Kahramanmara\u015f\u2019ta Serdal Kaplan\u2019\u0131n ba\u015fvurusunu de\u011ferlendiren T\u00fcketici Sorunlar\u0131 \u0130l Hakem Heyeti, konut i\u00e7in bankadan \u00e7ekilen krediden al\u0131nan bin 500 liral\u0131k “full paket” \u00fccretinin t\u00fcketiciye iadesini kararla\u015ft\u0131rd\u0131.<\/p>\n
Kahramanmara\u015f\u2019ta 18 ay vade ile konut kredisi \u00e7eken Serdal Kaplan, bankan\u0131n kendisinden “full paket” \u00fccreti ad\u0131 alt\u0131nda bin 500 lira para kesildi\u011fini fark edince T\u00fcketici Sorunlar\u0131 \u0130l Hakem Heyeti\u2019ne ba\u015fvurdu. \u0130l Hakem Heyeti yapt\u0131\u011f\u0131 inceleme sonras\u0131nda bankan\u0131n haks\u0131z oldu\u011funa ve paran\u0131n iadesine karar verdi. Banka bu karara itiraz ederek konuyu mahkemeye ta\u015f\u0131d\u0131 ancak mahkeme de hakem heyetinin karar\u0131n\u0131 onaylay\u0131nca, t\u00fcketici paras\u0131n\u0131 geri ald\u0131.<\/p>\n
T\u00fcketiciler Birli\u011fi Genel Ba\u015fkan Vekili Nesih Tanr\u0131verdi, full paketin b\u00fcy\u00fck sanayiciler i\u00e7in y\u00fcksek miktarda yap\u0131lan EFT ve havale i\u015flemlerinde kullan\u0131ld\u0131\u011f\u0131n\u0131, t\u00fcketiciden full paket \u00fccreti al\u0131namayaca\u011f\u0131n\u0131 s\u00f6yledi. Tanr\u0131verdi, “6502 say\u0131l\u0131 kanunda, t\u00fcketicinin korunmas\u0131 kapsam\u0131nda t\u00fcketici veya konut kredisi alan t\u00fcketicilerden al\u0131nabilecek \u00fccretler bankac\u0131l\u0131k d\u00fczenleme ve denetleme kurulunun \u00e7\u0131karm\u0131\u015f oldu\u011fu y\u00f6netmelikle s\u0131n\u0131rland\u0131r\u0131lm\u0131\u015f, buna g\u00f6re hangi \u00fccretlerin ne oranda al\u0131naca\u011f\u0131 kesin bir s\u0131n\u0131rla \u00e7izilmi\u015f bulunmaktad\u0131r. Buna g\u00f6re full paket \u00fccreti t\u00fcketiciden al\u0131namaz” dedi.<\/p>\n
Gerek\u00e7eye bak\u0131ld\u0131\u011f\u0131nda mahkemenin verdi\u011fi karar\u0131n hukuka uygun oldu\u011funu s\u00f6yleyen Tanr\u0131verdi, “Banka yapt\u0131\u011f\u0131 savunmada, t\u00fcketicinin konut kredisinden farkl\u0131 bir hizmet s\u00f6zle\u015fmesini kendi iradesi ile s\u00f6zle\u015fmeyi imzalad\u0131\u011f\u0131n\u0131 iddia etse de bu \u2019full paket\u2019 dedi\u011fimiz paket miktar\u0131, t\u00fcketici i\u00e7in a\u011f\u0131r bir miktar. T\u00fcketici ayda yakla\u015f\u0131k 100 lira bu full pakete \u00f6demekle y\u00fck\u00fcml\u00fc tutuluyor. Halbuki t\u00fcketiciye verilen hizmet kapsam\u0131nda al\u0131nacak \u00fccret 3-5 liray\u0131 ge\u00e7meyecek bir miktard\u0131r. Dolay\u0131s\u0131yla bunun 100 lira olarak t\u00fcketiciden talep edilmesi i\u015fin do\u011fas\u0131na ayk\u0131r\u0131d\u0131r” dedi.<\/p>\n
Full paket \u00fccretinin b\u00fcy\u00fck sanayiciler i\u00e7in \u00e7\u0131kar\u0131lm\u0131\u015f bir paket oldu\u011funa dikkat \u00e7eken Tanr\u0131verdi, “\u00c7ok y\u00fcksek miktarda EFT ve havale bedeli \u00f6deyen sanayicimiz bu paketten faydalanarak belli bir miktara kadar yapaca\u011f\u0131 havaleleri s\u0131n\u0131rland\u0131rm\u0131\u015f, bu hizmetten yararlanm\u0131\u015f oluyor. T\u00fcketicinin full pakete ihtiyac\u0131 olma ihtimali yok diyebiliriz. Di\u011fer t\u00fcketicilerimizde ba\u015fvuru yaparak bu \u00fccretin iadesini talep edebilirler\u2019\u2019 diye konu\u015ftu.<\/p>\n","protected":false},"excerpt":{"rendered":"
T\u00dcKET\u0130C\u0130LER B\u0130RL\u0130\u011e\u0130 GENEL BA\u015eKAN VEK\u0130L\u0130 NES\u0130H TANRIVERD\u0130, FULL PAKET\u0130N B\u00dcY\u00dcK SANAY\u0130C\u0130LER \u0130\u00c7\u0130N Y\u00dcKSEK M\u0130KTARDA YAPILAN EFT VE HAVALE \u0130\u015eLEMLER\u0130NDE KULLANILDI\u011eINI, T\u00dcKET\u0130C\u0130DEN FULL PAKET \u00dcCRET\u0130 ALINAMAYACA\u011eINI S\u00d6YLED\u0130.<\/p>\n","protected":false},"author":1,"featured_media":53934,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"jetpack_post_was_ever_published":false,"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":false,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"font":"","enabled":false},"version":2}},"categories":[19],"tags":[17596,2833,17595,857,17597,2490,16149],"class_list":["post-53933","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-ekonomi","tag-full","tag-aldigi","tag-bankanin","tag-edildi","tag-iade","tag-paket","tag-ucreti"],"jetpack_publicize_connections":[],"jetpack_featured_media_url":"https:\/\/i0.wp.com\/www.tvturk.com\/wp-content\/uploads\/2019\/02\/bankanin-aldigi-full-paket-ucreti-iade-edildi_8138f5f.jpg?fit=1000%2C662","jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/paKIfm-e1T","_links":{"self":[{"href":"http:\/\/www.tvturk.com\/index.php\/wp-json\/wp\/v2\/posts\/53933","targetHints":{"allow":["GET"]}}],"collection":[{"href":"http:\/\/www.tvturk.com\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"http:\/\/www.tvturk.com\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"http:\/\/www.tvturk.com\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"http:\/\/www.tvturk.com\/index.php\/wp-json\/wp\/v2\/comments?post=53933"}],"version-history":[{"count":0,"href":"http:\/\/www.tvturk.com\/index.php\/wp-json\/wp\/v2\/posts\/53933\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"http:\/\/www.tvturk.com\/index.php\/wp-json\/wp\/v2\/media\/53934"}],"wp:attachment":[{"href":"http:\/\/www.tvturk.com\/index.php\/wp-json\/wp\/v2\/media?parent=53933"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"http:\/\/www.tvturk.com\/index.php\/wp-json\/wp\/v2\/categories?post=53933"},{"taxonomy":"post_tag","embeddable":true,"href":"http:\/\/www.tvturk.com\/index.php\/wp-json\/wp\/v2\/tags?post=53933"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}