{"id":53777,"date":"2019-02-21T15:17:50","date_gmt":"2019-02-21T12:17:50","guid":{"rendered":"http:\/\/www.tvturk.com\/index.php\/bes-panelinde-milli-tasarruf-seferberligi-cagrisi\/"},"modified":"2019-02-21T15:17:53","modified_gmt":"2019-02-21T12:17:53","slug":"bes-panelinde-milli-tasarruf-seferberligi-cagrisi","status":"publish","type":"post","link":"http:\/\/www.tvturk.com\/index.php\/bes-panelinde-milli-tasarruf-seferberligi-cagrisi\/","title":{"rendered":"BES panelinde milli tasarruf seferberli\u011fi \u00e7a\u011fr\u0131s\u0131"},"content":{"rendered":"<p>EGM Y\u00f6netim Kurulu \u00dcyesi Burak Ali G\u00f6\u00e7er, 2017 y\u0131l\u0131nda hayata ge\u00e7en otomatik kat\u0131l\u0131mda hali haz\u0131rda biriken fon tutar\u0131n\u0131n 5 milyar lira, sisteme dahil olan ki\u015fi say\u0131s\u0131n\u0131n ise 5 milyon oldu\u011funu s\u00f6yledi.<\/p>\n<p>Emeklilik G\u00f6zetim Merkezi (EGM), &#8220;Emeklili\u011finiz \u0130\u00e7in Bulu\u015fuyoruz, T\u00fcrkiye BES\u2019leniyor&#8221; projesi kapsam\u0131nda \u0130stanbul Ticaret Odas\u0131\u2019nda, sekt\u00f6r\u00fcn \u00f6nde gelen temsilcilerinin kat\u0131l\u0131m\u0131 ile bir panel d\u00fczenledi. Gazeteci Noyan Do\u011fan\u2019\u0131n moderat\u00f6rl\u00fc\u011f\u00fcn\u00fc yapt\u0131\u011f\u0131 panele, T\u00fcrkiye Sigorta Birli\u011fi (TSB) Y\u00f6netim Kurulu Ba\u015fkan Yard\u0131mc\u0131s\u0131 ve EGM Y\u00f6netim Kurulu \u00dcyesi Burak Ali G\u00f6\u00e7er ile \u0130stanbul Ticaret Odas\u0131 (\u0130TO) Y\u00f6netim Kurulu Ba\u015fkan\u0131 \u015eekib Avdagi\u00e7 konu\u015fmac\u0131 olarak kat\u0131ld\u0131.<\/p>\n<p>Bireysel Emeklilik Sistemi\u2019nin ve otomatik kat\u0131l\u0131m\u0131n b\u00fct\u00fcn y\u00f6nleriyle ele al\u0131nd\u0131\u011f\u0131 panelde konu\u015fan G\u00f6\u00e7er, tasarruf sistemlerinin \u00fclke ekonomilerine ve ki\u015filerin ya\u015fam standartlar\u0131na sa\u011flad\u0131\u011f\u0131 katk\u0131y\u0131 anlatarak bat\u0131 \u00fclkelerinde s\u00f6z konusu yap\u0131lar\u0131n tarih\u00e7esinin 1800\u2019lere kadar uzand\u0131\u011f\u0131n\u0131 s\u00f6yledi.<\/p>\n<p>G\u00f6\u00e7er, 2017 y\u0131l\u0131nda hayata ge\u00e7en otomatik kat\u0131l\u0131mda hali haz\u0131rda biriken fon tutar\u0131n\u0131n 5 milyar lira, sisteme dahil olan ki\u015fi say\u0131s\u0131n\u0131n ise 5 milyon oldu\u011funu aktard\u0131. G\u00f6\u00e7er, k\u0131sa zamanda kat edilen yolun T\u00fcrkiye i\u00e7in \u00f6nemli oldu\u011funu vurgulad\u0131.<\/p>\n<p>A\u00e7\u0131klamalar\u0131nda \u00e7e\u015fitli ara\u015ft\u0131rmalara de\u011finen G\u00f6\u00e7er, &#8220;Yurt d\u0131\u015f\u0131nda yap\u0131lm\u0131\u015f bir ara\u015ft\u0131rmaya g\u00f6re, her 100 ki\u015fiden 64\u2019\u00fc tasarruf etmesi gerekti\u011fini d\u00fc\u015f\u00fcn\u00fcyor. 24\u2019\u00fc bu konuda bir aksiyon al\u0131yor ama 3\u2019\u00fc bu i\u015fi devam ettiriyor. EGM olarak \u015fu anda yurt d\u0131\u015f\u0131 tasarruf modellerini inceliyoruz. Ba\u015far\u0131l\u0131 \u00fclke \u00f6rneklerine bak\u0131yoruz. Belli istisnalar harici \u00e7\u0131k\u0131\u015f\u0131n olmad\u0131\u011f\u0131, i\u015fveren destekli, devlet destekli bir\u00e7ok modele bak\u0131yoruz. B\u00fct\u00fcn bunlar\u0131 s\u00fczge\u00e7ten ge\u00e7irince, 2017\u2019de ba\u015flayan Otomatik Kat\u0131l\u0131m\u2019\u0131n \u00e7ok yerinde bir uygulama oldu\u011funu g\u00f6r\u00fcyoruz&#8221; dedi.<\/p>\n<p>&#8220;\u0130\u015fverenlerin sistemi desteklemesi \u00f6nemli&#8221;<\/p>\n<p>Otomatik kat\u0131l\u0131mda sunulan y\u00fczde 25\u2019lik devlet katk\u0131s\u0131n\u0131n son derece \u00f6nemli oldu\u011funu kaydeden G\u00f6\u00e7er, sistemin gereklili\u011finin i\u015fverenler taraf\u0131ndan \u00e7al\u0131\u015fanlara anlat\u0131lmas\u0131n\u0131n, i\u015fverenlerin maddi katk\u0131s\u0131 kadar \u00f6nemli oldu\u011funu ifade etti. G\u00f6\u00e7er sistemin i\u015fverenlere  \u00e7ok b\u00fcy\u00fck operasyonel y\u00fckler getirmedi\u011fini, emeklilik \u015firketlerinin otomatik kat\u0131l\u0131m s\u00fcre\u00e7lerini kolayla\u015ft\u0131r\u0131c\u0131 \u00f6nlemler alarak operasyonlar\u0131n\u0131 dijital platformlara ta\u015f\u0131d\u0131\u011f\u0131n\u0131 belirterek sistemin devam\u0131 i\u00e7in i\u015fveren deste\u011finin kritik oldu\u011funu belirtti.<\/p>\n<p>\u00c7al\u0131\u015fanlar\u0131n sistemde kal\u0131c\u0131 olmas\u0131 i\u00e7in i\u015fveren katk\u0131s\u0131n\u0131n \u00f6nemli bir husus oldu\u011funu ifade eden G\u00f6\u00e7er, i\u015fverene ek y\u00fck getirmeyecek modeller \u00fczerinde \u00e7al\u0131\u015ft\u0131klar\u0131n\u0131 belirtti.<\/p>\n<p>Ocak 2019 itibar\u0131yla otomatik kat\u0131l\u0131m sistemine 5-9 \u00e7al\u0131\u015fan\u0131 bulunan firmalar\u0131n dahil olmaya ba\u015flad\u0131\u011f\u0131n\u0131 s\u00f6yleyen G\u00f6\u00e7er, buradaki 200 bin \u015firketin sisteme girmesini beklediklerini ifade etti. G\u00f6\u00e7er, yak\u0131n zamanda ger\u00e7ekle\u015fen bireysel emeklilik mevzuat de\u011fi\u015fikli\u011fi hakk\u0131nda da bilgi vererek, &#8220;2017 y\u0131l\u0131ndan itibaren ba\u015flayan otomatik kat\u0131l\u0131m sistemine hen\u00fcz giri\u015f yapmayan b\u00fct\u00fcn firmalara \u015eubat sonuna kadar hak tan\u0131nd\u0131. \u00c7al\u0131\u015fanlar\u0131n\u0131n sisteme giri\u015fini yapmamalar\u0131 halinde firmalar cezai yapt\u0131r\u0131mlarla kar\u015f\u0131 kar\u015f\u0131ya kalacaklar&#8221; dedi.<\/p>\n<p>T\u00fcrkiye toplam vergi gelirlerinin y\u00fczde 46\u2019s\u0131 \u0130TO\u2019dan<\/p>\n<p>\u0130stanbul Ticaret Odas\u0131 Y\u00f6netim Kurulu Ba\u015fkan\u0131 \u015eekib Avdagi\u00e7 ise konu\u015fmas\u0131na \u0130TO\u2019nun T\u00fcrkiye ekonomisine sa\u011flad\u0131\u011f\u0131 katk\u0131y\u0131 rakamsal verilerle anlatarak ba\u015flad\u0131. 137 y\u0131ll\u0131k tarihi ile T\u00fcrkiye\u2019nin ilk odas\u0131 olduklar\u0131n\u0131, Paris Ticaret ve Sanayi Odas\u0131\u2019ndan sonra Avrupa k\u0131tas\u0131n\u0131n en b\u00fcy\u00fck ikinci yap\u0131s\u0131 durumunda bulunduklar\u0131n\u0131 aktaran Avdagi\u00e7, \u00fcye say\u0131s\u0131n\u0131 406 bin olarak a\u00e7\u0131klad\u0131.<\/p>\n<p>\u00dcyelerinin 2,6 milyon ki\u015fiye istihdam sa\u011flad\u0131\u011f\u0131n\u0131 kaydeden Avdagi\u00e7, &#8220;\u00dclkemizdeki d\u00f6rt firmadan biri \u0130stanbul\u2019da bulunuyor. T\u00fcrkiye\u2019nin katma de\u011ferinin y\u00fczde 27\u2019sini \u0130TO \u00fcyeleri sa\u011fl\u0131yor. \u0130hracat ve ithalat\u0131m\u0131z\u0131n toplam\u0131n\u0131n y\u00fczde 55\u2019ini yine bizim \u00fcyelerimiz sa\u011fl\u0131yor. Ayr\u0131ca T\u00fcrkiye\u2019nin toplam vergi gelirlerinin y\u00fczde 46\u2019s\u0131n\u0131 \u0130stanbul Ticaret Odas\u0131 \u00fcyeleri \u00fcretiyor ve \u00f6d\u00fcyor. Bunun yakla\u015f\u0131k y\u00fczde 4\u2019\u00fcn\u00fc \u0130stanbul kullan\u0131yor, y\u00fczde 42\u2019si ise merkezi b\u00fct\u00e7eye gidiyor&#8221; dedi.<\/p>\n<p>&#8220;Yurt d\u0131\u015f\u0131 tasarruflar\u0131n\u0131 bize bor\u00e7 olarak veriyor&#8221;<\/p>\n<p>Tasarruf konusunda milli seferberlik \u00e7a\u011fr\u0131s\u0131nda bulunan Avdagi\u00e7, bunun \u00f6nem ve gereklili\u011fini ekonomik verilerle aktard\u0131. Avdagi\u00e7, &#8220;Maalesef \u00fclke olarak tasarrufta arzu etti\u011fimiz noktada de\u011filiz. T\u00fcrkiye\u2019de kredi olarak da\u011f\u0131t\u0131lan her 116 liran\u0131n ancak 100 liras\u0131n\u0131 biz yat\u0131r\u0131yoruz, kalan\u0131n\u0131 yurt d\u0131\u015f\u0131ndan elde etti\u011fimiz kaynakla yap\u0131yoruz. Bu s\u00fcrd\u00fcr\u00fclebilir bir \u015fey de\u011fil, olmamal\u0131 da. Mutlaka bizim  ki\u015fi olarak, \u015firket olarak, kamu olarak hepimizin tasarrufu \u00f6nceleyen bir hayata bak\u0131\u015f\u0131 ortaya koymam\u0131z gerekiyor. \u00c7ocuklara, tasarrufla ilgili e\u011fitim de mutlaka verilmeli. Burada bir milli seferberlik yap\u0131lmal\u0131. Milli bir politika haline getirilmeli. Biz bunu bu platforma ta\u015f\u0131rsak ancak o zaman T\u00fcrkiye\u2019nin d\u0131\u015f kaynak ihtiyac\u0131n\u0131 s\u0131f\u0131rlam\u0131\u015f oluruz&#8221; diye konu\u015ftu.<\/p>\n<p>Tasarruf \u00fczerine kurulu bireysel emeklilik sistemlerinin ba\u015fta gen\u00e7ler olmak \u00fczere geni\u015f kitlelere yeteri kadar anlat\u0131lmad\u0131\u011f\u0131n\u0131 da s\u00f6yleyen Avdagi\u00e7, buraya a\u011f\u0131rl\u0131k verilmesinin \u00f6nemine dikkat \u00e7ekti. Avdagi\u00e7, sistemi \u00e7al\u0131\u015fanlara yeteri kadar anlatmad\u0131klar\u0131 \u00f6zele\u015ftirisinde de bulundu. Operasyonel s\u00fcre\u00e7lerin biraz daha sadele\u015ftirilebilece\u011fini, bu durumun sistemin verimlili\u011fine olumlu katk\u0131 sunaca\u011f\u0131n\u0131 s\u00f6yledi. Bu ve buna benzer ba\u015fka \u00f6nerilerin b\u00fct\u00fcn taraflar\u0131n haz\u0131r bulundu\u011fu bir masa etraf\u0131nda karara ba\u011flanmas\u0131n\u0131n \u00f6nemine de dikkat \u00e7eken Avdagi\u00e7, tasarrufu b\u00fcy\u00fcyen kartopuna benzeterek bunu ba\u015farabilece\u011fimizi s\u00f6yledi.<div class=\"tiled-gallery type-rectangular tiled-gallery-unresized\" data-original-width=\"500\" data-carousel-extra='null' itemscope itemtype=\"http:\/\/schema.org\/ImageGallery\" > <div class=\"gallery-row\" style=\"width: 500px; height: 334px;\" data-original-width=\"500\" data-original-height=\"334\" > <div class=\"gallery-group images-1\" style=\"width: 500px; height: 334px;\" data-original-width=\"500\" data-original-height=\"334\" > <div class=\"tiled-gallery-item tiled-gallery-item-large\" itemprop=\"associatedMedia\" itemscope itemtype=\"http:\/\/schema.org\/ImageObject\"> <a href=\"http:\/\/www.tvturk.com\/index.php\/bes-panelinde-milli-tasarruf-seferberligi-cagrisi\/bes-panelinde-milli-tasarruf-seferberligi-cagrisi-3\/\" border=\"0\" itemprop=\"url\"> <meta itemprop=\"width\" content=\"496\"> <meta itemprop=\"height\" content=\"330\"> <img decoding=\"async\" class=\"\" data-attachment-id=\"53779\" data-orig-file=\"http:\/\/www.tvturk.com\/wp-content\/uploads\/2019\/02\/bes-panelinde-milli-tasarruf-seferberligi-cagrisi_32b517c.jpg\" data-orig-size=\"1000,665\" data-comments-opened=\"\" data-image-meta=\"{&quot;aperture&quot;:&quot;0&quot;,&quot;credit&quot;:&quot;IHA&quot;,&quot;camera&quot;:&quot;&quot;,&quot;caption&quot;:&quot;T\\u00dcRK\\u0130YE S\\u0130GORTA B\\u0130RL\\u0130\\u011e\\u0130 (TSB) Y\\u00d6NET\\u0130M KURULU BA\\u015eKAN YARDIMCISI VE EGM Y\\u00d6NET\\u0130M KURULU \\u00dcYES\\u0130 BURAK AL\\u0130 G\\u00d6\\u00c7ER \\u0130LE \\u0130STANBUL T\\u0130CARET ODASI (\\u0130TO) Y\\u00d6NET\\u0130M KURULU BA\\u015eKANI \\u015eEK\\u0130B AVDAG\\u0130\\u00c7. (\\u0130HA\\\/\\u0130STANBUL-\\u0130HA)&quot;,&quot;created_timestamp&quot;:&quot;0&quot;,&quot;copyright&quot;:&quot;\\u0130HLAS HABER AJANSI, www.iha.com.tr&quot;,&quot;focal_length&quot;:&quot;0&quot;,&quot;iso&quot;:&quot;0&quot;,&quot;shutter_speed&quot;:&quot;0&quot;,&quot;title&quot;:&quot;BES PANEL\\u0130NDE M\\u0130LL\\u0130 TASARRUF SEFERBERL\\u0130\\u011e\\u0130 \\u00c7A\\u011eRISI G\\u00d6\\u00c7ER: \\u0022OTOMAT\\u0130K KATILIMDA HAL\\u0130 HAZIRDA B\\u0130R\\u0130KEN FON TUTARININ 5 M\\u0130LYAR L\\u0130RA\\u0022 AVDAG\\u0130\\u00c7: \\u0022TASARRUFU \\u00d6NCELEYEN B\\u0130R HAYATA BAKI\\u015eI ORTAYA KOYMAMIZ GEREK\\u0130YOR\\u0022&quot;,&quot;orientation&quot;:&quot;0&quot;}\" data-image-title=\"BES panelinde milli tasarruf seferberli\u011fi \u00e7a\u011fr\u0131s\u0131\" data-image-description=\"&lt;p&gt;BES panelinde milli tasarruf seferberli\u011fi \u00e7a\u011fr\u0131s\u0131&lt;\/p&gt; \" data-medium-file=\"https:\/\/i0.wp.com\/www.tvturk.com\/wp-content\/uploads\/2019\/02\/bes-panelinde-milli-tasarruf-seferberligi-cagrisi_32b517c.jpg?fit=300%2C200\" data-large-file=\"https:\/\/i0.wp.com\/www.tvturk.com\/wp-content\/uploads\/2019\/02\/bes-panelinde-milli-tasarruf-seferberligi-cagrisi_32b517c.jpg?fit=1000%2C665\" src=\"https:\/\/i0.wp.com\/www.tvturk.com\/wp-content\/uploads\/2019\/02\/bes-panelinde-milli-tasarruf-seferberligi-cagrisi_32b517c.jpg?w=496&#038;h=330\" srcset=\"https:\/\/i0.wp.com\/www.tvturk.com\/wp-content\/uploads\/2019\/02\/bes-panelinde-milli-tasarruf-seferberligi-cagrisi_32b517c.jpg?w=1000 1000w, https:\/\/i0.wp.com\/www.tvturk.com\/wp-content\/uploads\/2019\/02\/bes-panelinde-milli-tasarruf-seferberligi-cagrisi_32b517c.jpg?resize=150%2C100 150w, https:\/\/i0.wp.com\/www.tvturk.com\/wp-content\/uploads\/2019\/02\/bes-panelinde-milli-tasarruf-seferberligi-cagrisi_32b517c.jpg?resize=300%2C200 300w, https:\/\/i0.wp.com\/www.tvturk.com\/wp-content\/uploads\/2019\/02\/bes-panelinde-milli-tasarruf-seferberligi-cagrisi_32b517c.jpg?resize=768%2C511 768w, https:\/\/i0.wp.com\/www.tvturk.com\/wp-content\/uploads\/2019\/02\/bes-panelinde-milli-tasarruf-seferberligi-cagrisi_32b517c.jpg?resize=170%2C113 170w, https:\/\/i0.wp.com\/www.tvturk.com\/wp-content\/uploads\/2019\/02\/bes-panelinde-milli-tasarruf-seferberligi-cagrisi_32b517c.jpg?resize=120%2C80 120w\" width=\"496\" height=\"330\" loading=\"lazy\" data-original-width=\"496\" data-original-height=\"330\" itemprop=\"http:\/\/schema.org\/image\" title=\"BES panelinde milli tasarruf seferberli\u011fi \u00e7a\u011fr\u0131s\u0131\" alt=\"BES panelinde milli tasarruf seferberli\u011fi \u00e7a\u011fr\u0131s\u0131\" style=\"width: 496px; height: 330px;\" \/> <\/a> <\/div> <\/div> <!-- close group --> <\/div> <!-- close row --> <\/div><\/p>\n","protected":false},"excerpt":{"rendered":"<p>T\u00dcRK\u0130YE S\u0130GORTA B\u0130RL\u0130\u011e\u0130 (TSB) Y\u00d6NET\u0130M KURULU BA\u015eKAN YARDIMCISI VE EGM Y\u00d6NET\u0130M KURULU \u00dcYES\u0130 BURAK AL\u0130 G\u00d6\u00c7ER \u0130LE \u0130STANBUL T\u0130CARET ODASI (\u0130TO) Y\u00d6NET\u0130M KURULU BA\u015eKANI \u015eEK\u0130B AVDAG\u0130\u00c7.<\/p>\n","protected":false},"author":1,"featured_media":53778,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":false,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"font":"","enabled":false},"version":2},"jetpack_post_was_ever_published":false},"categories":[19],"tags":[7278,5140,429,17122,7691,11898],"class_list":["post-53777","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-ekonomi","tag-bes","tag-cagrisi","tag-milli","tag-panelinde","tag-seferberligi","tag-tasarruf"],"jetpack_publicize_connections":[],"jetpack_featured_media_url":"https:\/\/i0.wp.com\/www.tvturk.com\/wp-content\/uploads\/2019\/02\/bes-panelinde-milli-tasarruf-seferberligi-cagrisi_768ca46.jpg?fit=1000%2C665","jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/paKIfm-dZn","_links":{"self":[{"href":"http:\/\/www.tvturk.com\/index.php\/wp-json\/wp\/v2\/posts\/53777","targetHints":{"allow":["GET"]}}],"collection":[{"href":"http:\/\/www.tvturk.com\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"http:\/\/www.tvturk.com\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"http:\/\/www.tvturk.com\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"http:\/\/www.tvturk.com\/index.php\/wp-json\/wp\/v2\/comments?post=53777"}],"version-history":[{"count":1,"href":"http:\/\/www.tvturk.com\/index.php\/wp-json\/wp\/v2\/posts\/53777\/revisions"}],"predecessor-version":[{"id":53780,"href":"http:\/\/www.tvturk.com\/index.php\/wp-json\/wp\/v2\/posts\/53777\/revisions\/53780"}],"wp:featuredmedia":[{"embeddable":true,"href":"http:\/\/www.tvturk.com\/index.php\/wp-json\/wp\/v2\/media\/53778"}],"wp:attachment":[{"href":"http:\/\/www.tvturk.com\/index.php\/wp-json\/wp\/v2\/media?parent=53777"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"http:\/\/www.tvturk.com\/index.php\/wp-json\/wp\/v2\/categories?post=53777"},{"taxonomy":"post_tag","embeddable":true,"href":"http:\/\/www.tvturk.com\/index.php\/wp-json\/wp\/v2\/tags?post=53777"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}