\/p>\n","protected":false},"author":1,"featured_media":243060,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"jetpack_post_was_ever_published":false,"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":true,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"font":"","enabled":false},"version":2}},"categories":[19],"tags":[23095,23995,60615,27829,31865,60616,3959,5001],"class_list":["post-243059","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-ekonomi","tag-faizsiz","tag-bayram","tag-kamola","tag-kira","tag-piyasasi","tag-sermeya","tag-sertifikasi","tag-urunudur"],"jetpack_publicize_connections":[],"jetpack_featured_media_url":"https:\/\/i0.wp.com\/www.tvturk.com\/wp-content\/uploads\/2019\/12\/kamola-bayram-kira-sertifikasi-faizsiz-sermeya-piyasasi-urunudur_e9a587b.jpg?fit=1000%2C666","jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/paKIfm-11ej","_links":{"self":[{"href":"http:\/\/www.tvturk.com\/index.php\/wp-json\/wp\/v2\/posts\/243059","targetHints":{"allow":["GET"]}}],"collection":[{"href":"http:\/\/www.tvturk.com\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"http:\/\/www.tvturk.com\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"http:\/\/www.tvturk.com\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"http:\/\/www.tvturk.com\/index.php\/wp-json\/wp\/v2\/comments?post=243059"}],"version-history":[{"count":0,"href":"http:\/\/www.tvturk.com\/index.php\/wp-json\/wp\/v2\/posts\/243059\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"http:\/\/www.tvturk.com\/index.php\/wp-json\/wp\/v2\/media\/243060"}],"wp:attachment":[{"href":"http:\/\/www.tvturk.com\/index.php\/wp-json\/wp\/v2\/media?parent=243059"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"http:\/\/www.tvturk.com\/index.php\/wp-json\/wp\/v2\/categories?post=243059"},{"taxonomy":"post_tag","embeddable":true,"href":"http:\/\/www.tvturk.com\/index.php\/wp-json\/wp\/v2\/tags?post=243059"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}