{"id":250703,"date":"2020-01-02T16:01:49","date_gmt":"2020-01-02T13:01:49","guid":{"rendered":"http:\/\/www.tvturk.com\/index.php\/ureticilerden-tarim-krediye-faiz-tepkisi\/"},"modified":"2020-01-02T16:01:49","modified_gmt":"2020-01-02T13:01:49","slug":"ureticilerden-tarim-krediye-faiz-tepkisi","status":"publish","type":"post","link":"http:\/\/www.tvturk.com\/index.php\/ureticilerden-tarim-krediye-faiz-tepkisi\/","title":{"rendered":"\u00dcreticilerden \u2019Tar\u0131m Kredi\u2019ye faiz tepkisi"},"content":{"rendered":"<p>Samsun\u2019un Bafra il\u00e7esinde \u00fcreticiler, Tar\u0131m Kredi Kooperatifinin tar\u0131msal kredilere uygulad\u0131\u011f\u0131 y\u00fcksek faize tepki g\u00f6sterdi.<\/p>\n<p>Tar\u0131msal kredilere uygulad\u0131\u011f\u0131 y\u00fcksek faiz kar\u015f\u0131s\u0131nda ma\u011fduriyet ya\u015fayan \u00e7ift\u00e7iler, trakt\u00f6rlerle Tar\u0131m Kredi Kooperatifi \u00f6n\u00fcne gelerek topland\u0131lar. Toplanan \u00fcyeler, kooperatif ile yap\u0131lan kredi anla\u015fmalar\u0131nda \u00e7ift\u00e7ilerin birbirlerine kefil edilip borcu olmayan \u00e7ift\u00e7ilerin dahi kefillik nedeniyle zor duruma d\u00fc\u015ft\u00fc\u011f\u00fcn\u00fc \u00f6ne s\u00fcrd\u00fcler. \u00dcreticiler, Tar\u0131m Kredi Kooperatifinin 2017 y\u0131l\u0131na kadar d\u00fczg\u00fcn \u00e7al\u0131\u015ft\u0131\u011f\u0131n\u0131, 2018 y\u0131l\u0131nda al\u0131nan karar ile \u00e7ift\u00e7ilere faiz de\u011fi\u015fkenli\u011fi ve kaynak kullan\u0131m kat\u0131l\u0131m pay\u0131 al\u0131narak kredi verildi\u011fini belirterek, bu durumun kendilerini zor duruma d\u00fc\u015f\u00fcrd\u00fc\u011f\u00fcn\u00fc ileri s\u00fcrd\u00fc.<\/p>\n<p>Kooperatif \u00fcyesi Ziraat M\u00fchendisi Mesut Balta, \u201cTar\u0131m Kredi Kooperatifinin yapm\u0131\u015f oldu\u011fu faiz de\u011fi\u015fkenli\u011fi ve kaynak kullan\u0131m kat\u0131l\u0131m pay\u0131 alt\u0131nda k\u00f6yl\u00fclerden ald\u0131\u011f\u0131 ekstra \u00fccretlere kar\u015f\u0131l\u0131k ortaklar\u0131n toplan\u0131p bir \u015fekilde seslerini duyurma \u00e7abas\u0131. Daha \u00f6nceden \u00e7ekti\u011fimiz kredilerin faizleri y\u00fczde 8 ila 12 aras\u0131nda de\u011fi\u015fkenlik g\u00f6sterirken, 2018\u2019in Kas\u0131m ay\u0131nda ald\u0131klar\u0131 kararla faiz de\u011fi\u015fkenli\u011fi y\u00fczde 30 ila 32 aras\u0131na \u00e7\u0131kartt\u0131lar. Ama bu ka\u011f\u0131t \u00fczerindeki faizler \u00fczerine kaynak kullan\u0131m pay\u0131 ve bunun k\u00e2r\u0131 eklendi\u011finde ortalama 1 ki\u015finin 10 liraya ald\u0131\u011f\u0131 \u00fccreti 1 y\u0131l sonra 18 lira, 20 liraya denk gelen \u00fcr\u00fcnler olarak \u00f6d\u00fcyor. Daha \u00f6nce taksit taksit al\u0131nan 12 bin liraya 1 ine\u011fin faiziyle 14 bin lira olarak \u00f6denece\u011fini s\u00f6yleyen kurumumuz \u015fu anda 24 bin lira \u00f6denmesine ra\u011fmen 8 bin lira daha borcu kald\u0131\u011f\u0131 s\u00f6yleniyor. \u00c7ift\u00e7ilerin de bu durum kar\u015f\u0131s\u0131nda yap\u0131land\u0131rma talebi var&#8221; dedi.<\/p>\n<p>Mesut Balta s\u00f6zlerinin devam\u0131nda, &#8220;5 y\u0131ldan beri Tar\u0131m Kredi ile \u00e7al\u0131\u015f\u0131yoruz. Yaln\u0131z 2018\u2019de bunlar bir kararname \u00e7\u0131kartt\u0131lar. De\u011fi\u015fken faiz ad\u0131 alt\u0131nda. Bu faizlerden yana biz \u00e7ok ma\u011fduruz. Ald\u0131\u011f\u0131m\u0131z tar\u0131m aleti, ald\u0131\u011f\u0131m\u0131z paray\u0131 3\u2019e 4\u2019e katlar hale geldi. Biz bunun alt\u0131nda \u00e7ok ezildik. Benim burada sermayem 70 bin lira. 70 bin liral\u0131k kredim var burada, 56 d\u00f6n\u00fcm ipotekli tapum var. Ben buray\u0131 \u00f6dedim diyorum ki; 3 bu\u00e7uk d\u00f6n\u00fcm ayr\u0131 bir tapum var ben onu almam laz\u0131m diyorum, \u2019yok kefillerin de \u00f6deyecekler.\u2019 Biz bu y\u00fczden \u00e7ok ma\u011fduruz. Yetkililerden buna bir el at\u0131lmas\u0131n\u0131 istiyoruz. Bu kadar faiz olmaz&#8221; diye konu\u015ftu.<\/p>\n<p>Arif Ko\u00e7 ise \u015funlar\u0131 s\u00f6yledi: &#8220;Tar\u0131m Kredi Kooperatifindeki sorunlar\u0131m\u0131z; faizlerin \u00e7ok y\u00fcksek olmas\u0131. Y\u00fcksek olu\u015fundan dolay\u0131 kefillerle birlikte zor durumda kalmam\u0131z, tekrar \u00fcr\u00fcn alamamam\u0131z. Bizim bir mal\u0131 100 bin liraya ald\u0131\u011f\u0131m\u0131zda, 110 bin lira \u00f6der gibi d\u00fc\u015f\u00fcn\u00fcrken 160 bin lira \u00f6demek durumuna gelmemiz ve bir \u00e7\u0131kmaza girdi\u011fimizden dolay\u0131 bu sorunlar artt\u0131. Biz devletimizden faizlerin indirilmesini, zor durumda olan \u00e7ift\u00e7ilerin yap\u0131land\u0131r\u0131lmas\u0131n\u0131 talep ediyoruz. \u00c7ift\u00e7iler birbirlerine kefil olduklar\u0131ndan dolay\u0131 normal bankalardan art\u0131k kredi de kullanamaz duruma gelmi\u015ftir. 3 ki\u015fi bir yere ba\u011fl\u0131 hep kefil, 3 kat\u0131 ipotek verdi\u011fimiz halde \u00e7\u0131kmazday\u0131z. Devletimizden yap\u0131land\u0131rma, faizin indirilmesi ve sabit faiz politikas\u0131n\u0131n gelmesini istiyoruz.&#8221;<\/p>\n<p>Yap\u0131lan konu\u015fmalar\u0131n ard\u0131ndan \u00e7ift\u00e7iler, Tar\u0131m Kredi Kooperatifi \u00f6n\u00fcnden olays\u0131z bir \u015fekilde ayr\u0131ld\u0131lar.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>SAMSUN\u2019UN BAFRA \u0130L\u00c7ES\u0130NDE TARIM KRED\u0130 ORTAKLARI , TARIMSAL KRED\u0130LERE UYGULADI\u011eI Y\u00dcKSEK FA\u0130Z KAR\u015eISINDA YA\u015eADIKLARI MA\u011eDUR\u0130YET\u0130N G\u0130DER\u0130LMES\u0130 \u0130\u00c7\u0130N YETK\u0130L\u0130LERDEN YARDIM BEKL\u0130YOR<\/p>\n","protected":false},"author":1,"featured_media":250704,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":true,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"font":"","enabled":false},"version":2},"jetpack_post_was_ever_published":false},"categories":[19],"tags":[13196,49924,2403,9601,46421],"class_list":["post-250703","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-ekonomi","tag-faiz","tag-krediye","tag-tarim","tag-tepkisi","tag-ureticilerden"],"jetpack_publicize_connections":[],"jetpack_featured_media_url":"https:\/\/i0.wp.com\/www.tvturk.com\/wp-content\/uploads\/2020\/01\/ureticilerden-tarim-krediye-faiz-tepkisi_c8838f4.jpg?fit=1000%2C612","jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/paKIfm-13dB","_links":{"self":[{"href":"http:\/\/www.tvturk.com\/index.php\/wp-json\/wp\/v2\/posts\/250703","targetHints":{"allow":["GET"]}}],"collection":[{"href":"http:\/\/www.tvturk.com\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"http:\/\/www.tvturk.com\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"http:\/\/www.tvturk.com\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"http:\/\/www.tvturk.com\/index.php\/wp-json\/wp\/v2\/comments?post=250703"}],"version-history":[{"count":0,"href":"http:\/\/www.tvturk.com\/index.php\/wp-json\/wp\/v2\/posts\/250703\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"http:\/\/www.tvturk.com\/index.php\/wp-json\/wp\/v2\/media\/250704"}],"wp:attachment":[{"href":"http:\/\/www.tvturk.com\/index.php\/wp-json\/wp\/v2\/media?parent=250703"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"http:\/\/www.tvturk.com\/index.php\/wp-json\/wp\/v2\/categories?post=250703"},{"taxonomy":"post_tag","embeddable":true,"href":"http:\/\/www.tvturk.com\/index.php\/wp-json\/wp\/v2\/tags?post=250703"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}