Finansal Kurumlar Birli\u011fi (FKB), temsil etti\u011fi \u00fc\u00e7 sekt\u00f6re y\u00f6nelik 2018 y\u0131l\u0131 konsolide verilerini a\u00e7\u0131klad\u0131. FKB Ba\u015fkan\u0131 Adem Duman, \u201c 2019\u2019 un ilk yar\u0131s\u0131n\u0131 dengelenme s\u00fcreci olarak de\u011ferlendirdiklerini, ikinci yar\u0131s\u0131nda ise bekledi\u011fimiz yasal d\u00fczenlemelerle birlikte sekt\u00f6rlerimizin ivme kazanaca\u011f\u0131n\u0131 d\u00fc\u015f\u00fcn\u00fcyorum\u201d dedi.<\/p>\n
Finansal Kurumlar Birli\u011fi (FKB), Faktoring, Finansal Kiralama ve Finansman \u015eirketlerinin 2018 y\u0131l sonu konsolide verilerini a\u00e7\u0131klad\u0131. Buna g\u00f6re, FKB\u2019nin temsil etti\u011fi \u00fc\u00e7 sekt\u00f6r\u00fcn 2018 y\u0131l\u0131 konsolide verilerine g\u00f6re; aktif toplam\u0131n\u0131 143 milyar TL\u2019ye, \u00f6z kaynak b\u00fcy\u00fckl\u00fc\u011f\u00fcn\u00fc 21 milyar TL\u2019ye, net k\u00e2r\u0131n\u0131 2,7 milyar TL\u2019ye, m\u00fc\u015fteri say\u0131s\u0131n\u0131 4,7 milyona y\u00fckseltti.<\/p>\n
\u201cFinansal Kurumlar Birli\u011fi\u2019nin temsil etti\u011fi \u00fc\u00e7 sekt\u00f6re y\u00f6nelik 2018 y\u0131l\u0131 konsolide verilerine ili\u015fkin de\u011ferlendirmelerde bulunan Finansal Kurumlar Birli\u011fi Ba\u015fkan\u0131 Adem Duman, \u201cSekt\u00f6rlerimiz ge\u00e7ti\u011fimiz y\u0131llara k\u0131yasla 2018 y\u0131l\u0131nda ya\u015fanan ekonomik dalgalanmalar\u0131 daha fazla hissetti. Zorlu ge\u00e7en y\u0131la ra\u011fmen Birli\u011fimizin temsil etti\u011fi finansal kiralama, faktoring ve finansman sekt\u00f6rlerini daha verimli hale getirmek ve ekonomiye verdikleri katk\u0131y\u0131 art\u0131rmak \u00fczere \u00e7al\u0131\u015fmalar\u0131m\u0131z\u0131 s\u00fcrd\u00fcrd\u00fck. 2018 y\u0131l\u0131n\u0131 ikiye ay\u0131rmak gerekiyor, A\u011fustos \u00f6ncesi ve sonras\u0131.. A\u011fustos \u00f6ncesinde t\u00fcm sekt\u00f6rlerin b\u00fcy\u00fcmesini y\u00fczde 10\u2019un \u00fczerinde beklerken, a\u011fustos ay\u0131nda ya\u015fanan kur ata\u011f\u0131 ve faiz art\u0131\u015f\u0131 gibi etmenler yat\u0131r\u0131m harcamalar\u0131nda ve talepte d\u00fc\u015f\u00fc\u015fe neden oldu ve do\u011fal olarak sekt\u00f6rlerimizi eksi y\u00f6nde etkiledi. Eyl\u00fcl ay\u0131nda otomotiv ve elektronik finansman\u0131 en fazla daralan alanlar oldu. Finansal Kiralama taraf\u0131nda da i\u015f ve in\u015faat makinalar\u0131nda ciddi daralmalar ya\u015fand\u0131. T\u00fcm bunlar ya\u015fan\u0131rken, etkili birtak\u0131m \u00f6nlemler al\u0131nd\u0131. \u00d6rne\u011fin; otomotiv finansman\u0131n\u0131n \u00f6n\u00fcn\u00fc a\u00e7an \u00d6TV ve KDV avantajlar\u0131 k\u0131sa s\u00fcreli bir toparlanma olu\u015fturdu. Yine ayn\u0131 d\u00f6nemde mikro kredilerde vadenin yeniden 12 takside \u00e7\u0131kmas\u0131 bir canlanma olu\u015fturdu\u201d dedi.<\/p>\n
\u201cFKB olarak reel sekt\u00f6re s\u00fcrd\u00fcr\u00fclebilir b\u00fcy\u00fcme i\u00e7in kaynak sa\u011flamaya devam edece\u011fiz\u201d<\/p>\n
Bu geli\u015fmeler \u0131\u015f\u0131\u011f\u0131nda yeni d\u00fczenlemelere ihtiya\u00e7 duyduklar\u0131n\u0131 ve T\u00fcrkiye ekonomisine sunduklar\u0131 deste\u011fi her daim s\u00fcrd\u00fcreceklerini belirten Duman s\u00f6zlerini \u015fu \u015fekilde s\u00fcrd\u00fcrd\u00fc: \u201cBirli\u011fimiz reel sekt\u00f6re s\u00fcrd\u00fcr\u00fclebilir b\u00fcy\u00fcme i\u00e7in kaynak sa\u011flamaya devam edecek. Sonbahar aylar\u0131nda g\u00f6rd\u00fc\u011f\u00fcm\u00fcz dalgalanmay\u0131 geride b\u0131rakt\u0131k ve art\u0131k b\u00fcy\u00fcmeyi tekrar yakalama zaman\u0131. Sekt\u00f6rlerimiz g\u00fc\u00e7l\u00fc ve dengeli ve s\u00fcrd\u00fcr\u00fclebilir bir b\u00fcy\u00fcme i\u00e7in b\u00fct\u00fcn payda\u015flarla yak\u0131n bir ileti\u015fim i\u00e7inde. Bu vesileyle; gelece\u011fe umutla bakt\u0131\u011f\u0131m\u0131z\u0131 ve bankac\u0131l\u0131k kesiminin \u00fczerindeki y\u00fck\u00fc payla\u015fmaya haz\u0131r oldu\u011fumuzu belirmek istiyorum.\u201d<\/p>\n
FKB \u00e7at\u0131s\u0131 alt\u0131nda temsil edilen \u00fc\u00e7 sekt\u00f6r\u00fcn finansal performans\u0131na ili\u015fkin bilgi veren Duman, \u201c2018 y\u0131l\u0131nda oldu\u011fu gibi 2019 y\u0131l\u0131nda da \u00fclkemiz dahil k\u00fcresel geli\u015fmelerin olumsuz etkilerine kar\u015f\u0131, finansmana eri\u015fim, ticaretin ak\u0131\u015fkanl\u0131\u011f\u0131 ve teknolojik altyap\u0131n\u0131n yenilenmesi, yayg\u0131nla\u015ft\u0131r\u0131lmas\u0131 gibi \u00f6nemli alanlarda \u015firketlerimizin ihtiya\u00e7 duydu\u011fu en sa\u011fl\u0131kl\u0131 \u00e7\u00f6z\u00fcmleri geli\u015ftirmeye devam edece\u011fiz. 2019 y\u0131l\u0131nda dengelenme s\u00fcrecinin devam\u0131 olarak ekonomi y\u00f6netimimizin sekt\u00f6rlerimizin \u00f6n\u00fcn\u00fc a\u00e7acak d\u00fczenlemeler yapaca\u011f\u0131na inan\u0131yoruz. Bizlerin de var g\u00fcc\u00fcm\u00fczle T\u00fcrkiye ekonomisini destekleyece\u011fimizi belirtmek isterim\u201d ifadelerini kulland\u0131.<\/p>\n
Duman, \u201cSekt\u00f6rlerimizin rakamlar\u0131na bakt\u0131\u011f\u0131m\u0131zda ise, 2018 y\u0131l\u0131nda Finansal Kiralama sekt\u00f6r\u00fcm\u00fcz\u00fcn alacaklar\u0131n\u0131n 60 milyar TL seviyesinde oldu\u011funu g\u00f6r\u00fcyoruz. Sekt\u00f6r\u00fcn aktif b\u00fcy\u00fckl\u00fc\u011f\u00fc de 68 milyar TL seviyelerini ge\u00e7ti. Faktoring sekt\u00f6r\u00fcne bakt\u0131\u011f\u0131m\u0131zda; 2018 y\u0131l\u0131 sonunda i\u015flem hacmi 146 milyar TL; alacaklar\u0131 ise 31 milyar TL seviyelerini a\u015ft\u0131. Sekt\u00f6r\u00fcn aktif b\u00fcy\u00fckl\u00fc\u011f\u00fc 34 milyar TL seviyelerini ge\u00e7erken; \u00f6z kaynaklar\u0131 ise 6 milyar 770 milyon TL seviyelerinde ger\u00e7ekle\u015fti. Finansman \u015eirketleri\u2019nin 2018 y\u0131l\u0131 sonu rakamlar\u0131na g\u00f6re, sekt\u00f6r\u00fcn i\u015flem hacmi 26 milyar TL\u2019yi ge\u00e7mi\u015f durumda. Aktif b\u00fcy\u00fckl\u00fc\u011f\u00fc 40 milyar TL seviyesine eri\u015firken; mikro kredilerde pazara giren yeni \u00fcyelerimizle m\u00fc\u015fteri say\u0131s\u0131 4.5 milyon, sekt\u00f6r\u00fcn alacak b\u00fcy\u00fckl\u00fc\u011f\u00fc ise 32 milyar TL\u2019 ye ula\u015fm\u0131\u015ft\u0131r\u201d diye konu\u015ftu.<\/p>\n
2018 y\u0131l\u0131n\u0131 Bankac\u0131l\u0131k D\u0131\u015f\u0131 Finans Sekt\u00f6r\u00fc a\u00e7\u0131s\u0131ndan k\u0131smen zorlu bir s\u00fcre\u00e7 olarak de\u011ferlendiren Duman s\u00f6zlerine \u015funlar\u0131 ekledi: \u201c2019\u2019 un ilk yar\u0131s\u0131n\u0131 dengelenme s\u00fcreci olarak de\u011ferlendirdiklerini, ikinci yar\u0131s\u0131nda ise bekledi\u011fimiz yasal d\u00fczenlemelerle birlikte sekt\u00f6rlerimizin ivme kazanaca\u011f\u0131n\u0131 d\u00fc\u015f\u00fcn\u00fcyorum. S\u00f6z konusu d\u00fczenlemeler sayesinde, Birli\u011fimizin geli\u015ftirdi\u011fi finansmana eri\u015fim y\u00f6ntemleriyle KOB\u0130\u2019lerimize, dolay\u0131s\u0131yla \u00fclke ekonomimize katt\u0131\u011f\u0131m\u0131z de\u011feri daha da art\u0131raca\u011f\u0131m\u0131za inan\u0131yorum. T\u00fcrkiye her y\u0131l b\u00fcy\u00fcmesine devam etmek durumunda. Banka d\u0131\u015f\u0131 finans kesimi de bu b\u00fcy\u00fcmeyi desteklemek ad\u0131na var g\u00fcc\u00fcyle \u00e7al\u0131\u015f\u0131yor. Bizler her zaman \u015funu s\u00f6yl\u00fcyoruz; bankalar\u0131n \u00fczerindeki fonlama sorumlulu\u011funu payla\u015farak, reel sekt\u00f6re sa\u011flad\u0131\u011f\u0131m\u0131z deste\u011fi b\u00fcy\u00fctebiliriz. Banka d\u0131\u015f\u0131 finansal kesimin geli\u015fmi\u015f \u00fclkelerde toplam finans kesimi i\u00e7erisinde pay\u0131 ortalama olarak y\u00fczde 35 iken bizde hen\u00fcz y\u00fczde 11 seviyelerinde. Bu \u00fclkelerdeki finansal derinli\u011fi ve finansmana ula\u015fmadaki kolayl\u0131\u011f\u0131 g\u00f6steren bir oran. Banka d\u0131\u015f\u0131 finans kurumlar\u0131n\u0131n sistemdeki pay\u0131n\u0131n art\u0131r\u0131lmas\u0131 i\u00e7in hem \u00f6zel sekt\u00f6re ve bireylere tan\u0131t\u0131m\u0131 art\u0131rmak hem de \u00f6zellikle KOB\u0130\u2019lerin uygun finansman bulma s\u00fcrecinde ya\u015fad\u0131klar\u0131 zorluklar\u0131n giderilmesi y\u00f6n\u00fcndeki \u00e7abalar\u0131m\u0131z\u0131 devam ettirerek, KOB\u0130\u2019ler a\u00e7\u0131s\u0131ndan ger\u00e7ekten de\u011fer olu\u015fturan teklifler sunmak istiyoruz.\u201d<\/p>\n","protected":false},"excerpt":{"rendered":"
FKB BA\u015eKANI ADEM DUMAN, \u201c 2019\u2019 UN \u0130LK YARISINI DENGELENME S\u00dcREC\u0130 OLARAK DE\u011eERLEND\u0130RD\u0130KLER\u0130N\u0130, \u0130K\u0130NC\u0130 YARISINDA \u0130SE BEKLED\u0130\u011e\u0130M\u0130Z YASAL D\u00dcZENLEMELERLE B\u0130RL\u0130KTE SEKT\u00d6RLER\u0130M\u0130Z\u0130N \u0130VME KAZANACA\u011eINI D\u00dc\u015e\u00dcN\u00dcYORUM\u201d DED\u0130.<\/p>\n","protected":false},"author":1,"featured_media":43887,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"jetpack_post_was_ever_published":false,"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":false,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"font":"","enabled":false},"version":2}},"categories":[19],"tags":[15254,1852,1295,5205,15255,301,2629],"class_list":["post-43886","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-ekonomi","tag-bankacilik","tag-disi","tag-ekonomiye","tag-finans","tag-katkisini","tag-sektoru","tag-surdurdu"],"jetpack_publicize_connections":[],"jetpack_featured_media_url":"https:\/\/i0.wp.com\/www.tvturk.com\/wp-content\/uploads\/2019\/02\/bankacilik-disi-finans-sektoru-ekonomiye-katkisini-surdurdu_e2b6d13.jpg?fit=908%2C1000","jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/paKIfm-bpQ","_links":{"self":[{"href":"http:\/\/www.tvturk.com\/index.php\/wp-json\/wp\/v2\/posts\/43886","targetHints":{"allow":["GET"]}}],"collection":[{"href":"http:\/\/www.tvturk.com\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"http:\/\/www.tvturk.com\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"http:\/\/www.tvturk.com\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"http:\/\/www.tvturk.com\/index.php\/wp-json\/wp\/v2\/comments?post=43886"}],"version-history":[{"count":0,"href":"http:\/\/www.tvturk.com\/index.php\/wp-json\/wp\/v2\/posts\/43886\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"http:\/\/www.tvturk.com\/index.php\/wp-json\/wp\/v2\/media\/43887"}],"wp:attachment":[{"href":"http:\/\/www.tvturk.com\/index.php\/wp-json\/wp\/v2\/media?parent=43886"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"http:\/\/www.tvturk.com\/index.php\/wp-json\/wp\/v2\/categories?post=43886"},{"taxonomy":"post_tag","embeddable":true,"href":"http:\/\/www.tvturk.com\/index.php\/wp-json\/wp\/v2\/tags?post=43886"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}